Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Stuart: Yes. Wherever you are in Stuart, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (772) 807-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Experienced Public Adjusters Serving Stuart Property Owners
Comparing adjusters? Use our 10-point test for the best public adjuster in Martin County, with local storm and flood facts.
Request A Free Claim Evaluation
Martin County Storm and Claim History
- On October 9, 2024, as Hurricane Milton's outer bands crossed the Treasure Coast, the National Weather Service in Melbourne confirmed an EF-2 tornado that tracked 5.7 miles from Hobe Sound to Stuart with estimated peak winds of 120 mph, with 110 to 120 mph winds in the Mariner Sands community. An earlier EF-1 tornado the same afternoon struck Stuart with estimated peak winds of 95 mph over a 3-mile path.
- Another Milton tornado, rated EF-2 with estimated winds of 125 mph, tracked about 31.6 miles from Palm City to Fort Pierce on October 9, 2024; the National Weather Service found the only EF-2 damage at a large newer home south of SW Kanner Highway where most of the roof was torn off, and damage from Palm City to Fort Pierce included flipped vehicles and partial roof losses.
- Martin County's post-Milton survey, which covered 72% of the county, counted 401 homes affected, including 27 destroyed and 24 with major damage, with a total county damage estimate of about $15.1 million, according to WPTV.
- Hurricane Jeanne’s eye crossed the coast at the southern end of Hutchinson Island, just east of Stuart, early on September 26, 2004, with maximum winds estimated at 105 knots, according to the National Hurricane Center.
- After Hurricane Milton, the President declared a major disaster for Florida on October 11, 2024 (FEMA-4834-DR), and Martin County was among the counties designated for FEMA Individual Assistance.
- Average homeowners insurance premium in Martin County: $5,899 a year with wind coverage, $2,471 without; condominium unit owners $1,765 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Stuart
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Stuart.
Flood Damage
Storm surge and flood losses in Stuart, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Stuart homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Stuart businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Stuart condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (772) 807-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Stuart owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Stuart Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Stuart, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Stuart Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Stuart property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Stuart. Llámenos al 772-807-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (772) 807-3777
What If an Aircraft Hit Your Property in Stuart and Martin County?
In the News Near Stuart, FL
Stuart Public Adjuster FAQs
Stuart property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle tornado and wind claims in Stuart?▶
Yes. Stuart’s risk isn’t only direct landfalls: during Hurricane Milton in October 2024, an EF-2 tornado tracked 5.7 miles from Hobe Sound to Stuart. Homeland documents tornado, wind and water damage and handles the claim for you; call our local line 24/7 at (772) 807-3777.
Does Homeland handle hurricane and storm claims in Stuart?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Martin County is within Florida’s hurricane-prone coastal region, and we help Stuart property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
I need a really good public adjuster in Stuart. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Stuart.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Stuart and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Stuart, and anywhere in Martin County, including Port St Lucie and Jupiter. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (772) 807-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
I need a good public adjuster for damage at my house in Stuart. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (772) 807-3777, and a licensed adjuster comes to your property in Stuart, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Stuart: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (772) 807-3777, 24/7.
By Nelson Avila
Storm history near Stuart
Since 1851, 55 tropical storms and hurricanes have passed within 50 miles of Stuart, 24 of them hurricanes at their closest point, plus 18 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1928), a Category 4 hurricane 24 miles away. Scroll to follow the storms that shaped the area.
Nicole · 2022
At its closest point on November 10, 2022, Nicole was a Category 1 hurricane about 21 miles from Stuart, with winds near 75 mph.
Matthew · 2016
At its closest point on October 7, 2016, Matthew was a Category 3 hurricane about 47 miles from Stuart, with winds near 125 mph.
Wilma · 2005
At its closest point on October 24, 2005, Wilma was a Category 3 hurricane about 20 miles from Stuart, with winds near 115 mph.
Unnamed hurricane · 1933
At its closest point on September 4, 1933, Unnamed hurricane was a Category 3 hurricane about 14 miles from Stuart, with winds near 125 mph.
Unnamed hurricane · 1928
At its closest point on September 17, 1928, Unnamed hurricane was a Category 4 hurricane about 24 miles from Stuart, with winds near 130 mph.
All 73 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2022 | Nicole | Category 1 hurricane | 21 mi | 75 mph |
| 2020 | Isaias | Tropical storm | 41 mi | 70 mph |
| 2019 | Three | Tropical depression | 35 mi | 35 mph |
| 2017 | Emily | Tropical depression | 42 mi | 35 mph |
| 2016 | Matthew | Category 3 hurricane | 47 mi | 125 mph |
| 2016 | Julia | Tropical depression | 8 mi | 35 mph |
| 2008 | Fay | Tropical storm | 45 mi | 65 mph |
| 2006 | Ernesto | Tropical storm | 38 mi | 40 mph |
| 2005 | Wilma | Category 3 hurricane | 20 mi | 115 mph |
| 2005 | Tammy | Tropical storm | 34 mi | 40 mph |
| 2004 | Jeanne | Category 3 hurricane | 1 mi | 120 mph |
| 2004 | Frances | Category 2 hurricane | 2 mi | 100 mph |
| 1999 | Irene | Category 1 hurricane | 5 mi | 75 mph |
| 1998 | Mitch | Tropical storm | 18 mi | 60 mph |
| 1995 | Jerry | Tropical storm | 7 mi | 40 mph |
| 1995 | Erin | Category 1 hurricane | 24 mi | 85 mph |
| 1994 | Gordon | Tropical storm | 36 mi | 60 mph |
| 1988 | Chris | Tropical depression | 28 mi | 40 mph |
| 1985 | Bob | Tropical storm | 3 mi | 45 mph |
| 1984 | Unnamed storm | Tropical depression | 8 mi | 30 mph |
| 1984 | Isidore | Tropical storm | 9 mi | 55 mph |
| 1981 | Dennis | Tropical storm | 46 mi | 40 mph |
| 1981 | Unnamed storm | Tropical depression | 8 mi | 30 mph |
| 1979 | David | Category 2 hurricane | 3 mi | 100 mph |
| 1979 | Unnamed storm | Tropical depression | 50 mi | 35 mph |
| 1976 | Dottie | Tropical storm | 12 mi | 45 mph |
| 1976 | Unnamed storm | Tropical depression | 13 mi | 25 mph |
| 1974 | Unnamed storm | Tropical storm | 24 mi | 60 mph |
| 1971 | Unnamed storm | Tropical depression | 48 mi | 30 mph |
| 1969 | Gerda | Tropical depression | 24 mi | 30 mph |
| 1968 | Dolly | Tropical depression | 12 mi | 35 mph |
| 1964 | Isbell | Category 1 hurricane | 18 mi | 90 mph |
| 1964 | Cleo | Tropical storm | 15 mi | 65 mph |
| 1962 | Alma | Tropical depression | 5 mi | 35 mph |
| 1960 | Florence | Tropical storm | 6 mi | 55 mph |
| 1959 | Judith | Tropical storm | 11 mi | 55 mph |
| 1956 | Unnamed storm | Tropical storm | 28 mi | 60 mph |
| 1954 | Unnamed storm | Tropical depression | 6 mi | 35 mph |
| 1953 | Hazel | Tropical storm | 35 mi | 70 mph |
| 1953 | Unnamed storm | Tropical depression | 42 mi | 30 mph |
| 1953 | Unnamed storm | Tropical depression | 13 mi | 35 mph |
| 1952 | Unnamed storm | Tropical storm | 20 mi | 65 mph |
| 1951 | How | Tropical storm | 20 mi | 55 mph |
| 1950 | King | Category 2 hurricane | 44 mi | 100 mph |
| 1949 | Unnamed hurricane | Category 3 hurricane | 28 mi | 120 mph |
| 1948 | Unnamed hurricane | Category 1 hurricane | 4 mi | 95 mph |
| 1946 | Unnamed storm | Tropical storm | 21 mi | 40 mph |
| 1939 | Unnamed hurricane | Category 1 hurricane | 2 mi | 75 mph |
| 1933 | Unnamed hurricane | Category 3 hurricane | 14 mi | 125 mph |
| 1933 | Unnamed storm | Tropical storm | 7 mi | 70 mph |
| 1928 | Unnamed hurricane | Category 4 hurricane | 24 mi | 130 mph |
| 1928 | Unnamed hurricane | Category 2 hurricane | 7 mi | 100 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 30 mi | 105 mph |
| 1925 | Unnamed storm | Post-tropical storm | 48 mi | 60 mph |
| 1916 | Unnamed storm | Tropical storm | 30 mi | 40 mph |
| 1909 | Unnamed storm | Tropical depression | 11 mi | 35 mph |
| 1909 | Unnamed storm | Tropical storm | 40 mi | 45 mph |
| 1898 | Unnamed storm | Tropical storm | 3 mi | 40 mph |
| 1896 | Unnamed storm | Tropical storm | 23 mi | 45 mph |
| 1895 | Unnamed storm | Tropical depression | 44 mi | 30 mph |
| 1891 | Unnamed storm | Tropical storm | 3 mi | 45 mph |
| 1889 | Unnamed storm | Tropical storm | 7 mi | 45 mph |
| 1888 | Unnamed storm | Tropical storm | 48 mi | 45 mph |
| 1888 | Unnamed storm | Tropical storm | 26 mi | 50 mph |
| 1885 | Unnamed hurricane | Category 1 hurricane | 17 mi | 85 mph |
| 1878 | Unnamed storm | Tropical storm | 19 mi | 45 mph |
| 1876 | Unnamed hurricane | Category 1 hurricane | 23 mi | 95 mph |
| 1873 | Unnamed hurricane | Category 2 hurricane | 48 mi | 100 mph |
| 1871 | Unnamed hurricane | Category 2 hurricane | 5 mi | 105 mph |
| 1871 | Unnamed hurricane | Category 3 hurricane | 5 mi | 115 mph |
| 1870 | Unnamed hurricane | Category 1 hurricane | 12 mi | 75 mph |
| 1865 | Unnamed hurricane | Category 1 hurricane | 31 mi | 90 mph |
| 1861 | Unnamed storm | Tropical storm | 48 mi | 60 mph |
Federal disaster declarations covering Martin County
Since 1965, FEMA has issued 39 federal declarations covering Martin County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
- October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
All 39 declarations
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- October 18, 2012 · Hurricane Isaac · Major disaster (DR-4084)
- May 12, 2009 · Martin County Fire Complex · Fire management (FM-2819)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- June 27, 2007 · Okeechobee Fire Complex · Fire management (FM-2696)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- February 19, 2001 · Fl - Okeechobee Complex Fire · Fire management (FM-2354)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- September 22, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1300)
- September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Okeechobee Fire Complex · Fire management (FM-2251)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- October 27, 1995 · Severe Flooding · Major disaster (DR-1074)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Stuart Public Adjusters
Homeland serves Stuart property owners, available 24/7 by phone at (772) 807-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Stuart resources after a property loss
The offices a Stuart property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Martin County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?