Experienced Public Adjusters Serving Westchester Property Owners
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Miami-Dade County Storm and Claim History
- During Hurricane Irma on September 10, 2017, a National Hurricane Center station listed as Tamiami Park/FIU, at Florida International University in northwest Westchester, recorded an 81 mph wind gust at 1:08 p.m. The National Weather Service says almost all of Miami-Dade County saw peak gusts of Category 1 strength (80–95 mph), and 55,012 insurance claims were filed in the county.
- As Tropical Storm Philippe passed on October 28, 2017, an EF0 tornado touched down at a shopping center near Bird Road and SW 92nd Avenue in Westchester. At the Bird Bowl Shopping Center it broke a store's front window and peeled off part of the roof, which let water into the building. It then downed power lines and fences and caused minor roof and siding damage to homes near SW 36th Street and SW 95th Avenue.
- On February 4, 2024, a National Weather Service storm survey found a swath of straight-line wind damage, with gusts estimated at 60 to 70 mph, that cut through The Hammocks, Kendall Lakes, Westchester and West Miami. The damage included snapped trees and large downed branches.
- Average homeowners insurance premium in Miami-Dade County: $5,975 a year with wind coverage, $3,779 without; condominium unit owners $2,801 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Westchester
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Westchester.
Flood Damage
Storm surge and flood losses in Westchester, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Westchester homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Westchester businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Westchester condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (305) 783-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Westchester owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Westchester Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Westchester, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Westchester Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Westchester property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Westchester. Llámenos al 305-783-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (305) 783-3777
In the News Near Westchester, FL
Westchester Public Adjuster FAQs
Westchester property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle hurricane, tornado and wind claims in Westchester, Tamiami and Kendale Lakes?▶
Yes. Irma, the 2017 Bird Road tornado and the February 2024 wind swath all damaged roofs, windows, fences and trees here. Homeland documents the damage and handles the claim with your insurer; call our local line 24/7 at (305) 783-3777.
Does Homeland handle hurricane and storm claims in Westchester?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Miami-Dade County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Westchester property owners document that damage.
Does Homeland serve Tamiami, Kendale Lakes, Sweetwater, and Fontainebleau too?▶
Yes. Homeland represents property owners throughout Miami-Dade County, not just Westchester itself, including Tamiami, Kendale Lakes, Sweetwater, and Fontainebleau.
How do I find a public adjuster near me after property damage in Westchester?▶
Call Homeland directly for a free claim review. We serve Westchester, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Westchester Public Adjusters
Homeland serves Westchester property owners, available 24/7 by phone at (305) 783-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Westchester resources after a property loss
The offices a Westchester property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Miami-Dade County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help