Experienced Public Adjusters Serving Coral Gables Property Owners
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Coral Gables (Miami-Dade County) Storm and Claim History
- Hurricane Andrew struck Coral Gables on August 24, 1992. At the National Hurricane Center's then-headquarters in Coral Gables, instruments recorded sustained winds of 115 mph and gusts to 164 mph before the building's own anemometer and WSR-57 radar were torn off the roof and destroyed.
- Hurricane Irma in September 2017 brought a peak surveyed storm-surge inundation slightly over 6 feet in isolated spots in Coconut Grove, among the highest readings recorded anywhere along the Biscayne Bay shoreline; a monitoring station at Dinner Key recorded sustained winds of 58 mph and gusts to 82 mph.
- Irma's surge and wind pushed boats from Coconut Grove's marinas ashore near the Barnacle Historic State Park, and a station in Coral Gables recorded a peak wind gust of 90 mph before its anemometer failed ahead of the storm's local peak.
- Florida’s Office of Insurance Regulation counted 152,201 insurance claims in Miami-Dade County from Hurricane Irma in 2017, as of its November 9, 2020 data.
- After Hurricane Irma, FEMA designated Miami-Dade County for Individual Assistance under major disaster declaration DR-4337, making help available to affected households.
- Average homeowners insurance premium in Miami-Dade County: $5,975 a year with wind coverage, $3,779 without; condominium unit owners $2,801 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Coral Gables
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Coral Gables.
Flood Damage
Storm surge and flood losses in Coral Gables, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Coral Gables homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Coral Gables businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Coral Gables condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (305) 783-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Coral Gables owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Coral Gables Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Coral Gables, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Coral Gables Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Coral Gables property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Coral Gables. Llámenos al 305-783-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (305) 783-3777
In the News Near Coral Gables, FL
Coral Gables Public Adjuster FAQs
Coral Gables property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge and wind claims in Coral Gables?▶
Yes. Hurricane Irma pushed surge of slightly over 6 feet into isolated spots near Coconut Grove in 2017, and Miami-Dade County recorded 152,201 Irma insurance claims. Homeland documents surge, wind and roof damage and handles the claim for you; call our local line 24/7 at (305) 783-3777.
Does Homeland handle hurricane and storm claims in Coral Gables?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Coral Gables is in Miami-Dade County, within Florida’s hurricane-prone coastal region, and we help Coral Gables property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
How do I find a public adjuster near me after property damage in Coral Gables?▶
Call Homeland directly for a free claim review. We serve Coral Gables, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Coral Gables Public Adjusters
Homeland serves Coral Gables property owners, available 24/7 by phone at (305) 783-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Coral Gables resources after a property loss
The offices a Coral Gables property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Miami-Dade County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help