Verify Homeland
Check us before you hire anyone. New Jersey public adjuster licenses are issued by the New Jersey Department of Banking and Insurance (DOBI).
- Serves Newark: Yes — statewide in New Jersey. A licensed Homeland public adjuster comes to your property. Call (973) 899-3777.
- Homeland Public Adjusters Corporation: New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: New Jersey public adjuster license 3003714097
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, New Jersey 3003714335
- Reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). New Jersey (732) 517-3777 · Florida (305) 783-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits state law sets. No Recovery, No Fee.
Experienced Public Adjusters Serving Newark Property Owners
Request A Free Claim Evaluation
Newark Storm and Flood Facts
- The remnants of Hurricane Ida dropped 8.41 inches of rain on Newark on September 1, 2021, the wettest day on record at the site, including 3.24 inches in a single hour (8 to 9 p.m.), also a record, according to the Northeast Regional Climate Center at Cornell.
- Newark Public Schools reported 33 district buildings flooded by Ida, with at least $5 million in initial damage and three buckled gym floors, per Chalkbeat Newark (Sept. 10, 2021); the district said the total was expected to rise.
- After Superstorm Sandy on October 29, 2012, about 95 percent of Newark's customers were without power, and floodwaters reached five feet in parts of the Ironbound, according to NPR and Patch.
- Essex County was one of the first eight New Jersey counties designated for FEMA Individual Assistance when the federal major disaster for Hurricane Sandy was declared on October 30, 2012.
Insurance Claims We Handle in Newark
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Newark.
Flood Damage
Storm surge and flood losses in Newark, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Newark homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Newark businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Newark condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Newark rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (973) 899-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Newark owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Newark Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Newark, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Newark Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Newark property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Newark. Si su hogar, negocio o propiedad en Newark sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 973-899-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (973) 899-3777
In the News Near Newark, NJ
Newark Public Adjuster FAQs
Newark property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle basement flooding and water damage claims in Newark?▶
Yes. Ida set Newark’s wettest-day record in 2021 and flooded dozens of school buildings, and flash flooding like that often reaches basements and lower floors. Homeland documents the water damage, reviews which policy applies, and handles the claim; call our local line 24/7 at (973) 899-3777.
Does Homeland handle storm, flood and nor’easter claims in Newark?▶
Yes. Hurricane, tropical storm, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
Does Homeland serve East Orange, Irvington, Montclair, and Bloomfield too?▶
Yes. Homeland represents property owners throughout Essex County, not just Newark itself, including East Orange, Irvington, Montclair, and Bloomfield.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Newark properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Who is the best public adjuster in Newark?▶
Judge every firm the same way: an active New Jersey public adjuster license, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: New Jersey firm license 3003982360, named licensed adjusters, serving property owners since 2006, and English and Spanish. A licensed adjuster comes to your property in Newark.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. In New Jersey that is Yeni Martinez, President (New Jersey public adjuster license 3003714097), or Yisel Dieguez, licensed public adjuster and Xactimate estimator (New Jersey 3003714335). Both are listed under Verify Homeland.
What percentage do you charge?▶
Homeland explains its fee in your written agreement before you sign, so you know it up front, along with your right to cancel. No recovery, no fee. How New Jersey regulates public adjuster fees: New Jersey fees.
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in Newark?▶
Yes. A licensed Homeland public adjuster comes to your property in Newark and anywhere in New Jersey, including Elizabeth and Jersey City, so you don’t need to visit an office. Call (973) 899-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and present the full claim. Read Insurance denied or lowballed your claim? Every option, compared.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (973) 899-3777.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
I need a good public adjuster for damage at my house in Newark. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (973) 899-3777, and a licensed adjuster comes to your property in Newark, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
By Yeni Martinez
By Nelson Avila
Storm history near Newark
Since 1851, 20 tropical storms and hurricanes have passed within 50 miles of Newark, 3 of them hurricanes at their closest point, plus 14 tropical depressions and post-tropical storms. The strongest at its closest point was Gloria (1985), a Category 1 hurricane 46 miles away. Scroll to follow the storms that shaped the area.
Ida · 2021
At its closest point on September 2, 2021, Ida was a post-tropical storm about 33 miles from Newark, with winds near 45 mph.
Isaias · 2020
At its closest point on August 4, 2020, Isaias was a tropical storm about 50 miles from Newark, with winds near 65 mph.
Gloria · 1985
At its closest point on September 27, 1985, Gloria was a Category 1 hurricane about 46 miles from Newark, with winds near 85 mph.
Belle · 1976
At its closest point on August 10, 1976, Belle was a Category 1 hurricane about 46 miles from Newark, with winds near 75 mph.
Unnamed hurricane · 1893
At its closest point on August 24, 1893, Unnamed hurricane was a Category 1 hurricane about 14 miles from Newark, with winds near 85 mph.
All 34 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2021 | Ida | Post-tropical storm | 33 mi | 45 mph |
| 2020 | Isaias | Tropical storm | 50 mi | 65 mph |
| 2020 | Fay | Tropical depression | 5 mi | 40 mph |
| 2011 | Irene | Tropical storm | 12 mi | 65 mph |
| 2008 | Hanna | Tropical storm | 27 mi | 50 mph |
| 2000 | Gordon | Post-tropical storm | 42 mi | 30 mph |
| 1999 | Floyd | Tropical storm | 36 mi | 60 mph |
| 1996 | Bertha | Tropical storm | 14 mi | 70 mph |
| 1988 | Chris | Post-tropical storm | 13 mi | 25 mph |
| 1985 | Gloria | Category 1 hurricane | 46 mi | 85 mph |
| 1976 | Belle | Category 1 hurricane | 46 mi | 75 mph |
| 1972 | Agnes | Post-tropical storm | 28 mi | 60 mph |
| 1971 | Doria | Tropical storm | 9 mi | 60 mph |
| 1968 | Unnamed storm | Tropical storm | 46 mi | 65 mph |
| 1968 | Candy | Post-tropical storm | 38 mi | 30 mph |
| 1961 | Unnamed storm | Tropical storm | 44 mi | 60 mph |
| 1960 | Brenda | Tropical storm | 25 mi | 60 mph |
| 1955 | Diane | Tropical storm | 13 mi | 45 mph |
| 1952 | Able | Tropical storm | 32 mi | 55 mph |
| 1945 | Unnamed storm | Post-tropical storm | 12 mi | 30 mph |
| 1934 | Unnamed storm | Post-tropical storm | 27 mi | 45 mph |
| 1924 | Unnamed storm | Post-tropical storm | 9 mi | 70 mph |
| 1915 | Unnamed storm | Post-tropical storm | 14 mi | 60 mph |
| 1900 | Unnamed storm | Post-tropical storm | 36 mi | 40 mph |
| 1899 | Unnamed storm | Post-tropical storm | 46 mi | 55 mph |
| 1893 | Unnamed storm | Tropical storm | 44 mi | 65 mph |
| 1893 | Unnamed hurricane | Category 1 hurricane | 14 mi | 85 mph |
| 1888 | Unnamed storm | Post-tropical storm | 39 mi | 40 mph |
| 1888 | Unnamed storm | Tropical storm | 36 mi | 45 mph |
| 1874 | Unnamed storm | Tropical storm | 18 mi | 65 mph |
| 1872 | Unnamed storm | Tropical storm | 21 mi | 45 mph |
| 1866 | Unnamed storm | Post-tropical storm | 5 mi | 60 mph |
| 1863 | Unnamed storm | Tropical storm | 12 mi | 50 mph |
| 1861 | Unnamed storm | Tropical storm | 23 mi | 65 mph |
Federal disaster declarations covering Essex County
Since 1968, FEMA has issued 27 federal declarations covering Essex County for storms, floods, winter weather, freezes and fires.
- September 5, 2021 · Remnants of Hurricane Ida · Major disaster (DR-4614)
- September 2, 2021 · Remnants of Hurricane Ida · Emergency (EM-3573)
- December 11, 2020 · Tropical Storm Isaias · Major disaster (DR-4574)
- June 8, 2018 · Severe Winter Storm and Snowstorm · Major disaster (DR-4368)
- March 14, 2016 · Severe Winter Storm and Snowstorm · Major disaster (DR-4264)
- October 30, 2012 · Hurricane Sandy · Major disaster (DR-4086)
- October 28, 2012 · Hurricane Sandy · Emergency (EM-3354)
- November 30, 2011 · Severe Storm · Major disaster (DR-4048)
All 27 declarations
- August 31, 2011 · Hurricane Irene · Major disaster (DR-4021)
- August 27, 2011 · Hurricane Irene · Emergency (EM-3332)
- February 4, 2011 · Severe Winter Storm and Snowstorm · Major disaster (DR-1954)
- April 2, 2010 · Severe Storms and Flooding · Major disaster (DR-1897)
- April 26, 2007 · Severe Storms and Inland and Coastal Flooding · Major disaster (DR-1694)
- September 19, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3257)
- April 19, 2005 · Severe Storms and Flooding · Major disaster (DR-1588)
- March 20, 2003 · Snow · Emergency (EM-3181)
- September 19, 2001 · Fires and Explosions · Emergency (EM-3169)
- September 18, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1295)
- September 17, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3148)
- January 13, 1996 · Blizzard of 96 (Severe Snow Storm) · Major disaster (DR-1088)
- March 17, 1993 · Severe Blizzard · Emergency (EM-3106)
- December 18, 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding · Major disaster (DR-973)
- April 12, 1984 · Coastal Storms & Flooding · Major disaster (DR-701)
- July 23, 1975 · Heavy Rains, High Winds, Hail & Tornadoes · Major disaster (DR-477)
- August 7, 1973 · Severe Storms & Flooding · Major disaster (DR-402)
- September 4, 1971 · Heavy Rains & Flooding · Major disaster (DR-310)
- June 18, 1968 · Heavy Rains & Flooding · Major disaster (DR-245)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Newark Public Adjusters
Homeland serves Newark property owners, available 24/7 by phone at (973) 899-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including nearby Essex County communities such as East Orange, Irvington, Belleville, Bloomfield, Nutley and West Orange.
Newark resources after a property loss
The offices a Newark property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Essex County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?