Yisel Dieguez
Yisel Dieguez is a licensed public adjuster in Florida and New Jersey with Homeland Public Adjusters, a firm that represents property owners, not insurance companies, on hurricane, wind, water, fire, roof and other property damage claims. She prepares the firm’s line-item (Xactimate) estimates and contents inventories, and works with clients in English and Spanish.
Licenses and credentials
New Jersey Public Adjuster, license 3003714335.
Memberships: Florida Association of Public Insurance Adjusters (FAPIA).
Languages: English and Spanish.
Contents and smoke are where fire and renters claims are most often underpaid: the inventory is incomplete, the cleaning scope is guessed, and depreciation is applied to things that cannot be cleaned at all. A line-item estimate built from the actual loss is what closes that gap.
Articles by Yisel Dieguez (5)
Fire Claims
Dryer Fire Insurance Claims: Lint, Vents and Who Pays
A dryer fire is covered even when uncleaned lint caused it. What the claim includes, the manufacturer question, the vent code upgrade, and what to keep.
By Yisel Dieguez
Smoke Damage Insurance Claims: Why They Are Underpaid and How to Prove the Loss
Smoke damage is covered, and it is the most underpaid part of every fire claim. Soot types, odor, HVAC, contents, hygienist testing and what to claim.
By Yisel DieguezRenters
A Neighbor’s Fire Damaged My Belongings. Now What?
When a fire starts in another unit but damages your things, whose policy responds, and in what order, is not always obvious. What renters should know before assuming nothing can be done.
By Yisel Dieguez
Renters: Is Your Property Covered After a Loss?
Your landlord’s insurance generally protects the building, not your belongings. Learn what a renters policy may cover and what to keep on hand.
By Yisel Dieguez
My Renters Claim Was Denied or Underpaid. What Are My Options?
Why renters claims get denied or lowballed, and what actually moves a decision when the inventory and documentation are strong.
By Yisel DieguezMore from the Homeland team
Nelson Avila
Yeni Martinez
Alberto EnriquezHow Homeland writes Insights
Every Insights article is general information for property owners, not legal advice. Statutes, rules and deadlines are checked against the current official text before publishing, cited by number and linked to the source where possible, and each article shows the date it was last reviewed. When a law changes, the article is updated.
Homeland Public Adjusters is licensed in Florida (Agency License W818638) and New Jersey (Firm License 3003982360). Yisel Dieguez holds individual public adjuster licenses in both states.
Homeland Public Adjusters represents policyholders, not insurers. Get a free review of your claim.
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