Experienced Public Adjusters Serving Stuart Property Owners
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Martin County Storm and Claim History
- On October 9, 2024, as Hurricane Milton's outer bands crossed the Treasure Coast, the National Weather Service in Melbourne confirmed an EF-2 tornado that tracked 5.7 miles from Hobe Sound to Stuart with estimated peak winds of 120 mph, with 110 to 120 mph winds in the Mariner Sands community. An earlier EF-1 tornado the same afternoon struck Stuart with estimated peak winds of 95 mph over a 3-mile path.
- Another Milton tornado, rated EF-2 with estimated winds of 125 mph, tracked about 31.6 miles from Palm City to Fort Pierce on October 9, 2024; the National Weather Service found the only EF-2 damage at a large newer home south of SW Kanner Highway where most of the roof was torn off, and damage from Palm City to Fort Pierce included flipped vehicles and partial roof losses.
- Martin County's post-Milton survey, which covered 72% of the county, counted 401 homes affected, including 27 destroyed and 24 with major damage, with a total county damage estimate of about $15.1 million, according to WPTV.
- Hurricane Jeanne’s eye crossed the coast at the southern end of Hutchinson Island, just east of Stuart, early on September 26, 2004, with maximum winds estimated at 105 knots, according to the National Hurricane Center.
- After Hurricane Milton, the President declared a major disaster for Florida on October 11, 2024 (FEMA-4834-DR), and Martin County was among the counties designated for FEMA Individual Assistance.
- Average homeowners insurance premium in Martin County: $5,899 a year with wind coverage, $2,471 without; condominium unit owners $1,765 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Stuart
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Stuart.
Flood Damage
Storm surge and flood losses in Stuart, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Stuart homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Stuart businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Stuart condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (772) 807-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Stuart owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Stuart Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Stuart, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Stuart Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Stuart property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Stuart. Llámenos al 772-807-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (772) 807-3777
In the News Near Stuart, FL
Stuart Public Adjuster FAQs
Stuart property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle tornado and wind claims in Stuart?▶
Yes. Stuart’s risk isn’t only direct landfalls: during Hurricane Milton in October 2024, an EF-2 tornado tracked 5.7 miles from Hobe Sound to Stuart. Homeland documents tornado, wind and water damage and handles the claim for you; call our local line 24/7 at (772) 807-3777.
Does Homeland handle hurricane and storm claims in Stuart?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Martin County is within Florida’s hurricane-prone coastal region, and we help Stuart property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
How do I find a public adjuster near me after property damage in Stuart?▶
Call Homeland directly for a free claim review. We serve Stuart, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Stuart Public Adjusters
Homeland serves Stuart property owners, available 24/7 by phone at (772) 807-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Stuart resources after a property loss
The offices a Stuart property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Martin County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help