Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves St Petersburg: Yes. Wherever you are in St Petersburg, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (727) 390-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Nearby areas we serve: Public adjuster in Clearwater · Public adjuster in Tampa · Public adjuster in Bradenton · Public adjuster in Sarasota · All Florida cities and counties
Experienced Public Adjusters Serving St Petersburg Property Owners
St Petersburg is part of our Pinellas County public adjuster services.
St Petersburg is part of the area covered by our Central Florida public adjusters.
Request A Free Claim Evaluation

Pinellas County Storm and Claim History
- Hurricane Helene pushed a peak storm surge of 6.3 feet into St. Petersburg on September 26, 2024, beating the previous local record of 3.97 feet set on August 31, 1985, according to St. Pete Catalyst. Winds gusted above 80 mph in the city even though the Category 4 storm passed roughly 100 miles offshore.
- When Hurricane Milton crossed the Tampa Bay area on October 9, 2024, the National Weather Service recorded a gust of 88 knots (about 101 mph) at St. Petersburg's Albert Whitted Airport and 18.88 inches of rain there, with a St. Petersburg CoCoRaHS observer measuring 20.40 inches.
- Pinellas County emergency management put preliminary damage from Hurricanes Debby, Helene and Milton at $2.434 billion, with nearly 41,000 homes damaged by Helene and Milton, as reported by St. Pete Catalyst on January 3, 2025.
- During Hurricane Idalia on August 29–30, 2023, the St. Petersburg tide gauge recorded a storm tide of 3.85 feet above mean higher high water, according to the National Weather Service in Tampa Bay.
- A rain gauge 4.5 miles northwest of St. Petersburg measured 4.75 inches of rain from Hurricane Irma in September 2017, according to the Florida Climate Center’s Irma summary.
- Average homeowners insurance premium in Pinellas County: $4,063 a year with wind coverage, $2,034 without; condominium unit owners $1,399 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in St Petersburg
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in St Petersburg.
Flood Damage
Storm surge and flood losses in St Petersburg, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in St Petersburg homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for St Petersburg businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for St Petersburg condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (727) 390-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. St Petersburg owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ AppA St Petersburg Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve St Petersburg, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
St Petersburg Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. St Petersburg property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en St Petersburg. Llámenos al 727-390-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (727) 390-3777
In the News Near St Petersburg, FL

St Petersburg Public Adjuster FAQs
St Petersburg property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge claims in St Petersburg?▶
Yes. Hurricane Helene pushed a record 6.3-foot surge into St. Petersburg in September 2024, two weeks before Hurricane Milton, after which Pinellas County was designated for FEMA Individual Assistance. Homeland documents surge, flood and wind damage and handles the claim for you; call our local line 24/7 at (727) 390-3777.
Does Homeland handle hurricane and storm claims in St Petersburg?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Pinellas County is within Florida’s hurricane-prone coastal region, and we help St Petersburg property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Gulfport, St. Pete Beach, Treasure Island, and Pinellas Park too?▶
Yes. Homeland represents property owners throughout southern Pinellas County, not just St Petersburg itself, including Gulfport, St. Pete Beach, Treasure Island, and Pinellas Park.
Who is the best public adjuster in St Petersburg?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in St Petersburg.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
What percentage do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in St Petersburg?▶
Yes. A licensed Homeland public adjuster comes to your property in St Petersburg, and anywhere in Pinellas County, including Clearwater and Tampa. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (727) 390-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in St Petersburg: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (727) 390-3777, 24/7.
Someone told me about Homeland. Are they any good?▶
Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.
Storm history near St Petersburg
Since 1851, 44 tropical storms and hurricanes have passed within 50 miles of St Petersburg, 17 of them hurricanes at their closest point, plus 13 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1935), a Category 3 hurricane 29 miles away. Scroll to follow the storms that shaped the area.
Milton · 2024
At its closest point on October 10, 2024, Milton was a Category 3 hurricane about 23 miles from St Petersburg, with winds near 110 mph.
Irma · 2017
At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 35 miles from St Petersburg, with winds near 80 mph.
Gladys · 1968
At its closest point on October 18, 1968, Gladys was a Category 2 hurricane about 46 miles from St Petersburg, with winds near 95 mph.
Unnamed hurricane · 1935
At its closest point on September 4, 1935, Unnamed hurricane was a Category 3 hurricane about 29 miles from St Petersburg, with winds near 125 mph.
Unnamed hurricane · 1926
At its closest point on September 19, 1926, Unnamed hurricane was a Category 3 hurricane about 49 miles from St Petersburg, with winds near 120 mph.
All 57 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2024 | Milton | Category 3 hurricane | 23 mi | 110 mph |
| 2017 | Irma | Category 1 hurricane | 35 mi | 80 mph |
| 2017 | Emily | Tropical storm | 18 mi | 55 mph |
| 2007 | Barry | Tropical depression | 3 mi | 35 mph |
| 2004 | Jeanne | Tropical storm | 41 mi | 70 mph |
| 2004 | Frances | Tropical storm | 31 mi | 65 mph |
| 2003 | Henri | Tropical depression | 13 mi | 35 mph |
| 2001 | Gabrielle | Tropical storm | 31 mi | 60 mph |
| 1995 | Erin | Tropical storm | 42 mi | 60 mph |
| 1992 | Unnamed storm | Tropical depression | 48 mi | 35 mph |
| 1990 | Marco | Tropical storm | 13 mi | 55 mph |
| 1988 | Keith | Tropical storm | 30 mi | 60 mph |
| 1987 | Unnamed storm | Tropical depression | 4 mi | 25 mph |
| 1984 | Unnamed storm | Tropical depression | 6 mi | 30 mph |
| 1983 | Barry | Tropical depression | 29 mi | 30 mph |
| 1980 | Unnamed storm | Tropical depression | 25 mi | 30 mph |
| 1971 | Unnamed storm | Tropical depression | 30 mi | 30 mph |
| 1970 | Alma | Tropical depression | 49 mi | 35 mph |
| 1969 | Jenny | Tropical depression | 12 mi | 30 mph |
| 1968 | Gladys | Category 2 hurricane | 46 mi | 95 mph |
| 1968 | Unnamed storm | Tropical depression | 25 mi | 30 mph |
| 1966 | Unnamed storm | Tropical storm | 23 mi | 45 mph |
| 1966 | Alma | Category 2 hurricane | 50 mi | 105 mph |
| 1965 | Unnamed storm | Tropical depression | 40 mi | 30 mph |
| 1960 | Florence | Tropical depression | 2 mi | 30 mph |
| 1959 | Unnamed storm | Tropical storm | 19 mi | 45 mph |
| 1950 | Easy | Category 1 hurricane | 41 mi | 80 mph |
| 1949 | Unnamed hurricane | Category 1 hurricane | 41 mi | 75 mph |
| 1947 | Unnamed storm | Tropical storm | 29 mi | 65 mph |
| 1946 | Unnamed hurricane | Category 1 hurricane | 5 mi | 85 mph |
| 1944 | Unnamed hurricane | Category 2 hurricane | 20 mi | 95 mph |
| 1941 | Unnamed hurricane | Category 1 hurricane | 38 mi | 75 mph |
| 1939 | Unnamed storm | Tropical storm | 30 mi | 60 mph |
| 1937 | Unnamed storm | Tropical storm | 25 mi | 65 mph |
| 1935 | Unnamed hurricane | Category 3 hurricane | 29 mi | 125 mph |
| 1933 | Unnamed storm | Tropical storm | 41 mi | 65 mph |
| 1930 | Unnamed storm | Tropical storm | 10 mi | 45 mph |
| 1928 | Unnamed hurricane | Category 2 hurricane | 39 mi | 95 mph |
| 1928 | Unnamed storm | Tropical storm | 39 mi | 60 mph |
| 1926 | Unnamed hurricane | Category 3 hurricane | 49 mi | 120 mph |
| 1921 | Unnamed hurricane | Category 3 hurricane | 23 mi | 115 mph |
| 1916 | Unnamed storm | Tropical storm | 44 mi | 45 mph |
| 1910 | Unnamed hurricane | Category 1 hurricane | 46 mi | 75 mph |
| 1903 | Unnamed storm | Tropical storm | 12 mi | 60 mph |
| 1901 | Unnamed storm | Tropical storm | 50 mi | 55 mph |
| 1899 | Unnamed storm | Tropical storm | 12 mi | 55 mph |
| 1898 | Unnamed storm | Tropical storm | 17 mi | 40 mph |
| 1892 | Unnamed storm | Tropical storm | 9 mi | 50 mph |
| 1888 | Unnamed storm | Tropical storm | 36 mi | 45 mph |
| 1887 | Unnamed storm | Tropical storm | 25 mi | 45 mph |
| 1886 | Unnamed hurricane | Category 1 hurricane | 33 mi | 80 mph |
| 1878 | Unnamed storm | Tropical storm | 29 mi | 55 mph |
| 1873 | Unnamed storm | Tropical storm | 10 mi | 60 mph |
| 1872 | Unnamed storm | Tropical storm | 10 mi | 60 mph |
| 1859 | Unnamed hurricane | Category 1 hurricane | 10 mi | 90 mph |
| 1858 | Unnamed storm | Tropical storm | 9 mi | 65 mph |
| 1852 | Unnamed hurricane | Category 1 hurricane | 18 mi | 80 mph |
Federal disaster declarations covering Pinellas County
Since 1968, FEMA has issued 43 federal declarations covering Pinellas County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 43 declarations
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- October 9, 2018 · Hurricane Michael · Emergency (EM-3405)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
- July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- March 18, 2001 · Fl - Lakeland Complex Fire · Fire management (FM-2353)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- May 20, 2000 · Lakeland District Fire · Fire management (FM-2300)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 21, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2259)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- October 8, 1992 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-966)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- September 12, 1985 · Hurricane Elena · Major disaster (DR-743)
- May 15, 1979 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-586)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
- November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
St Petersburg Public Adjusters
Homeland serves St Petersburg property owners, available 24/7 by phone at (727) 390-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
St Petersburg resources after a property loss
The offices a St Petersburg property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Pinellas County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
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