Experienced Public Adjusters Serving Sebring Property Owners
Homeland also serves property owners throughout the rest of Highlands County, including Avon Park, Lake Placid, Venus, and the county's smaller farming communities.
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Highlands County Storm and Claim History
- Hurricane Irma made Highlands County the state's second-hardest-hit county, after Monroe County (the Florida Keys), FOX 13 News reported. More than 13,000 homes were affected, 90 percent of the county lost power at one point, and growers across the county's more than eight million orange trees lost an estimated 50 to 70 percent of their crop.
- A severe storm on the night of May 6, 2025 damaged three homes at the Francis I Mobile Home Park in Sebring — one roof was torn off and others had siding and screens stripped away, FOX 13 News reported. Highlands County Emergency Management logged one minor injury, and the National Weather Service reviewed whether a tornado or a downburst caused it.
- During Hurricane Milton in October 2024, Sebring Regional Airport recorded sustained winds of 42 knots with a gust of 63 knots, according to the National Hurricane Center.
- Highlands County was designated for FEMA Individual Assistance in the Hurricane Milton major disaster declaration, FEMA-4834-DR, declared October 11, 2024.
- Average homeowners insurance premium in Highlands County: $2,736 a year with wind coverage, $1,599 without; condominium unit owners $1,082 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Sebring
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Sebring.
Flood Damage
Storm surge and flood losses in Sebring, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Sebring homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Sebring businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Sebring condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (863) 485-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Sebring owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Sebring Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Sebring, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Sebring Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Sebring property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Sebring. Llámenos al 863-485-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (863) 485-3777
In the News Near Sebring, FL
Sebring Public Adjuster FAQs
Sebring property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle hurricane and mobile home claims in Sebring?▶
Yes. Highlands County was among the hardest-hit counties in Irma and was designated for FEMA assistance after Milton, and storms have torn roofs off mobile homes in Sebring. Homeland documents wind and roof damage and handles the claim with your insurer; call our local line 24/7 at (863) 485-3777.
Does Homeland handle hurricane and storm claims in Sebring?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Highlands County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Sebring property owners document that damage.
Does Homeland serve Avon Park, Lake Placid, and Venus too?▶
Yes. Homeland represents property owners throughout Highlands County, not just Sebring itself, including Avon Park, Lake Placid, Venus, and the surrounding farming communities.
How do I find a public adjuster near me after property damage in Sebring?▶
Call Homeland directly for a free claim review. We serve Sebring, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Sebring Public Adjusters
Homeland serves Sebring property owners, available 24/7 by phone at (863) 485-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Sebring resources after a property loss
The offices a Sebring property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Highlands County and state sources.
- Building permits and inspections
- Emergency management
- National Weather Service forecast office
- State insurance consumer help