Downtown St Petersburg, FL waterfront and skyline — Homeland Public Adjusters serves St Petersburg property owners

Public Adjuster in St Petersburg, FL

Wherever you are in St Petersburg, we come to you. A licensed Homeland public adjuster comes to your property in St Petersburg within hours — no need to visit an office. Serving Pinellas County and all of Florida since 2006, in English and Spanish.

Local line for St Petersburg: (727) 390-3777 · Main office: (305) 783-3777. Both reach the same Homeland team, 24/7.

Hurricane Helene’s storm surge and Hurricane Milton’s winds both hit St Petersburg in 2024. Homeland Public Adjusters handles claims here and across southern Pinellas County, including Gulfport, St. Pete Beach, Treasure Island and Pinellas Park. We document surge, flood and wind damage, prepare the claim and negotiate it with your insurer. Call our local line 24/7 at (727) 390-3777. No Recovery, No Fee.

No Recovery, No Fee.
Licensed in Florida (W818638) & New Jersey (3003982360)
Serving Property Owners Since 2006
Available 24/7 · Se Habla Español
Get My Free Review

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

Damage happening right now? Don't wait on a form. Call (727) 390-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

  • Serves St Petersburg: Yes. Wherever you are in St Petersburg, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (727) 390-3777, 24/7.
  • Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
  • Alberto Enriquez: Senior licensed public adjuster, Florida P112658
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
  • Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
  • Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.

How It Works: 5 Steps

  1. Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
  2. A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
  3. We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
  4. We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
  5. You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.

Experienced Public Adjusters Serving St Petersburg Property Owners

St Petersburg is part of our Pinellas County public adjuster services.

St Petersburg is part of the area covered by our Central Florida public adjusters.

Request A Free Claim Evaluation
St Petersburg, FL — Homeland Public Adjusters serves St Petersburg property owners
Greetings from
St Petersburg, FL
Serving Pinellas County property owners since 2006
Homeland Public Adjusters
24/7
ST PETERSBURG AT A GLANCE

Pinellas County Storm and Claim History

  • Hurricane Helene pushed a peak storm surge of 6.3 feet into St. Petersburg on September 26, 2024, beating the previous local record of 3.97 feet set on August 31, 1985, according to St. Pete Catalyst. Winds gusted above 80 mph in the city even though the Category 4 storm passed roughly 100 miles offshore.
  • When Hurricane Milton crossed the Tampa Bay area on October 9, 2024, the National Weather Service recorded a gust of 88 knots (about 101 mph) at St. Petersburg's Albert Whitted Airport and 18.88 inches of rain there, with a St. Petersburg CoCoRaHS observer measuring 20.40 inches.
  • Pinellas County emergency management put preliminary damage from Hurricanes Debby, Helene and Milton at $2.434 billion, with nearly 41,000 homes damaged by Helene and Milton, as reported by St. Pete Catalyst on January 3, 2025.
  • During Hurricane Idalia on August 29–30, 2023, the St. Petersburg tide gauge recorded a storm tide of 3.85 feet above mean higher high water, according to the National Weather Service in Tampa Bay.
  • A rain gauge 4.5 miles northwest of St. Petersburg measured 4.75 inches of rain from Hurricane Irma in September 2017, according to the Florida Climate Center’s Irma summary.
  • Average homeowners insurance premium in Pinellas County: $4,063 a year with wind coverage, $2,034 without; condominium unit owners $1,399 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Sources: St. Pete Catalyst reporting on Hurricane Helene storm surge (Sept. 27, 2024) and Pinellas County storm damage estimates (Jan. 3, 2025); National Weather Service Tampa Bay Post Tropical Cyclone Report for Hurricane Milton.
More sources: National Weather Service Tampa Bay, Hurricane Idalia post-tropical cyclone report; Florida Climate Center, Hurricane Irma Florida summary.

Insurance Claims We Handle in St Petersburg

Get the Adjuster Advantage™

Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. St Petersburg owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.

Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.

Get the Adjuster Advantage™ App
Adjuster Advantage™ Tools & Benefits
◆ Policy Scan™
◆ Safety Vault™
◆ Coverage Talk™
◆ Renewal Radar™
◆ Certificate Pack™
◆ Lifeline Card™
◆ Flood Lens™
◆ Prep Alert™
◆ 90DAY XPlus™
◆ Prep Kit™
◆ Damage Guide™
◆ Readiness Check
For Condos, HOAs, Co-ops and Master Associations
Master-policy Policy Scan™, a Safety Vault™ Building Record, 90DAY XPlus™ reminders, Prep Alerts with a Building Storm Check-in, and a Manager Portfolio. Florida associations today.
See Community Associations

A St Petersburg Claims Team Working for Policyholders

Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve St Petersburg, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.

Professional Standards & Industry Resources

Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).

Meet Our Team
Licensed FL & NJ
Public Adjusters
FL Agency License
W818638
NJ Firm License
3003982360
FAPIA
Member

St Petersburg Property Damage? Help Is Available 24/7

After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. St Petersburg property owners can reach Homeland anytime they need guidance.

Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en St Petersburg. Llámenos al 727-390-3777 (Florida) o al 732-517-3777 (Nueva Jersey).

Call Us Now: (727) 390-3777
Shingles stripped from a roof by hurricane winds — the kind of claim Homeland handles for St Petersburg, FL property owners

In the News Near St Petersburg, FL

In the News. Hurricane Helene's storm surge, which FOX 13 meteorologists put at more than 6 feet in St. Petersburg, flooded the Shore Acres neighborhood on September 26, 2024, with some homeowners telling the station that water reached their doorknobs, according to FOX 13 (published September 27, 2024). It was the neighborhood's fourth flooding event in four years, and the station reported that repairs would take weeks to months even after the water receded. Flood damage is rarely visible all at once: water that reaches walls, floors, cabinetry and building systems can leave a long list of repairs that only becomes clear as the property dries out. The same is true of an individual claim, where an insurer's first estimate may not capture every item that needs to be repaired or replaced. If flooding, wind, or storm damage has hit your St. Petersburg home or property, Homeland Public Adjusters can help document the full scope of the loss and present it to your carrier — No Recovery, No Fee.
Aerial view of downtown St. Petersburg and its waterfront, Florida
Aerial view of downtown St. Petersburg and its waterfront, Florida

St Petersburg Public Adjuster FAQs

Still have questions?
Call us 24/7 and talk to the Homeland team.
(727) 390-3777(732) 517-3777 · New Jersey

St Petersburg property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.

Does Homeland handle storm-surge claims in St Petersburg?▶

Yes. Hurricane Helene pushed a record 6.3-foot surge into St. Petersburg in September 2024, two weeks before Hurricane Milton, after which Pinellas County was designated for FEMA Individual Assistance. Homeland documents surge, flood and wind damage and handles the claim for you; call our local line 24/7 at (727) 390-3777.

Does Homeland handle hurricane and storm claims in St Petersburg?▶

Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Pinellas County is within Florida’s hurricane-prone coastal region, and we help St Petersburg property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.

Does Homeland serve Gulfport, St. Pete Beach, Treasure Island, and Pinellas Park too?▶

Yes. Homeland represents property owners throughout southern Pinellas County, not just St Petersburg itself, including Gulfport, St. Pete Beach, Treasure Island, and Pinellas Park.

Who is the best public adjuster in St Petersburg?▶

Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in St Petersburg.

Who is actually going to handle my case?▶

A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.

What percentage do you charge?▶

Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).

Can you get me more money from my insurance?▶

We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.

Is there a public adjuster near me in St Petersburg?▶

Yes. A licensed Homeland public adjuster comes to your property in St Petersburg, and anywhere in Pinellas County, including Clearwater and Tampa. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (727) 390-3777, 24/7, in English or Spanish.

My insurance won’t pay. Who do I call?▶

A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.

Can I see results from claims like mine?▶

Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.

Water got into my house. Who can help?▶

If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in St Petersburg: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (727) 390-3777, 24/7.

Someone told me about Homeland. Are they any good?▶

Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.

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Insights for St Petersburg Owners

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Talk to a Public Adjuster About Your St Petersburg Claim

If damage has affected your St Petersburg home, business, or community property, you don't have to handle the insurance process alone. Homeland Public Adjusters can review your situation, explain how public adjuster representation works, and help you decide the next steps for a new, active, denied, or underpaid claim.

Start Your Claim
Yeni Martinez
Senior PA · FL & NJ
Alberto Enriquez
Senior PA · FL
Yisel Dieguez
Licensed PA · FL & NJ
Nelson Avila
Licensed PA · FL
STORM HISTORY

Storm history near St Petersburg

Since 1851, 44 tropical storms and hurricanes have passed within 50 miles of St Petersburg, 17 of them hurricanes at their closest point, plus 13 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1935), a Category 3 hurricane 29 miles away. Scroll to follow the storms that shaped the area.

Cat 5Cat 4Cat 3Cat 2Cat 1Tropical stormPost-tropical storm
Category 3 hurricane

Milton · 2024

At its closest point on October 10, 2024, Milton was a Category 3 hurricane about 23 miles from St Petersburg, with winds near 110 mph.

Category 1 hurricane

Irma · 2017

At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 35 miles from St Petersburg, with winds near 80 mph.

Category 2 hurricane

Gladys · 1968

At its closest point on October 18, 1968, Gladys was a Category 2 hurricane about 46 miles from St Petersburg, with winds near 95 mph.

Category 3 hurricane

Unnamed hurricane · 1935

At its closest point on September 4, 1935, Unnamed hurricane was a Category 3 hurricane about 29 miles from St Petersburg, with winds near 125 mph.

Category 3 hurricane

Unnamed hurricane · 1926

At its closest point on September 19, 1926, Unnamed hurricane was a Category 3 hurricane about 49 miles from St Petersburg, with winds near 120 mph.

All 57 storms within 50 miles
YearStormAt closest pointDistanceWinds
2024MiltonCategory 3 hurricane23 mi110 mph
2017IrmaCategory 1 hurricane35 mi80 mph
2017EmilyTropical storm18 mi55 mph
2007BarryTropical depression3 mi35 mph
2004JeanneTropical storm41 mi70 mph
2004FrancesTropical storm31 mi65 mph
2003HenriTropical depression13 mi35 mph
2001GabrielleTropical storm31 mi60 mph
1995ErinTropical storm42 mi60 mph
1992Unnamed stormTropical depression48 mi35 mph
1990MarcoTropical storm13 mi55 mph
1988KeithTropical storm30 mi60 mph
1987Unnamed stormTropical depression4 mi25 mph
1984Unnamed stormTropical depression6 mi30 mph
1983BarryTropical depression29 mi30 mph
1980Unnamed stormTropical depression25 mi30 mph
1971Unnamed stormTropical depression30 mi30 mph
1970AlmaTropical depression49 mi35 mph
1969JennyTropical depression12 mi30 mph
1968GladysCategory 2 hurricane46 mi95 mph
1968Unnamed stormTropical depression25 mi30 mph
1966Unnamed stormTropical storm23 mi45 mph
1966AlmaCategory 2 hurricane50 mi105 mph
1965Unnamed stormTropical depression40 mi30 mph
1960FlorenceTropical depression2 mi30 mph
1959Unnamed stormTropical storm19 mi45 mph
1950EasyCategory 1 hurricane41 mi80 mph
1949Unnamed hurricaneCategory 1 hurricane41 mi75 mph
1947Unnamed stormTropical storm29 mi65 mph
1946Unnamed hurricaneCategory 1 hurricane5 mi85 mph
1944Unnamed hurricaneCategory 2 hurricane20 mi95 mph
1941Unnamed hurricaneCategory 1 hurricane38 mi75 mph
1939Unnamed stormTropical storm30 mi60 mph
1937Unnamed stormTropical storm25 mi65 mph
1935Unnamed hurricaneCategory 3 hurricane29 mi125 mph
1933Unnamed stormTropical storm41 mi65 mph
1930Unnamed stormTropical storm10 mi45 mph
1928Unnamed hurricaneCategory 2 hurricane39 mi95 mph
1928Unnamed stormTropical storm39 mi60 mph
1926Unnamed hurricaneCategory 3 hurricane49 mi120 mph
1921Unnamed hurricaneCategory 3 hurricane23 mi115 mph
1916Unnamed stormTropical storm44 mi45 mph
1910Unnamed hurricaneCategory 1 hurricane46 mi75 mph
1903Unnamed stormTropical storm12 mi60 mph
1901Unnamed stormTropical storm50 mi55 mph
1899Unnamed stormTropical storm12 mi55 mph
1898Unnamed stormTropical storm17 mi40 mph
1892Unnamed stormTropical storm9 mi50 mph
1888Unnamed stormTropical storm36 mi45 mph
1887Unnamed stormTropical storm25 mi45 mph
1886Unnamed hurricaneCategory 1 hurricane33 mi80 mph
1878Unnamed stormTropical storm29 mi55 mph
1873Unnamed stormTropical storm10 mi60 mph
1872Unnamed stormTropical storm10 mi60 mph
1859Unnamed hurricaneCategory 1 hurricane10 mi90 mph
1858Unnamed stormTropical storm9 mi65 mph
1852Unnamed hurricaneCategory 1 hurricane18 mi80 mph

Federal disaster declarations covering Pinellas County

Since 1968, FEMA has issued 43 federal declarations covering Pinellas County for storms, floods, winter weather, freezes and fires.

21 Hurricanes7 Severe storms5 Tropical storms5 Fires3 Freezes1 Tornadoes1 Coastal storms
  • October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
  • October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
  • September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
  • September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
  • August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
  • August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
  • August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
  • August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 43 declarations
  • December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
  • November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
  • September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
  • September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
  • July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
  • November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
  • August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
  • October 9, 2018 · Hurricane Michael · Emergency (EM-3405)
  • September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
  • September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
  • September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
  • July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
  • August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
  • September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
  • September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
  • September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
  • August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
  • March 18, 2001 · Fl - Lakeland Complex Fire · Fire management (FM-2353)
  • February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
  • May 20, 2000 · Lakeland District Fire · Fire management (FM-2300)
  • October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
  • April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
  • April 21, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2259)
  • September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
  • June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
  • January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
  • October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
  • March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
  • October 8, 1992 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-966)
  • January 15, 1990 · Severe Freeze · Major disaster (DR-851)
  • September 12, 1985 · Hurricane Elena · Major disaster (DR-743)
  • May 15, 1979 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-586)
  • January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
  • June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
  • November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)

Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.

Storm damage at your St Petersburg property? Call Homeland first: (305) 783-3777, 24/7. We document the damage and handle your claim for you.

St Petersburg Public Adjusters

Homeland serves St Petersburg property owners, available 24/7 by phone at (727) 390-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.

St Petersburg resources after a property loss

The offices a St Petersburg property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Pinellas County and state sources.

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

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