Experienced Public Adjusters Serving St Petersburg Property Owners
St Petersburg is part of our Pinellas County public adjuster services.
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Pinellas County Storm and Claim History
- Hurricane Helene pushed a peak storm surge of 6.3 feet into St. Petersburg on September 26, 2024, beating the previous local record of 3.97 feet set on August 31, 1985, according to St. Pete Catalyst. Winds gusted above 80 mph in the city even though the Category 4 storm passed roughly 100 miles offshore.
- When Hurricane Milton crossed the Tampa Bay area on October 9, 2024, the National Weather Service recorded a gust of 88 knots (about 101 mph) at St. Petersburg's Albert Whitted Airport and 18.88 inches of rain there, with a St. Petersburg CoCoRaHS observer measuring 20.40 inches.
- Pinellas County emergency management put preliminary damage from Hurricanes Debby, Helene and Milton at $2.434 billion, with nearly 41,000 homes damaged by Helene and Milton, as reported by St. Pete Catalyst on January 3, 2025.
- During Hurricane Idalia on August 29–30, 2023, the St. Petersburg tide gauge recorded a storm tide of 3.85 feet above mean higher high water, according to the National Weather Service in Tampa Bay.
- A rain gauge 4.5 miles northwest of St. Petersburg measured 4.75 inches of rain from Hurricane Irma in September 2017, according to the Florida Climate Center’s Irma summary.
- Average homeowners insurance premium in Pinellas County: $4,063 a year with wind coverage, $2,034 without; condominium unit owners $1,399 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in St Petersburg
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in St Petersburg.
Flood Damage
Storm surge and flood losses in St Petersburg, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in St Petersburg homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for St Petersburg businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for St Petersburg condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (727) 390-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. St Petersburg owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A St Petersburg Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve St Petersburg, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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St Petersburg Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. St Petersburg property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en St Petersburg. Llámenos al 727-390-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (727) 390-3777
In the News Near St Petersburg, FL
St Petersburg Public Adjuster FAQs
St Petersburg property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge claims in St Petersburg?▶
Yes. Hurricane Helene pushed a record 6.3-foot surge into St. Petersburg in September 2024, two weeks before Hurricane Milton, after which Pinellas County was designated for FEMA Individual Assistance. Homeland documents surge, flood and wind damage and handles the claim for you; call our local line 24/7 at (727) 390-3777.
Does Homeland handle hurricane and storm claims in St Petersburg?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Pinellas County is within Florida’s hurricane-prone coastal region, and we help St Petersburg property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Gulfport, St. Pete Beach, Treasure Island, and Pinellas Park too?▶
Yes. Homeland represents property owners throughout southern Pinellas County, not just St Petersburg itself, including Gulfport, St. Pete Beach, Treasure Island, and Pinellas Park.
How do I find a public adjuster near me after property damage in St Petersburg?▶
Call Homeland directly for a free claim review. We serve St Petersburg, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
St Petersburg Public Adjusters
Homeland serves St Petersburg property owners, available 24/7 by phone at (727) 390-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
St Petersburg resources after a property loss
The offices a St Petersburg property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Pinellas County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help