Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Miami: Yes. Wherever you are in Miami, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (305) 783-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Homeland Results and Reviews in Miami
- Hurricane Irma · Miami — $203,000
- Water · Miami — $86,300
Every claim is different. Results depend on each loss and policy; past results don't guarantee a future outcome.
Amounts are insurance payments obtained on each claim, before Homeland's fee and other costs, rounded to the nearest dollar. Client names are withheld for privacy.
Experienced Public Adjusters Serving Miami Property Owners
Comparing adjusters? Use our 10-point test for the best public adjuster in Miami, with local storm and flood facts, or see the Miami-Dade County guide.
Request A Free Claim Evaluation
Miami-Dade Storm and Claim History
- Hurricane Andrew made landfall near Homestead on August 24, 1992. The National Hurricane Center reports that it destroyed 25,524 homes and damaged 101,241 others in Dade County.
- Hurricane Irma in September 2017 brought 3 to 5 feet of average storm-surge inundation along the Biscayne Bay shoreline from Homestead to Downtown Miami and Brickell, with a peak surveyed height slightly over 6 feet in isolated spots in Coconut Grove and Brickell.
- In Miami-Dade County, 55,012 insurance claims were filed after Irma, and almost all of the county had peak gusts of 80 to 95 mph.
- The 1926 Great Miami Hurricane’s eye passed over downtown Miami and parts of Coconut Grove around 6:30 a.m. on September 18, and its surge carried water across Biscayne Bay into the City of Miami for several blocks; the Red Cross counted 372 deaths.
- The City of Miami’s Stormwater Master Plan (draft, March 2021) estimated that about 20% of the city floods beyond its target level of service in a 10-year storm, and that approximately 5,000 structures would be inundated in a 100-year storm.
- Average homeowners insurance premium in Miami-Dade County: $5,975 a year with wind coverage, $3,779 without; condominium unit owners $2,801 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Miami Neighborhoods We Serve
We handle property insurance claims in every City of Miami neighborhood, including Allapattah, Brickell, Brickell Key, Coconut Grove, Coral Way, Downtown, Edgewater, Flagami, Grapeland Heights, Liberty City, Little Haiti, Little Havana, Midtown, Overtown, The Roads, Upper Eastside, West Flagler and Wynwood. A licensed Homeland public adjuster inspects at your home, condo or business. Our office is in Miami Lakes, in northwest Miami-Dade.
Building Code Rules That Shape Miami Claims
Miami-Dade and Broward are the only two counties in the High-Velocity Hurricane Zone defined in the Florida Building Code. Repairs here must use products approved for that zone and meet its stricter roofing and window rules, which can raise the cost of a proper repair. We price your claim to the code that applies to your property and check whether your policy's ordinance or law coverage pays for required upgrades.
100 Years of Hurricanes in Miami (1926–2025)
Miami has been tested by hurricanes for as long as there has been a modern city. These are the storms that hit Miami and Miami-Dade County hardest over the last century, with one documented local impact from each.
| Year | Storm | What happened in Miami |
|---|---|---|
| 1926 | Great Miami Hurricane September 17–18, 1926 | Drove a 10-foot storm surge onto Miami Beach and the barrier islands; the Red Cross reported over 6,000 people injured. |
| 1945 | Homestead Hurricane September 15, 1945 | Crossed Key Largo and passed over Homestead Army Air Base and Richmond Naval Air Station, where a fire during the storm consumed the blimp hangars. |
| 1950 | Hurricane King October 18, 1950 | Struck Miami in the early morning hours; the Miami Weather Bureau office recorded a maximum sustained wind of 122 mph. |
| 1964 | Hurricane Cleo August 27, 1964 | Made landfall on Key Biscayne, the first hurricane strike for Miami in 14 years, and smashed hotel and storefront windows along Miami Beach. |
| 1965 | Hurricane Betsy September 8, 1965 | Put Miami Beach streets near the ocean and Biscayne Bay under water, with rising water reaching businesses and homes near Biscayne Boulevard and Bay Shore Drive. |
| 1992 | Hurricane Andrew August 24, 1992 | Came ashore before dawn as a Category 5 hurricane with a minimum central pressure of 922 millibars. |
| 2005 | Hurricane Katrina August 25, 2005 | Came ashore near the Broward/Miami-Dade county line; Perrine measured 16.33 inches of rain, and three people died in Miami-Dade. |
| 2005 | Hurricane Wilma October 24, 2005 | Gusts reached 104 mph at the NWS Miami office at FIU and 92 mph at Miami International Airport, with a surge of about 4 feet at Virginia Key. |
| 2017 | Hurricane Irma September 10, 2017 | After its Category 4 landfall at Cudjoe Key, Irma brought a peak gust of 72 mph to Miami International Airport. |
| 2020 | Tropical Storm Eta November 8–9, 2020 | Dropped 14.12 inches of rain near Biscayne Park and 13.40 inches in North Miami, leaving streets in northern Miami-Dade impassable for days. |
Insurance Claims We Handle in Miami
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Miami.
Flood Damage
Storm surge and flood losses in Miami, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Miami homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Miami businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Miami condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (305) 783-3777. New Jersey (732) 517-3777.
Miami Fire Damage and Car-Into-Building Claims
Homeland’s licensed public adjusters handle fire and smoke damage claims for homes, condos and businesses in Miami: the burned areas, the smoke and soot that travel through ducts and walls, the contents, and additional living expenses or business income where the policy covers them. Don’t let the insurer set the number. Call Homeland first.
Fire and smoke damage claims ›
When a car or truck crashes into a house, fence, condo building or storefront in Miami, your own property policy pays first, minus your deductible, without waiting for anyone to decide who was at fault. Homeland documents the structural damage behind the impact and handles the claim with your insurer and the driver’s insurer. We handle the building and its contents; damage to the car itself goes through the auto policy.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Miami owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Miami Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Miami, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Miami Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Miami property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Miami. Llámenos al 305-783-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (305) 783-3777
In the News Near Miami, FL
Miami Public Adjuster FAQs
Miami property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
What major hurricanes have hit Miami?▶
Major storms to hit Miami and Miami-Dade include the 1926 Great Miami Hurricane, the 1945 Homestead hurricane, Hurricane King in 1950, Cleo in 1964 and Betsy in 1965. More recently, Hurricane Andrew struck as a Category 5 in 1992, Katrina and Wilma both hit in 2005, Irma in 2017, and Tropical Storm Eta flooded northern Miami-Dade in 2020.
Does Homeland handle hurricane wind-damage claims in Miami?▶
Yes. Miami faces hurricane wind and surge: Irma pushed 3 to 5 feet of storm surge along Biscayne Bay from Homestead to Downtown Miami and Brickell in 2017. Homeland documents roof, window and water damage and handles the claim for you; call us 24/7 at (305) 783-3777.
Does Homeland handle hurricane claims in Miami?▶
Yes. Hurricane and wind claims are among the losses Homeland handles. Miami-Dade has a long history of major hurricane losses, including Hurricane Andrew in 1992 and Hurricane Irma in 2017.
I need a really good public adjuster in Miami. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Miami.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Miami and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Miami, and anywhere in Miami-Dade County, including Miami Beach and Miami Springs. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (305) 783-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Miami: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (305) 783-3777, 24/7.
Someone told me about Homeland. Are they any good?▶
Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
By Nelson Avila
Storm history near Miami
Since 1851, 53 tropical storms and hurricanes have passed within 50 miles of Miami, 26 of them hurricanes at their closest point, plus 14 tropical depressions and post-tropical storms. The strongest at its closest point was Andrew (1992), a Category 5 hurricane 19 miles away. Scroll to follow the storms that shaped the area.
Bonnie · 2010
At its closest point on July 23, 2010, Bonnie was a tropical storm about 23 miles from Miami, with winds near 40 mph.
Katrina · 2005
At its closest point on August 25, 2005, Katrina was a Category 1 hurricane about 10 miles from Miami, with winds near 80 mph.
Irene · 1999
At its closest point on October 15, 1999, Irene was a Category 1 hurricane about 32 miles from Miami, with winds near 75 mph.
Andrew · 1992
At its closest point on August 24, 1992, Andrew was a Category 5 hurricane about 19 miles from Miami, with winds near 165 mph.
Unnamed hurricane · 1926
At its closest point on September 18, 1926, Unnamed hurricane was a Category 4 hurricane about 13 miles from Miami, with winds near 145 mph.
All 67 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2020 | Sally | Tropical depression | 12 mi | 35 mph |
| 2010 | Bonnie | Tropical storm | 23 mi | 40 mph |
| 2006 | Ernesto | Tropical storm | 43 mi | 45 mph |
| 2005 | Katrina | Category 1 hurricane | 10 mi | 80 mph |
| 2004 | Ivan | Post-tropical storm | 14 mi | 30 mph |
| 1999 | Irene | Category 1 hurricane | 32 mi | 75 mph |
| 1999 | Harvey | Tropical storm | 37 mi | 55 mph |
| 1995 | Jerry | Tropical storm | 45 mi | 40 mph |
| 1992 | Andrew | Category 5 hurricane | 19 mi | 165 mph |
| 1991 | Fabian | Tropical storm | 46 mi | 45 mph |
| 1987 | Floyd | Tropical storm | 38 mi | 70 mph |
| 1984 | Isidore | Tropical storm | 49 mi | 60 mph |
| 1981 | Unnamed storm | Tropical depression | 7 mi | 30 mph |
| 1979 | David | Category 2 hurricane | 49 mi | 95 mph |
| 1976 | Dottie | Tropical storm | 33 mi | 40 mph |
| 1974 | Unnamed storm | Tropical storm | 43 mi | 60 mph |
| 1972 | Dawn | Tropical depression | 27 mi | 35 mph |
| 1969 | Gerda | Tropical depression | 38 mi | 30 mph |
| 1968 | Unnamed storm | Tropical depression | 20 mi | 35 mph |
| 1968 | Dolly | Tropical depression | 16 mi | 35 mph |
| 1966 | Inez | Category 1 hurricane | 48 mi | 90 mph |
| 1964 | Isbell | Category 1 hurricane | 49 mi | 95 mph |
| 1964 | Cleo | Category 2 hurricane | 7 mi | 110 mph |
| 1962 | Alma | Tropical depression | 28 mi | 30 mph |
| 1958 | Unnamed storm | Tropical depression | 27 mi | 30 mph |
| 1956 | Unnamed storm | Tropical storm | 25 mi | 65 mph |
| 1954 | Unnamed storm | Tropical depression | 37 mi | 30 mph |
| 1953 | Unnamed storm | Tropical storm | 44 mi | 40 mph |
| 1952 | Unnamed storm | Tropical storm | 38 mi | 65 mph |
| 1950 | King | Category 4 hurricane | 2 mi | 130 mph |
| 1948 | Unnamed hurricane | Category 1 hurricane | 2 mi | 90 mph |
| 1947 | Unnamed hurricane | Category 1 hurricane | 14 mi | 80 mph |
| 1947 | Unnamed hurricane | Category 3 hurricane | 22 mi | 130 mph |
| 1946 | Unnamed storm | Tropical storm | 43 mi | 45 mph |
| 1945 | Unnamed hurricane | Category 3 hurricane | 26 mi | 130 mph |
| 1941 | Unnamed hurricane | Category 2 hurricane | 19 mi | 100 mph |
| 1936 | Unnamed storm | Tropical storm | 32 mi | 60 mph |
| 1936 | Unnamed storm | Tropical storm | 5 mi | 45 mph |
| 1935 | Unnamed hurricane | Category 2 hurricane | 7 mi | 95 mph |
| 1932 | Unnamed storm | Tropical storm | 32 mi | 65 mph |
| 1926 | Unnamed hurricane | Category 3 hurricane | 31 mi | 125 mph |
| 1926 | Unnamed hurricane | Category 4 hurricane | 13 mi | 145 mph |
| 1924 | Unnamed storm | Tropical storm | 15 mi | 70 mph |
| 1916 | Unnamed storm | Post-tropical storm | 19 mi | 60 mph |
| 1916 | Unnamed storm | Tropical storm | 10 mi | 45 mph |
| 1909 | Unnamed hurricane | Category 2 hurricane | 34 mi | 110 mph |
| 1909 | Unnamed storm | Tropical storm | 44 mi | 50 mph |
| 1909 | Unnamed storm | Tropical storm | 15 mi | 50 mph |
| 1907 | Unnamed storm | Tropical depression | 20 mi | 35 mph |
| 1906 | Unnamed hurricane | Category 3 hurricane | 3 mi | 115 mph |
| 1906 | Unnamed hurricane | Category 1 hurricane | 3 mi | 85 mph |
| 1904 | Unnamed storm | Tropical depression | 2 mi | 35 mph |
| 1903 | Unnamed hurricane | Category 1 hurricane | 23 mi | 85 mph |
| 1901 | Unnamed storm | Tropical storm | 36 mi | 45 mph |
| 1895 | Unnamed storm | Tropical depression | 35 mi | 35 mph |
| 1892 | Unnamed storm | Tropical storm | 27 mi | 40 mph |
| 1891 | Unnamed hurricane | Category 1 hurricane | 25 mi | 75 mph |
| 1889 | Unnamed storm | Tropical storm | 29 mi | 45 mph |
| 1888 | Unnamed storm | Tropical storm | 8 mi | 40 mph |
| 1888 | Unnamed hurricane | Category 3 hurricane | 5 mi | 125 mph |
| 1885 | Unnamed hurricane | Category 1 hurricane | 49 mi | 80 mph |
| 1878 | Unnamed hurricane | Category 1 hurricane | 16 mi | 80 mph |
| 1876 | Unnamed storm | Tropical storm | 35 mi | 70 mph |
| 1870 | Unnamed hurricane | Category 2 hurricane | 46 mi | 105 mph |
| 1865 | Unnamed hurricane | Category 2 hurricane | 29 mi | 95 mph |
| 1863 | Unnamed storm | Tropical storm | 26 mi | 60 mph |
| 1859 | Unnamed storm | Tropical storm | 43 mi | 70 mph |
Federal disaster declarations covering Miami-Dade County
Since 1965, FEMA has issued 39 federal declarations covering Miami-Dade County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
All 39 declarations
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 20, 2005 · Tropical Storm Rita · Emergency (EM-3259)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- August 28, 2005 · Hurricane Katrina · Major disaster (DR-1602)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- April 25, 2003 · Severe Storms and Tornadoes · Major disaster (DR-1460)
- April 25, 2001 · Fl - Everglades Fire Complex - 04/25/01 · Fire management (FM-2359)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 4, 2000 · Severe Storms and Flooding · Major disaster (DR-1345)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 18, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2256)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- February 12, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1204)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- August 24, 1992 · Hurricane Andrew · Major disaster (DR-955)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- March 15, 1971 · Freeze · Major disaster (DR-304)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Miami Public Adjusters
Homeland serves Miami property owners, available 24/7 by phone at (305) 783-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Miami resources after a property loss
The offices a Miami property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Miami-Dade County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?