Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Collier County: Yes — every city in Collier County. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (239) 414-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Nearby areas we serve: Public adjuster in Immokalee · Public adjuster in Naples · All Florida cities and counties
Experienced Public Adjusters Serving Collier County Property Owners
Comparing adjusters? Use our 10-point test for the best public adjuster in Collier County, with local storm and flood facts.
Collier County is part of the area covered by our Southwest Florida public adjusters.
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Collier County Storm History
- Collier County's own damage assessment after Hurricane Ian (September 28, 2022) found roughly $2.2 billion in damage countywide, mostly to homes, with about 7,000 homes needing repairs.
- The City of Naples alone reported $989 million in damages (22 homes destroyed, 2,645 damaged); unincorporated Collier reported $948 million (8 destroyed, 3,892 damaged); Marco Island reported $256 million (262 damaged); and Everglades City reported $7.1 million (126 damaged).
- During Hurricane Ian in September 2022, the National Hurricane Center reports that the NOS tide gauge on the Naples Pier measured 6.18 ft above MHHW before the station was destroyed, with maximum inundation of 6 to 9 ft above ground in Naples and 4 to 6 ft from Marco Island through Everglades City.
- Two years later, Hurricane Milton brought moderate to major coastal flooding along most of the Collier County coast on October 9, 2024; the National Weather Service in Miami estimated property damage at $280 million, with 88 structures suffering major damage and about 85% of customers losing power.
- Average homeowners insurance premium in Collier County: $5,534 a year with wind coverage, $3,169 without; condominium unit owners $2,271 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Collier County
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Collier County.
Flood Damage
Storm surge and flood losses in Collier County, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Collier County homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Collier County businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Collier County condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (239) 414-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Collier County owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Collier County Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Collier County, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Collier County Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Collier County property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Collier County. Llámenos al 239-414-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (239) 414-3777
Cities We Serve in Collier County
Homeland’s Collier County public adjusters also have local pages for Naples, FL, Immokalee, FL.
What If an Aircraft Hit Your Property in Collier County?
In the News Near Collier County, FL
Collier County Public Adjuster FAQs
Collier County property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge claims in Collier County?▶
Yes. Storm surge from Hurricane Ian reached 6 to 9 feet above ground in Naples, and Hurricane Milton flooded much of the Collier County coast again in 2024. Homeland documents surge, wind and water damage, works through flood and homeowners policies, and handles the claim for you. Call our local line 24/7 at (239) 414-3777.
Does Homeland handle hurricane claims in Collier County?▶
Yes. Hurricane, wind, flood and storm surge claims are among the losses Homeland handles. Collier County sustained an estimated $2.2 billion in damage from Hurricane Ian in 2022, and we help Collier County property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Marco Island too?▶
Yes. Homeland represents property owners throughout Collier County, including Marco Island.
I need a really good public adjuster in Collier County. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Collier County.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
What percentage do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in Collier County?▶
Yes. A licensed Homeland public adjuster comes to your property anywhere in Collier County, including Immokalee and Naples. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (239) 414-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
I need a good public adjuster for damage at my house in Collier County. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (239) 414-3777, and a licensed adjuster comes to your property in Collier County, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Collier County: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (239) 414-3777, 24/7.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (239) 414-3777.
By Nelson Avila
What Naples Clients Say About Homeland
Verbatim reviews from Homeland clients on Google.
“Quedamos muy contentos con el trabajo de Homeland Public Adjusters en nuestro reclamo por los daños del huracán en nuestra propiedad en Naples. Desde el principio nos atendieron muy bien y lograron excelentes resultados con el seguro. Se nota que saben lo que hacen y que defienden los intereses de sus clientes. ¡Los recomendamos al 100%!”
“We were very pleased with the work Homeland Public Adjusters did on our hurricane damage claim for our property in Naples. From the beginning, they provided excellent service and achieved outstanding results with the insurance company. It's clear they know what they're doing and are dedicated to protecting their clients' interests. We highly recommend them!”
“Los mejores de florida” … “Me consiguieron muy buenos resultados en ambas propiedades y me quitaron un tremendo peso de encima.”
Storm history near Collier County
Since 1851, 58 tropical storms and hurricanes have passed within 50 miles of Collier County, 22 of them hurricanes at their closest point, plus 13 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1935), a Category 5 hurricane 28 miles away. Scroll to follow the storms that shaped the area.
Irma · 2017
At its closest point on September 10, 2017, Irma was a Category 3 hurricane about 19 miles from Collier County, with winds near 110 mph.
Wilma · 2005
At its closest point on October 24, 2005, Wilma was a Category 3 hurricane about 6 miles from Collier County, with winds near 115 mph.
Katrina · 2005
At its closest point on August 26, 2005, Katrina was a Category 1 hurricane about 46 miles from Collier County, with winds near 75 mph.
Unnamed hurricane · 1948
At its closest point on September 22, 1948, Unnamed hurricane was a Category 4 hurricane about 15 miles from Collier County, with winds near 130 mph.
Unnamed hurricane · 1935
At its closest point on September 3, 1935, Unnamed hurricane was a Category 5 hurricane about 28 miles from Collier County, with winds near 160 mph.
All 71 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2020 | Sally | Tropical storm | 37 mi | 40 mph |
| 2018 | Gordon | Tropical storm | 36 mi | 55 mph |
| 2017 | Irma | Category 3 hurricane | 19 mi | 110 mph |
| 2010 | Bonnie | Tropical depression | 15 mi | 35 mph |
| 2008 | Fay | Tropical storm | 6 mi | 65 mph |
| 2006 | Ernesto | Tropical storm | 25 mi | 40 mph |
| 2005 | Wilma | Category 3 hurricane | 6 mi | 115 mph |
| 2005 | Katrina | Category 1 hurricane | 46 mi | 75 mph |
| 2004 | Ivan | Post-tropical storm | 20 mi | 30 mph |
| 1999 | Irene | Category 1 hurricane | 44 mi | 75 mph |
| 1999 | Harvey | Tropical storm | 14 mi | 55 mph |
| 1998 | Mitch | Tropical storm | 23 mi | 65 mph |
| 1994 | Gordon | Tropical storm | 41 mi | 50 mph |
| 1992 | Andrew | Category 4 hurricane | 34 mi | 130 mph |
| 1985 | Bob | Tropical storm | 20 mi | 45 mph |
| 1981 | Dennis | Tropical storm | 12 mi | 40 mph |
| 1976 | Dottie | Tropical storm | 38 mi | 40 mph |
| 1976 | Unnamed storm | Tropical depression | 36 mi | 25 mph |
| 1969 | Jenny | Tropical storm | 23 mi | 45 mph |
| 1968 | Unnamed storm | Tropical depression | 37 mi | 35 mph |
| 1968 | Brenda | Tropical depression | 6 mi | 30 mph |
| 1964 | Isbell | Category 2 hurricane | 17 mi | 100 mph |
| 1960 | Florence | Tropical depression | 24 mi | 35 mph |
| 1960 | Donna | Category 3 hurricane | 18 mi | 120 mph |
| 1959 | Judith | Tropical storm | 50 mi | 60 mph |
| 1956 | Unnamed storm | Tropical storm | 47 mi | 65 mph |
| 1954 | Unnamed storm | Tropical depression | 40 mi | 35 mph |
| 1953 | Unnamed storm | Tropical depression | 34 mi | 30 mph |
| 1953 | Unnamed storm | Tropical depression | 6 mi | 30 mph |
| 1952 | Unnamed storm | Tropical storm | 37 mi | 60 mph |
| 1948 | Unnamed hurricane | Category 4 hurricane | 15 mi | 130 mph |
| 1947 | Unnamed hurricane | Category 1 hurricane | 49 mi | 90 mph |
| 1947 | Unnamed hurricane | Category 2 hurricane | 8 mi | 105 mph |
| 1945 | Unnamed hurricane | Category 2 hurricane | 15 mi | 105 mph |
| 1945 | Unnamed storm | Tropical storm | 41 mi | 40 mph |
| 1941 | Unnamed hurricane | Category 1 hurricane | 3 mi | 80 mph |
| 1936 | Unnamed storm | Tropical storm | 21 mi | 60 mph |
| 1936 | Unnamed storm | Tropical storm | 17 mi | 45 mph |
| 1935 | Unnamed hurricane | Category 1 hurricane | 30 mi | 80 mph |
| 1935 | Unnamed hurricane | Category 5 hurricane | 28 mi | 160 mph |
| 1932 | Unnamed storm | Tropical storm | 19 mi | 60 mph |
| 1928 | Unnamed storm | Tropical storm | 46 mi | 65 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 4 mi | 110 mph |
| 1925 | Unnamed storm | Tropical storm | 32 mi | 60 mph |
| 1924 | Unnamed hurricane | Category 1 hurricane | 19 mi | 85 mph |
| 1916 | Unnamed storm | Tropical storm | 8 mi | 45 mph |
| 1910 | Unnamed hurricane | Category 3 hurricane | 41 mi | 115 mph |
| 1909 | Unnamed storm | Tropical depression | 8 mi | 35 mph |
| 1909 | Unnamed storm | Tropical storm | 45 mi | 40 mph |
| 1907 | Unnamed storm | Tropical depression | 18 mi | 35 mph |
| 1906 | Unnamed storm | Tropical depression | 35 mi | 30 mph |
| 1904 | Unnamed storm | Tropical storm | 18 mi | 50 mph |
| 1903 | Unnamed storm | Tropical storm | 41 mi | 70 mph |
| 1901 | Unnamed storm | Tropical storm | 40 mi | 40 mph |
| 1899 | Unnamed storm | Tropical storm | 29 mi | 40 mph |
| 1896 | Unnamed storm | Tropical storm | 38 mi | 55 mph |
| 1895 | Unnamed storm | Tropical storm | 27 mi | 40 mph |
| 1894 | Unnamed hurricane | Category 2 hurricane | 37 mi | 100 mph |
| 1892 | Unnamed storm | Tropical storm | 29 mi | 45 mph |
| 1891 | Unnamed storm | Post-tropical storm | 42 mi | 35 mph |
| 1891 | Unnamed storm | Tropical storm | 26 mi | 45 mph |
| 1891 | Unnamed storm | Tropical storm | 23 mi | 60 mph |
| 1889 | Unnamed storm | Tropical storm | 50 mi | 45 mph |
| 1888 | Unnamed hurricane | Category 1 hurricane | 17 mi | 90 mph |
| 1878 | Unnamed storm | Tropical storm | 4 mi | 50 mph |
| 1878 | Unnamed storm | Tropical storm | 2 mi | 40 mph |
| 1876 | Unnamed hurricane | Category 2 hurricane | 10 mi | 105 mph |
| 1870 | Unnamed hurricane | Category 1 hurricane | 13 mi | 90 mph |
| 1865 | Unnamed hurricane | Category 2 hurricane | 44 mi | 100 mph |
| 1861 | Unnamed storm | Tropical storm | 18 mi | 65 mph |
| 1859 | Unnamed storm | Tropical storm | 46 mi | 50 mph |
Federal disaster declarations covering Collier County
Since 1965, FEMA has issued 52 federal declarations covering Collier County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 52 declarations
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- May 13, 2020 · 36Th Avenue Fire · Fire management (FM-5309)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- April 21, 2017 · 30Th Avenue Fire · Fire management (FM-5178)
- October 18, 2012 · Hurricane Isaac · Major disaster (DR-4084)
- July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
- April 27, 2011 · Slope Fire · Fire management (FM-2902)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- May 9, 2007 · Calloosahatchee Fire Complex · Fire management (FM-2692)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 20, 2005 · Tropical Storm Rita · Emergency (EM-3259)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- August 28, 2005 · Hurricane Katrina · Major disaster (DR-1602)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- September 28, 2001 · Severe Storms, Tornadoes and Flooding Associated with Tropical Storm Gabrielle · Major disaster (DR-1393)
- February 19, 2001 · Fl - Caloosahatchee Fire Complex · Fire management (FM-2355)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 4, 2000 · Severe Storms and Flooding · Major disaster (DR-1345)
- April 11, 2000 · Fl - Merritt Fire · Fire management (FM-2294)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2254)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- October 4, 1995 · Hurricane Opal · Major disaster (DR-1069)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- August 24, 1992 · Hurricane Andrew · Major disaster (DR-955)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- March 15, 1971 · Freeze · Major disaster (DR-304)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Collier County Public Adjusters
Homeland serves Collier County property owners, available 24/7 by phone at (239) 414-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey, including Naples and Immokalee.
Collier County resources after a property loss
The offices a Collier County property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Collier County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?