Experienced Public Adjusters Serving Pinellas County Property Owners
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Pinellas County Storm History
- When Hurricane Milton struck on October 9, 2024, St. Petersburg received 18.5 inches of rain in 24 hours — what NBC meteorologist Al Roker called a 1-in-1,000-year rainfall event.
- Milton's winds tore the fabric roof off Tropicana Field, two deaths were reported in St. Petersburg, and a water-main break forced the city to shut off tap water service.
- Florida’s Office of Insurance Regulation counted 26,354 insurance claims in Pinellas County from Hurricane Irma in 2017, as of its November 9, 2020 data.
- After Hurricane Milton, Pinellas County was among the counties designated for FEMA Individual Assistance in the major disaster declaration of October 11, 2024 (FEMA-4834-DR).
- Average homeowners insurance premium in Pinellas County: $4,063 a year with wind coverage, $2,034 without; condominium unit owners $1,399 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Pinellas County
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Pinellas County.
Flood Damage
Storm surge and flood losses in Pinellas County, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Pinellas County homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Pinellas County businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Pinellas County condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (727) 390-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Pinellas County owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Pinellas County Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Pinellas County, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Pinellas County Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Pinellas County property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Pinellas County. Llámenos al 727-390-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (727) 390-3777
Cities We Serve in Pinellas County
Homeland’s Pinellas County public adjusters also have local pages for Clearwater, FL, St Petersburg, FL.
In the News Near Pinellas County, FL
Pinellas County Public Adjuster FAQs
Pinellas County property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle hurricane flood and wind claims in Pinellas County?▶
Yes. Pinellas County was designated for FEMA Individual Assistance after Hurricane Milton in October 2024, the same storm that dropped 18.5 inches of rain on St. Petersburg in 24 hours. Homeland documents the flood, wind and roof damage and handles the claim for you; call our local line 24/7 at (727) 390-3777.
Does Homeland handle hurricane claims in Pinellas County?▶
Yes. Hurricane, wind and flood claims are among the losses Homeland handles. Pinellas County took a direct hit from Hurricane Milton's record rainfall and wind in October 2024, and we help Pinellas County property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
How do I find a public adjuster near me after property damage in Pinellas County?▶
Call Homeland directly for a free claim review. We serve Pinellas County, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Pinellas County Public Adjusters
Homeland serves Pinellas County property owners, available 24/7 by phone at (727) 390-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey, including Clearwater and St Petersburg.
Pinellas County resources after a property loss
The offices a Pinellas County property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Pinellas County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help