Know your coverage, keep your records, and have someone to call. For condos, HOAs, co-ops and master associations, including clubhouses, pools, gyms and other shared buildings. There is no cost to join.
Know your coverage, keep your records, and have someone to call.
Policy Scan™
Upload the master policy. A licensed Homeland public adjuster reviews it and explains it in plain words: the deductibles in dollars, not just percentages, and what the association insures versus what each owner covers.
A plain-language summary, not legal advice or a coverage opinion. The policy always governs; call your Homeland public adjuster with coverage questions.
Safety Vault™ Building Record
Keep dated photos and documents of the roof, exterior, common areas, equipment, clubhouse and amenities, grouped by area. Download the building record as a PDF for the board.
90DAY XPlus™
The board enters the master policy renewal, milestone inspection, structural integrity reserve study and other dates. We email reminders 90, 30 and 7 days before each date you enter.
These are the dates you enter. Adjuster Advantage doesn’t decide what any date should be.
Prep Alerts + Building Storm Check-in
National Weather Service warnings for the building’s county. After a storm, owners report from their phones: I’m OK, I have damage or I need help. The board sees one dashboard, unit by unit, for the owners who choose to share.
Prep Alerts are not a warning service. Always follow official alerts.
Homeland’s team, 24/7
Questions about damage, the policy or what comes next? Your board has a licensed Homeland public adjuster to call, day or night. Public adjusting services require a separate written agreement.
Manager portfolio
Every building you manage on one screen: whether Homeland has confirmed you, the record files, the next date due and the last storm check-in.
Talk to your owners before, during and after the storm.
Available today:
- The board’s “Are you OK?” check-in after a storm: I’m OK, I have damage or I need help
- Board announcements to owners by email
- A private group for the board, officers and manager
- Each owner joins at no cost and gets their own Safety Vault™, Lifeline Card™ and Policy Scan™ for the unit policy (HO-6)
One place for every building you manage.
Set up each association you manage and keep its master policy, deductibles and condition records together. Each board sees its own building.
- Each association’s master policy and deductibles, in plain words
- Dated condition records for every property
- Invite each board to its own building
- A portfolio view of all your buildings at once
Manage several associations? Start with one and tell us about the others. Homeland will help you set them up.
Three steps. About two minutes.
- Set up your association.The association’s name, city and ZIP code, and your role.
- Homeland confirms you may act for it.Before the association’s space opens, we confirm that you serve on the board, as an officer or as its manager.
- Invite your board and manager.Add the people who help run the association, so everyone sees the same information.
Built from nearly twenty years of claims
For nearly twenty years, Homeland Public Adjusters has represented property owners after hurricanes, fires and water losses. We kept seeing the same problems: a policy no one had read, no proof of how the property looked before, and deadlines missed in the chaos after a storm. Adjuster Advantage is what we built to fix that, before anything happens.
Associations face the same problems on a bigger scale: one master policy, hundreds of owners, and one board answering for all of it.
And if you ever need us, your claim runs on ClaimsHub, Homeland’s own claims platform, where you can follow every document, deadline and update on your claim.
What A Florida Study Found
In a 2010 study of Citizens Property Insurance claims filed in 2008–2009, the Florida Legislature's research office (OPPAGA) found that policyholders represented by a public adjuster typically received larger payments: for 2005-hurricane claims, a median of $17,187 vs $2,029; for non-catastrophe claims, an estimated $9,379 vs $1,391. Source: OPPAGA Report No. 10-06.
- "Without a public adjuster" includes policyholders represented by an attorney.
Free guides for condo and HOA boards and managers
Sourced, plain-language guides on inspections, reserves, insurance renewals and storm claims in Florida and New Jersey.
Give your board someone to call.
No cost to join. Homeland confirms you may act for the association before its space opens.
Adjuster Advantage is not insurance and does not replace your association’s insurance agent, attorney or manager. Joining Adjuster Advantage is free and does not create a contract or agreement with Homeland Public Adjusters for any claim. Public adjusting services require a separate written agreement. Adjuster Advantage™ is a free app from Homeland Public Adjusters Corporation, a licensed public adjusting firm. FL agency license W818638 · NJ firm license 3003982360. Homeland Public Adjusters and its Adjuster Advantage program are not affiliated with or endorsed by any government agency.