Experienced Public Adjusters Serving Elizabeth Property Owners
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Elizabeth Storm and Flood Facts
- During Hurricane Sandy, the National Hurricane Center reports that inundations of 4 to 6 feet were measured across Newark Bay in Elizabeth and the area around Newark Liberty International Airport.
- Remnants of Hurricane Ida brought 8.44 inches of total rain at Newark in 2021, and the National Hurricane Center reports major flooding across portions of northern New Jersey.
- The National Hurricane Center reports that along the coast during Sandy, storm-tide inundations in Union and Hudson Counties were 3 to 7 feet above ground.
- FEMA’s Hurricane Sandy major disaster declaration for New Jersey, dated October 30, 2012, included Union County among the first eight counties designated for Individual Assistance.
- After the remnants of Hurricane Ida in September 2021, FEMA designated Union County for both Individual Assistance and Public Assistance under disaster 4614.
Insurance Claims We Handle in Elizabeth
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Elizabeth.
Flood Damage
Storm surge and flood losses in Elizabeth, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Elizabeth homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Elizabeth businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Elizabeth condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Elizabeth rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (908) 437-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Elizabeth owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
An Elizabeth Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Elizabeth, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Elizabeth Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Elizabeth property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Elizabeth. Si su hogar, negocio o propiedad en Elizabeth sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 908-437-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (908) 437-3777
In the News Near Elizabeth, NJ
Elizabeth Public Adjuster FAQs
Elizabeth property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle flood claims from storms like Sandy and Ida in Elizabeth?▶
Yes. Union County was designated for FEMA Individual Assistance after both Hurricane Sandy in 2012 and the remnants of Hurricane Ida in 2021, and Sandy put 4 to 6 feet of water across Newark Bay. Homeland documents flood, water and wind damage and handles the claim for you; call our local line 24/7 at (908) 437-3777.
Does Homeland handle storm, flood and nor’easter claims in Elizabeth?▶
Yes. Hurricane, tropical storm, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
Does Homeland serve Union Township, Linden, Plainfield, and Westfield too?▶
Yes. Homeland represents property owners throughout Union County, not just Elizabeth itself, including Union Township, Linden, Plainfield, and Westfield.
How do I find a public adjuster near me after property damage in Elizabeth?▶
Call Homeland directly for a free claim review. We serve Elizabeth, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Elizabeth properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Yeni Martinez
By Nelson Avila
Elizabeth Public Adjusters
Homeland serves Elizabeth property owners, available 24/7 by phone at (908) 437-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including nearby Union County communities such as Linden, Rahway, Plainfield, Union, Roselle and Hillside.
Elizabeth resources after a property loss
The offices a Elizabeth property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Union County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help