Wherever you are in Florida, we come to you. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Serving Florida property owners since 2006, in English and Spanish. New Jersey: statewide.
Short answer: State Farm is the largest residential insurer in Florida by policies in force and the largest homeowners insurer in New Jersey. In Florida, the policies are written by State Farm Florida Insurance Company; in New Jersey, by State Farm Fire and Casualty Company.
Last reviewed: October 2026
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State Farm Florida in Florida, by the numbers
At July 31, 2026, State Farm Florida reported 666,923 Florida residential policies in force, ranking #1 among the 163 companies in OIR’s July 2026 report by residential policy count: 396,393 homeowners, 165,029 renters, 93,219 condo unit (HO-6), and 12,282 commercial residential. It reported 2,264 new claims opened in July 2026.
In July 2026, State Farm Florida reported opening 2,264 claims and closing 2,272; 4,594 claims were still pending at month-end, and 2,986 lawsuits were open. Policyholders or the company invoked mediation on 88 claims and appraisal on 9 claims that month.
Source: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026. Figures are company filings published without audit by OIR.
State Farm Florida compared with the Florida market
Per 1,000 policies in force, July 2026. State Farm Florida: 666,923 Florida residential policies; Florida: all 163 companies in the report, 7,717,729 policies. Source: Florida OIR monthly MIR report, July 2026 (company filings, not audited by OIR). One month of data; a single month can swing after a storm.
Questions about a claim with this insurer? Call Homeland first: (305) 783-3777, 24/7.
State Farm in New Jersey
State Farm held 12.87% of New Jersey homeowners policies in force at December 31, 2025, #1 in the state, according to the New Jersey Department of Banking and Insurance’s Homeowners Market Survey.
Before you call State Farm
Call us first, so we can read your full policy and give State Farm written notice with the facts and photos that support the claim. Until then, photograph everything before anything is thrown out, make only the repairs that stop more damage, and don’t give a statement or sign anything. See the first 24 hours after property damage.
Your deadlines and State Farm’s, in Florida
Give notice within 1 year of the date of loss (18 months for a supplemental claim); we give it for you. The insurer must acknowledge the claim within 7 days and pay or deny within 60 days of notice, unless factors beyond its control intervene (Fla. Stat. §§627.70132, 627.70131). See every Florida and New Jersey claim deadline.
…and in New Jersey
The insurer must begin investigating within 10 working days of notice and pay within 30 days of properly executed proofs of loss, or explain the delay in writing (N.J.A.C. 11:2-17.7). Your policy sets the notice and lawsuit deadlines, so call us promptly. See every Florida and New Jersey claim deadline.
Where State Farm claims most often need help
State Farm Florida writes homeowners, condo unit (HO-6) and renters policies, so most of its claims are water, wind and roof losses on homes and condos. On condo claims, the line between the association’s master policy and your HO-6 decides who pays for what; see master policy vs. HO-6. On roof claims, Florida’s matching and roof-repair rules often decide the outcome; see the roof-repair code change.
How Homeland helps with your State Farm claim
We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with State Farm’s adjusters from start to finish, in English or Spanish. If State Farm has already paid or denied, upload the letter or estimate to Claim Review for a free first read.
Frequently asked questions
Should I call State Farm first?
Can my public adjuster also be the appraiser on my State Farm claim?
Is my New Jersey State Farm policy with the same company as a Florida one?
Can I hire a public adjuster on a State Farm claim?
Sources: N.J.A.C. 11:2-17.7; NJ DOBI Homeowners Market Survey, 12/31/2025; Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026; Fla. Stat. §627.70131; Fla. Stat. §627.70132.
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Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.
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State Farm Claims We Handle
We represent property owners on State Farm claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.
Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves all of Florida: Yes — every city and county. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (305) 783-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.