Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Delray Beach: Yes. Wherever you are in Delray Beach, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (561) 473-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Experienced Public Adjusters Serving Delray Beach Property Owners
Delray Beach is part of our Palm Beach County public adjuster services.
Comparing adjusters? Use our 10-point test for the best public adjuster in Palm Beach County, with local storm and flood facts.
Request A Free Claim Evaluation
Palm Beach County Storm and Claim History
- Hurricane Irma swept across South Florida on September 10, 2017. A WeatherBug station in Delray Beach recorded a sustained wind of 43 mph with a peak gust of 79 mph, according to the National Weather Service Miami office, as gusts reached Category 1 strength (80-90 mph) across Palm Beach County.
- In Palm Beach County, 44,677 insurance claims were filed after Hurricane Irma, per Florida Office of Insurance Regulation data, with the National Weather Service estimating roughly $300 million in countywide storm damage.
- Twenty years earlier, Hurricane Frances made landfall as a Category 2 storm on Hutchinson Island on September 5, 2004, and its outer bands brought sustained winds of 54-56 mph and gusts up to 73 mph to Palm Beach County stations at West Palm Beach and Lake Worth, near Delray Beach, as reported in the National Hurricane Center's official storm report.
- A CoCoRaHS volunteer station 2.3 miles west-southwest of Delray Beach measured 8.11 inches of rain from Hurricane Irma in September 2017, according to the Florida Climate Center’s Irma summary.
- On the Palm Beach County coast, the Lake Worth Pier tide gauge recorded a storm surge of 2.23 feet during Irma, per the same Florida Climate Center report.
- Average homeowners insurance premium in Palm Beach County: $6,323 a year with wind coverage, $3,175 without; condominium unit owners $2,311 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Delray Beach
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Delray Beach.
Flood Damage
Storm surge and flood losses in Delray Beach, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Delray Beach homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Delray Beach businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Delray Beach condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (561) 473-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Delray Beach owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Delray Beach Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Delray Beach, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Delray Beach Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Delray Beach property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Delray Beach. Llámenos al 561-473-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (561) 473-3777
In the News Near Delray Beach, FL
Delray Beach Public Adjuster FAQs
Delray Beach property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle hurricane wind and rain claims in Delray Beach?▶
Yes. During Hurricane Irma a Delray Beach station recorded a 79 mph gust, and a nearby gauge measured more than 8 inches of rain, so roof, wind-driven rain and interior water damage often come together. Homeland documents the full loss and handles the claim; call our local line 24/7 at (561) 473-3777.
Does Homeland handle hurricane and storm claims in Delray Beach?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Palm Beach County is within Florida’s hurricane-prone coastal region, and we help Delray Beach property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Who is the best public adjuster in Delray Beach?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Delray Beach.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
What percentage do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in Delray Beach?▶
Yes. A licensed Homeland public adjuster comes to your property in Delray Beach, and anywhere in Palm Beach County, including Boca Raton and Pompano Beach. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (561) 473-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (561) 473-3777.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
I need a good public adjuster for damage at my house in Delray Beach. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (561) 473-3777, and a licensed adjuster comes to your property in Delray Beach, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
By Nelson Avila
Storm history near Delray Beach
Since 1851, 59 tropical storms and hurricanes have passed within 50 miles of Delray Beach, 30 of them hurricanes at their closest point, plus 18 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1928), a Category 4 hurricane 18 miles away. Scroll to follow the storms that shaped the area.
Wilma · 2005
At its closest point on October 24, 2005, Wilma was a Category 3 hurricane about 25 miles from Delray Beach, with winds near 115 mph.
Katrina · 2005
At its closest point on August 25, 2005, Katrina was a Category 1 hurricane about 28 miles from Delray Beach, with winds near 75 mph.
Jeanne · 2004
At its closest point on September 26, 2004, Jeanne was a Category 3 hurricane about 50 miles from Delray Beach, with winds near 120 mph.
Unnamed hurricane · 1949
At its closest point on August 26, 1949, Unnamed hurricane was a Category 4 hurricane about 10 miles from Delray Beach, with winds near 130 mph.
Unnamed hurricane · 1928
At its closest point on September 16, 1928, Unnamed hurricane was a Category 4 hurricane about 18 miles from Delray Beach, with winds near 145 mph.
All 77 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2020 | Isaias | Tropical storm | 38 mi | 65 mph |
| 2019 | Three | Tropical depression | 36 mi | 30 mph |
| 2005 | Wilma | Category 3 hurricane | 25 mi | 115 mph |
| 2005 | Katrina | Category 1 hurricane | 28 mi | 75 mph |
| 2004 | Jeanne | Category 3 hurricane | 50 mi | 120 mph |
| 2004 | Ivan | Post-tropical storm | 30 mi | 30 mph |
| 2004 | Frances | Category 2 hurricane | 48 mi | 105 mph |
| 1999 | Irene | Category 1 hurricane | 20 mi | 75 mph |
| 1999 | Harvey | Tropical storm | 5 mi | 50 mph |
| 1998 | Mitch | Tropical storm | 34 mi | 60 mph |
| 1995 | Jerry | Tropical storm | 17 mi | 40 mph |
| 1988 | Chris | Tropical depression | 33 mi | 35 mph |
| 1985 | Bob | Tropical storm | 44 mi | 45 mph |
| 1984 | Unnamed storm | Tropical depression | 37 mi | 25 mph |
| 1984 | Unnamed storm | Tropical depression | 44 mi | 30 mph |
| 1984 | Isidore | Tropical storm | 13 mi | 55 mph |
| 1981 | Unnamed storm | Tropical depression | 9 mi | 30 mph |
| 1979 | David | Category 2 hurricane | 21 mi | 100 mph |
| 1976 | Dottie | Tropical storm | 10 mi | 40 mph |
| 1976 | Unnamed storm | Tropical depression | 37 mi | 25 mph |
| 1974 | Unnamed storm | Tropical storm | 24 mi | 60 mph |
| 1972 | Dawn | Tropical depression | 39 mi | 35 mph |
| 1969 | Gerda | Tropical depression | 21 mi | 30 mph |
| 1968 | Unnamed storm | Tropical depression | 19 mi | 30 mph |
| 1968 | Dolly | Tropical depression | 7 mi | 35 mph |
| 1964 | Isbell | Category 1 hurricane | 22 mi | 90 mph |
| 1964 | Cleo | Category 1 hurricane | 10 mi | 90 mph |
| 1962 | Alma | Tropical depression | 7 mi | 30 mph |
| 1960 | Florence | Tropical storm | 30 mi | 40 mph |
| 1959 | Judith | Tropical storm | 41 mi | 55 mph |
| 1956 | Unnamed storm | Tropical storm | 36 mi | 65 mph |
| 1954 | Unnamed storm | Tropical depression | 33 mi | 35 mph |
| 1953 | Unnamed storm | Tropical depression | 10 mi | 30 mph |
| 1953 | Unnamed storm | Tropical depression | 48 mi | 35 mph |
| 1952 | Unnamed storm | Tropical storm | 19 mi | 65 mph |
| 1950 | King | Category 3 hurricane | 29 mi | 120 mph |
| 1949 | Unnamed hurricane | Category 4 hurricane | 10 mi | 130 mph |
| 1948 | Unnamed hurricane | Category 1 hurricane | 25 mi | 95 mph |
| 1948 | Unnamed hurricane | Category 2 hurricane | 37 mi | 95 mph |
| 1947 | Unnamed hurricane | Category 1 hurricane | 17 mi | 80 mph |
| 1947 | Unnamed hurricane | Category 4 hurricane | 23 mi | 130 mph |
| 1946 | Unnamed storm | Tropical storm | 6 mi | 45 mph |
| 1939 | Unnamed hurricane | Category 1 hurricane | 40 mi | 75 mph |
| 1936 | Unnamed storm | Tropical storm | 41 mi | 45 mph |
| 1935 | Unnamed hurricane | Category 2 hurricane | 37 mi | 100 mph |
| 1933 | Unnamed hurricane | Category 3 hurricane | 26 mi | 125 mph |
| 1933 | Unnamed hurricane | Category 1 hurricane | 42 mi | 75 mph |
| 1928 | Unnamed hurricane | Category 4 hurricane | 18 mi | 145 mph |
| 1928 | Unnamed hurricane | Category 2 hurricane | 34 mi | 105 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 48 mi | 110 mph |
| 1924 | Unnamed storm | Tropical storm | 30 mi | 70 mph |
| 1916 | Unnamed storm | Tropical storm | 31 mi | 45 mph |
| 1909 | Unnamed storm | Tropical depression | 36 mi | 35 mph |
| 1909 | Unnamed storm | Tropical storm | 4 mi | 50 mph |
| 1909 | Unnamed storm | Tropical storm | 19 mi | 50 mph |
| 1906 | Unnamed hurricane | Category 3 hurricane | 22 mi | 115 mph |
| 1906 | Unnamed hurricane | Category 1 hurricane | 31 mi | 85 mph |
| 1904 | Unnamed storm | Tropical depression | 45 mi | 35 mph |
| 1903 | Unnamed hurricane | Category 1 hurricane | 22 mi | 80 mph |
| 1901 | Unnamed storm | Tropical storm | 10 mi | 45 mph |
| 1898 | Unnamed storm | Tropical storm | 42 mi | 40 mph |
| 1895 | Unnamed storm | Tropical depression | 5 mi | 35 mph |
| 1892 | Unnamed storm | Tropical storm | 9 mi | 40 mph |
| 1891 | Unnamed storm | Tropical storm | 33 mi | 45 mph |
| 1889 | Unnamed storm | Tropical storm | 20 mi | 45 mph |
| 1888 | Unnamed storm | Tropical storm | 19 mi | 45 mph |
| 1888 | Unnamed storm | Tropical storm | 14 mi | 50 mph |
| 1888 | Unnamed hurricane | Category 3 hurricane | 40 mi | 115 mph |
| 1885 | Unnamed hurricane | Category 1 hurricane | 25 mi | 80 mph |
| 1878 | Unnamed hurricane | Category 1 hurricane | 29 mi | 80 mph |
| 1878 | Unnamed storm | Tropical storm | 27 mi | 40 mph |
| 1876 | Unnamed storm | Tropical storm | 39 mi | 70 mph |
| 1871 | Unnamed hurricane | Category 2 hurricane | 42 mi | 105 mph |
| 1871 | Unnamed hurricane | Category 3 hurricane | 35 mi | 115 mph |
| 1865 | Unnamed hurricane | Category 1 hurricane | 7 mi | 90 mph |
| 1863 | Unnamed storm | Tropical storm | 32 mi | 60 mph |
| 1859 | Unnamed storm | Tropical storm | 4 mi | 70 mph |
Federal disaster declarations covering Palm Beach County
Since 1965, FEMA has issued 38 federal declarations covering Palm Beach County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
- October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
All 38 declarations
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- October 18, 2012 · Hurricane Isaac · Major disaster (DR-4084)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- September 22, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1300)
- September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 18, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2256)
- November 6, 1998 · Tropical Storm Mitch · Major disaster (DR-1259)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- October 27, 1995 · Severe Flooding · Major disaster (DR-1074)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- March 15, 1971 · Freeze · Major disaster (DR-304)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Delray Beach Public Adjusters
Homeland serves Delray Beach property owners, available 24/7 by phone at (561) 473-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Delray Beach resources after a property loss
The offices a Delray Beach property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Palm Beach County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?