Yeni Martinez

Licensed Public Adjuster, Florida and New Jersey · Homeland Public Adjusters

Yeni Martinez is a licensed public adjuster in Florida and New Jersey with Homeland Public Adjusters, a firm that represents property owners, not insurance companies, on hurricane, wind, water, fire, roof and other property damage claims. She handles Homeland’s New Jersey claims and works with clients in English and Spanish.

Licenses and credentials

Holding both licenses means reading a New Jersey policy and a Florida policy side by side: the same water loss is governed by different notice rules, different deductible triggers and different fee rules, and the claim has to be built for the state it is in.

Articles by Yeni Martinez (4)

Claims Process

Claims Process

New Jersey Public Adjuster License Requirements: How to Check Who You’re Hiring

What New Jersey requires of a licensed public adjuster, from the state exam to the $10,000 bond and a written contract with a maximum fee, and how to confirm who you’re hiring.

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By Yeni Martinez

Policy Trends

Policy Trends

What Is a Hurricane Deductible? How It Works in Florida and New Jersey

A hurricane deductible is a separate, usually percentage-based deductible that applies only to hurricane losses. Florida's options, when it applies, and New Jersey's 74 mph rule.

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By Yeni Martinez

Fire Claims

Fire Claims

Chimney Fire Insurance Claims in New Jersey: Flue Damage, Attic Fires and the Inspection Record

A chimney fire is covered in New Jersey, even a contained flue fire that cracks the liner. The deterioration argument, the Level 2 inspection, and the claim clocks.

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By Yeni Martinez

Homeowners · New Jersey

Homeowners · New Jersey

Ice Dams, Frozen Pipes and Snow-Load Roof Damage

Winter perils that barely register in Florida are routine in New Jersey. What to document for ice dams, frozen pipes and snow-load roof damage.

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By Yeni Martinez

More from the Homeland team

Nelson AvilaLicensed Florida Public Adjuster60 articles →Alberto EnriquezSenior Licensed Florida Public Adjuster3 articles →Yisel DieguezLicensed Public Adjuster and Estimator, Florida and New Jersey5 articles →

How Homeland writes Insights

Every Insights article is general information for property owners, not legal advice. Statutes, rules and deadlines are checked against the current official text before publishing, cited by number and linked to the source where possible, and each article shows the date it was last reviewed. When a law changes, the article is updated.

Homeland Public Adjusters is licensed in Florida (Agency License W818638) and New Jersey (Firm License 3003982360). Yeni Martinez holds individual public adjuster licenses in both states.

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