Wherever you are in Florida, we come to you. A licensed Homeland public adjuster comes to your property within hours — from Miami-Dade, Broward and Palm Beach to Naples, Fort Myers, Orlando and Tampa — so you never need to visit an office. Every city, every county, 24/7. Serving Florida property owners since 2006, in English and Spanish. New Jersey: statewide.
Florida Cities and Counties We Serve
Homeland Public Adjusters serves all of Florida. A licensed Homeland public adjuster comes to your property. Find your city below; if it isn’t listed, we still serve it. Call (305) 783-3777, 24/7.
- Miami-Dade County: Aventura · Coral Gables · Doral · Fontainebleau · Hialeah · Hialeah Gardens · Homestead · Kendall · Key Biscayne · Miami · Miami Beach · Miami Gardens · Miami Lakes · Miami Springs · North Miami Beach · Palmetto Bay · Sweetwater · Westchester
- Broward County: Broward County · Coral Springs · Fort Lauderdale · Hallandale Beach · Hollywood · Miramar · Pembroke Pines · Plantation · Pompano Beach · Weston
- Palm Beach County: Palm Beach County · Belle Glade · Boca Raton · Delray Beach · Jupiter · West Palm Beach
- Monroe County: Florida Keys
- Collier County: Collier County · Immokalee · Naples
- Lee County: Lee County · Cape Coral · Fort Myers · Lehigh Acres
- Orange County: Orlando
- Alachua County: Gainesville
- Bay County: Panama City
- Brevard County: Brevard County · Cocoa Beach
- Charlotte County: Charlotte County · Charlotte Harbor
- Duval County: Jacksonville
- Escambia County: Pensacola
- Highlands County: Sebring
- Hillsborough County: Tampa
- Indian River County: Indian River County · Vero Beach
- Leon County: Tallahassee
- Manatee County: Bradenton
- Marion County: Ocala
- Martin County: Stuart
- Nassau County: Nassau County
- Osceola County: Kissimmee
- Pinellas County: Pinellas County · Clearwater · St Petersburg
- Polk County: Lakeland
- Sarasota County: Sarasota
- St. Johns County: St Augustine
- St. Lucie County: Port St Lucie
- Volusia County: Daytona Beach
New Jersey: Public adjusters in New Jersey. Comparing firms? How to choose a public adjuster in Florida.
Looking for public adjusters in Florida? Homeland Public Adjusters is a licensed firm of FL public adjusters representing property owners across the state, not insurance companies. Since 2006, we've documented hurricane, fire, water and other property damage and handled the insurance claim process from start to finish, so our clients can focus on their recovery instead of paperwork and phone calls.
We work on a No Recovery, No Fee basis: if we don't recover money for you, there's no cost for our services. Our team is available 24/7, and hablamos español. If you are comparing the best public adjusters in Florida, compare licenses, fee terms and reviews: Homeland is rated 5.0 on Google, holds Florida agency license W818638 and publishes every adjuster's license number.
Claim Types We Handle in Florida
Hurricane & Wind Damage
Wind, rain intrusion, roof damage, structural damage, and other hurricane-related losses.
Flood Damage
Assistance navigating flood policies, documentation requirements, and covered flood losses.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Damage involving broken pipes, plumbing failures, sewer lines, leaks, and other covered water events.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for businesses and commercial property owners.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Condo & HOA Associations
Master policy claims for Florida condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Related Guides
By Nelson Avila
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?
How It Works
Free Claim Review
Documentation & Inspection
Claim Preparation & Negotiation
Settlement
Licensed Florida Public Adjusters
Homeland Public Adjusters is a licensed public adjusting firm, holding Florida Agency License W818638, and has represented Florida property owners since 2006. We work exclusively for you, the policyholder — never for the insurance company — documenting your loss, preparing your claim, and handling every conversation with the carrier from the notice of loss through settlement. We work on a No Recovery, No Fee basis.
Florida Public Adjuster FAQ
Florida property owners often have questions about when to involve a public adjuster, what it costs, and how representation fits into the claims process. Here are answers to common questions. Contact us for a free claim review.
What does a Florida public adjuster do?▶
A Florida public adjuster is licensed to represent property owners, not insurance companies, in a property insurance claim. We document the damage, prepare the estimate, and handle the communication with the carrier on the policyholder’s behalf.
How is a public adjuster different from the insurance company’s adjuster?▶
An insurance company adjuster evaluates the claim for the carrier. A public adjuster represents the policyholder, documenting the loss, preparing the claim, and advocating for the property owner throughout the process.
Is it worth hiring a public adjuster?▶
Yes. A public adjuster documents and negotiates the claim for you, so the settlement reflects the full damage, after a hurricane or any other loss. Homeland reviews every loss, large or small, at no cost.
How much does it cost to hire a public adjuster in Florida?▶
Florida law caps what a public adjuster can charge, and our fee is explained in writing before you hire us, so you know the terms up front. We work on a No Recovery, No Fee basis.
Does Homeland handle claims throughout Florida?▶
Yes. We serve property owners throughout all of Florida, available 24/7 by phone, and hablamos español. For Orlando, Tampa Bay, Lakeland, Daytona Beach, Ocala and Sebring, see our Central Florida public adjusters page; for Fort Myers, Cape Coral, Naples and Punta Gorda, see Southwest Florida public adjusters.
Can Homeland help if my Florida claim was already denied or underpaid?▶
Often, yes. Homeland reviews denied and underpaid claims by comparing the carrier’s decision with the policy, the documented damage and the estimates, within the applicable deadlines.
Is Homeland Public Adjusters licensed in Florida?▶
Yes. Homeland Public Adjusters holds Florida Agency License W818638 and has represented Florida property owners since 2006.
Should I hire a public adjuster or an attorney (lawyer)?▶
A public adjuster handles the claim itself — documentation, the estimate, and negotiation with the carrier. An attorney (lawyer) becomes relevant if a dispute moves toward litigation, which many well-built Florida claims never need to reach. Call Homeland before deciding either way.
Built from nearly twenty years of claims experience
Since 2006, Homeland Public Adjusters has represented property owners after hurricanes, fires and water losses across Florida. We kept seeing the same problems: a policy no one had read, no proof of how the property looked before, and deadlines missed in the chaos after a storm. Adjuster Advantage is what we built to fix that — before anything happens.
And if you ever need us, your claim runs on ClaimsHub, Homeland's own claims platform, where you can follow every document, deadline and update on your claim.
Get the Adjuster Advantage™ App
Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves all of Florida: Yes — every city and county. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (305) 783-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.