Experienced Public Adjusters Serving Naples Property Owners
Naples is part of our Collier County public adjuster services.
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Naples Hurricane and Flood Facts
- The National Hurricane Center reports that Hurricane Ian’s storm surge flooded Naples to 6 to 9 feet above ground level on September 28, 2022.
- During Hurricane Irma on September 10, 2017, the National Hurricane Center reports that Naples Municipal Airport recorded a 123-knot wind gust, and the Naples tide gauge measured a water level of 4.25 feet above mean higher high water.
- In Collier County, the National Hurricane Center reports that Hurricane Ian destroyed 33 buildings and left more than 3,500 buildings with major damage.
- Hurricane Irma made landfall on Marco Island, just south of Naples, at 3:35 p.m. EDT on September 10, 2017 as a Category 3 hurricane, and the Marco Island Police Department reported a 130 mph wind gust, according to the National Hurricane Center.
- After Hurricane Milton, the President declared a major disaster for Florida on October 11, 2024 (FEMA-4834-DR), and Collier County was among the counties designated for FEMA Individual Assistance.
- Average homeowners insurance premium in Collier County: $5,534 a year with wind coverage, $3,169 without; condominium unit owners $2,271 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Naples
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Naples.
Flood Damage
Storm surge and flood losses in Naples, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Naples homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Naples businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Naples condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (239) 414-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Naples owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Naples Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Naples, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Member
Naples Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Naples property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Naples. Llámenos al 239-414-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (239) 414-3777
In the News Near Naples, FL
Naples Public Adjuster FAQs
Naples property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge and wind claims in Naples?▶
Yes. Naples faces both: Hurricane Ian’s surge flooded Naples to 6 to 9 feet above ground in 2022, and the Naples Municipal Airport recorded a 123-knot gust during Irma in 2017. Homeland documents surge, flood and wind damage and handles the claim for you; call our local line 24/7 at (239) 414-3777.
Does Homeland handle hurricane and flood claims in Naples?▶
Yes. Hurricane, wind and flood claims are among the losses Homeland handles, including claims under both NFIP and private flood policies. Naples-area owners have lived through Hurricane Ian and Hurricane Irma.
How do I find a public adjuster near me after property damage in Naples?▶
Call Homeland directly for a free claim review. We serve Naples, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Naples Public Adjusters
Homeland serves Naples property owners, available 24/7 by phone at (239) 414-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Naples resources after a property loss
The offices a Naples property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Collier County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help