Alberto Enriquez
Alberto Enriquez is a senior licensed Florida public adjuster with Homeland Public Adjusters, a firm that represents property owners, not insurance companies, on hurricane, wind, water, fire, roof and other property damage claims. He works with clients in English and Spanish.
Licenses and credentials
Languages: English and Spanish.
Most of the claims he handles are the everyday ones: a water heater that let go, a kitchen fire, a tree through the roof. The difference between a fair payment and a short one is usually in the first inspection and the first estimate, before the insurer’s number is set.
Articles by Alberto Enriquez (3)
Fire Claims
Sudden Damage

Neighbor’s Tree Fell on My House: Who Pays, and What About Removal?
Your own policy pays for the house whoever owned the tree; removal is capped near $500 or $1,000; the neighbor pays only if negligent. Florida and NJ rules.

Water Heater Leak or Burst: Is It Covered, and What the Claim Includes
A sudden water heater failure is covered; the heater itself usually is not, and a slow leak is excluded. What the claim includes and Florida's $10,000 water limit.
More from the Homeland team
How Homeland writes Insights
Every Insights article is general information for property owners, not legal advice. Statutes, rules and deadlines are checked against the current official text before publishing, cited by number and linked to the source where possible, and each article shows the date it was last reviewed. When a law changes, the article is updated.
Homeland Public Adjusters is licensed in Florida (Agency License W818638) and New Jersey (Firm License 3003982360). Alberto Enriquez’s individual public adjuster license is a Florida license; New Jersey claims are handled by Homeland’s New Jersey-licensed adjusters.
Homeland Public Adjusters represents policyholders, not insurers. Get a free review of your claim.
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