Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Naples: Yes. Wherever you are in Naples, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (239) 414-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Homeland Results and Reviews in Naples
- Hurricane Irma · Naples — $126,500
- Hurricane Ian · Naples — $100,000
- Vandalism / Theft · Naples — $83,525
- Vehicle Impact · Naples — $79,699
Every claim is different. Results depend on each loss and policy; past results don't guarantee a future outcome.
Amounts are insurance payments obtained on each claim, before Homeland's fee and other costs, rounded to the nearest dollar. Client names are withheld for privacy.
Nearby areas we serve: Public adjuster in Immokalee · Public adjuster in Fort Myers · Public adjuster in Lehigh Acres · All Florida cities and counties
Experienced Public Adjusters Serving Naples Property Owners
Naples is part of our Collier County public adjuster services.
Naples is part of the area covered by our Southwest Florida public adjusters.
Comparing adjusters? Use our 10-point test for the best public adjuster in Naples, with local storm and flood facts, or see the Collier County guide.
Request A Free Claim Evaluation
Naples Hurricane and Flood Facts
- The National Hurricane Center reports that Hurricane Ian’s storm surge flooded Naples to 6 to 9 feet above ground level on September 28, 2022.
- During Hurricane Irma on September 10, 2017, the National Hurricane Center reports that Naples Municipal Airport recorded a 123-knot wind gust, and the Naples tide gauge measured a water level of 4.25 feet above mean higher high water.
- In Collier County, the National Hurricane Center reports that Hurricane Ian destroyed 33 buildings and left more than 3,500 buildings with major damage.
- Hurricane Irma made landfall on Marco Island, just south of Naples, at 3:35 p.m. EDT on September 10, 2017 as a Category 3 hurricane, and the Marco Island Police Department reported a 130 mph wind gust, according to the National Hurricane Center.
- After Hurricane Milton, the President declared a major disaster for Florida on October 11, 2024 (FEMA-4834-DR), and Collier County was among the counties designated for FEMA Individual Assistance.
- Average homeowners insurance premium in Collier County: $5,534 a year with wind coverage, $3,169 without; condominium unit owners $2,271 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Naples
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Naples.
Flood Damage
Storm surge and flood losses in Naples, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Naples homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Naples businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Naples condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (239) 414-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Naples owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Naples Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Naples, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Naples Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Naples property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Naples. Llámenos al 239-414-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (239) 414-3777
In the News Near Naples, FL
Naples Public Adjuster FAQs
Naples property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge and wind claims in Naples?▶
Yes. Naples faces both: Hurricane Ian’s surge flooded Naples to 6 to 9 feet above ground in 2022, and the Naples Municipal Airport recorded a 123-knot gust during Irma in 2017. Homeland documents surge, flood and wind damage and handles the claim for you; call our local line 24/7 at (239) 414-3777.
Does Homeland handle hurricane and flood claims in Naples?▶
Yes. Hurricane, wind and flood claims are among the losses Homeland handles, including claims under both NFIP and private flood policies. Naples-area owners have lived through Hurricane Ian and Hurricane Irma.
Who is the best public adjuster in Naples?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Naples.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
What percentage do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in Naples?▶
Yes. A licensed Homeland public adjuster comes to your property in Naples, and anywhere in Collier County, including Immokalee. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (239) 414-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
I need a good public adjuster for damage at my house in Naples. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (239) 414-3777, and a licensed adjuster comes to your property in Naples, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (239) 414-3777.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
By Nelson Avila
What Naples Clients Say About Homeland
Verbatim reviews from Homeland clients on Google.
“Quedamos muy contentos con el trabajo de Homeland Public Adjusters en nuestro reclamo por los daños del huracán en nuestra propiedad en Naples. Desde el principio nos atendieron muy bien y lograron excelentes resultados con el seguro. Se nota que saben lo que hacen y que defienden los intereses de sus clientes. ¡Los recomendamos al 100%!”
“We were very pleased with the work Homeland Public Adjusters did on our hurricane damage claim for our property in Naples. From the beginning, they provided excellent service and achieved outstanding results with the insurance company. It's clear they know what they're doing and are dedicated to protecting their clients' interests. We highly recommend them!”
“Los mejores de florida” … “Me consiguieron muy buenos resultados en ambas propiedades y me quitaron un tremendo peso de encima.”
Storm history near Naples
Since 1851, 55 tropical storms and hurricanes have passed within 50 miles of Naples, 23 of them hurricanes at their closest point, plus 10 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1935), a Category 5 hurricane 10 miles away. Scroll to follow the storms that shaped the area.
Ian · 2022
At its closest point on September 28, 2022, Ian was a Category 4 hurricane about 45 miles from Naples, with winds near 150 mph.
Sally · 2020
At its closest point on September 12, 2020, Sally was a tropical storm about 29 miles from Naples, with winds near 40 mph.
Irma · 2017
At its closest point on September 10, 2017, Irma was a Category 2 hurricane about 6 miles from Naples, with winds near 110 mph.
Wilma · 2005
At its closest point on October 24, 2005, Wilma was a Category 3 hurricane about 18 miles from Naples, with winds near 120 mph.
Unnamed hurricane · 1935
At its closest point on September 3, 1935, Unnamed hurricane was a Category 5 hurricane about 10 miles from Naples, with winds near 160 mph.
All 65 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2022 | Ian | Category 4 hurricane | 45 mi | 150 mph |
| 2020 | Sally | Tropical storm | 29 mi | 40 mph |
| 2018 | Gordon | Tropical storm | 24 mi | 60 mph |
| 2017 | Irma | Category 2 hurricane | 6 mi | 110 mph |
| 2010 | Bonnie | Tropical depression | 8 mi | 35 mph |
| 2008 | Fay | Tropical storm | 17 mi | 65 mph |
| 2006 | Ernesto | Tropical storm | 50 mi | 40 mph |
| 2005 | Wilma | Category 3 hurricane | 18 mi | 120 mph |
| 2004 | Ivan | Post-tropical storm | 25 mi | 30 mph |
| 2004 | Charley | Category 4 hurricane | 34 mi | 145 mph |
| 1999 | Harvey | Tropical storm | 17 mi | 60 mph |
| 1998 | Mitch | Tropical storm | 7 mi | 65 mph |
| 1994 | Gordon | Tropical storm | 19 mi | 50 mph |
| 1992 | Andrew | Category 4 hurricane | 34 mi | 130 mph |
| 1990 | Marco | Tropical storm | 50 mi | 60 mph |
| 1985 | Bob | Tropical storm | 17 mi | 45 mph |
| 1981 | Dennis | Tropical storm | 37 mi | 40 mph |
| 1969 | Jenny | Tropical storm | 1 mi | 45 mph |
| 1968 | Brenda | Tropical depression | 31 mi | 30 mph |
| 1968 | Abby | Tropical storm | 46 mi | 65 mph |
| 1964 | Isbell | Category 2 hurricane | 34 mi | 105 mph |
| 1960 | Florence | Tropical depression | 46 mi | 35 mph |
| 1960 | Donna | Category 3 hurricane | 4 mi | 120 mph |
| 1959 | Judith | Tropical storm | 43 mi | 60 mph |
| 1953 | Hazel | Category 1 hurricane | 42 mi | 85 mph |
| 1953 | Unnamed storm | Tropical depression | 31 mi | 30 mph |
| 1951 | How | Tropical storm | 43 mi | 55 mph |
| 1948 | Unnamed hurricane | Category 4 hurricane | 38 mi | 130 mph |
| 1947 | Unnamed hurricane | Category 2 hurricane | 13 mi | 100 mph |
| 1945 | Unnamed hurricane | Category 2 hurricane | 34 mi | 100 mph |
| 1945 | Unnamed storm | Tropical storm | 17 mi | 40 mph |
| 1941 | Unnamed hurricane | Category 1 hurricane | 11 mi | 75 mph |
| 1936 | Unnamed storm | Tropical storm | 12 mi | 65 mph |
| 1936 | Unnamed storm | Tropical storm | 16 mi | 45 mph |
| 1935 | Unnamed hurricane | Category 1 hurricane | 35 mi | 80 mph |
| 1935 | Unnamed hurricane | Category 5 hurricane | 10 mi | 160 mph |
| 1932 | Unnamed storm | Tropical storm | 10 mi | 60 mph |
| 1929 | Unnamed hurricane | Category 2 hurricane | 39 mi | 105 mph |
| 1928 | Unnamed storm | Tropical storm | 27 mi | 65 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 10 mi | 105 mph |
| 1925 | Unnamed storm | Tropical storm | 12 mi | 65 mph |
| 1924 | Unnamed hurricane | Category 1 hurricane | 24 mi | 90 mph |
| 1921 | Unnamed storm | Tropical depression | 35 mi | 35 mph |
| 1916 | Unnamed storm | Tropical storm | 31 mi | 45 mph |
| 1910 | Unnamed hurricane | Category 3 hurricane | 17 mi | 115 mph |
| 1909 | Unnamed storm | Tropical depression | 8 mi | 35 mph |
| 1907 | Unnamed storm | Tropical depression | 12 mi | 35 mph |
| 1906 | Unnamed storm | Tropical depression | 11 mi | 30 mph |
| 1904 | Unnamed storm | Tropical storm | 34 mi | 45 mph |
| 1901 | Unnamed storm | Tropical storm | 45 mi | 45 mph |
| 1899 | Unnamed storm | Tropical storm | 14 mi | 45 mph |
| 1897 | Unnamed storm | Tropical storm | 44 mi | 70 mph |
| 1896 | Unnamed storm | Tropical storm | 21 mi | 60 mph |
| 1895 | Unnamed storm | Tropical storm | 40 mi | 40 mph |
| 1894 | Unnamed hurricane | Category 2 hurricane | 13 mi | 100 mph |
| 1892 | Unnamed storm | Tropical storm | 43 mi | 45 mph |
| 1891 | Unnamed storm | Post-tropical storm | 22 mi | 35 mph |
| 1891 | Unnamed storm | Tropical storm | 20 mi | 55 mph |
| 1888 | Unnamed hurricane | Category 1 hurricane | 24 mi | 85 mph |
| 1878 | Unnamed storm | Tropical storm | 26 mi | 50 mph |
| 1878 | Unnamed storm | Tropical storm | 10 mi | 45 mph |
| 1876 | Unnamed hurricane | Category 2 hurricane | 32 mi | 105 mph |
| 1873 | Unnamed hurricane | Category 3 hurricane | 35 mi | 115 mph |
| 1870 | Unnamed hurricane | Category 1 hurricane | 7 mi | 90 mph |
| 1861 | Unnamed storm | Tropical storm | 5 mi | 70 mph |
Federal disaster declarations covering Collier County
Since 1965, FEMA has issued 52 federal declarations covering Collier County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 52 declarations
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- May 13, 2020 · 36Th Avenue Fire · Fire management (FM-5309)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- April 21, 2017 · 30Th Avenue Fire · Fire management (FM-5178)
- October 18, 2012 · Hurricane Isaac · Major disaster (DR-4084)
- July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
- April 27, 2011 · Slope Fire · Fire management (FM-2902)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- May 9, 2007 · Calloosahatchee Fire Complex · Fire management (FM-2692)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 20, 2005 · Tropical Storm Rita · Emergency (EM-3259)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- August 28, 2005 · Hurricane Katrina · Major disaster (DR-1602)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- September 28, 2001 · Severe Storms, Tornadoes and Flooding Associated with Tropical Storm Gabrielle · Major disaster (DR-1393)
- February 19, 2001 · Fl - Caloosahatchee Fire Complex · Fire management (FM-2355)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 4, 2000 · Severe Storms and Flooding · Major disaster (DR-1345)
- April 11, 2000 · Fl - Merritt Fire · Fire management (FM-2294)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2254)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- October 4, 1995 · Hurricane Opal · Major disaster (DR-1069)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- August 24, 1992 · Hurricane Andrew · Major disaster (DR-955)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- March 15, 1971 · Freeze · Major disaster (DR-304)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Naples Public Adjusters
Homeland serves Naples property owners, available 24/7 by phone at (239) 414-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Naples resources after a property loss
The offices a Naples property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Collier County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?