The tools members use most
Your policy, scored and explained.
Add your declarations page and get a plain-language summary of your coverage, limits and deductibles, with the gaps worth knowing about before a storm. Every policy starts at 100 and loses points for each gap.
Proof of what you had, in one private place.
Policies, certificates, home inventory, photos and videos, documents, receipts and Policy Scan reports. Take a photo or video right from your phone. Only you and authorized Homeland staff can see it.
A renewal never sneaks up on you.
Add a policy with its end date and the countdown starts on its own. You get an email 90, 75, 60, 45, 30, 15, 7 and 1 days before it ends, while you can still make changes.
Keep your discounts from slipping.
Keep your wind mitigation, 4-point and roof certificates in one place. Insurers can use them for discounts and to write your policy, so the app emails you 90, 30 and 7 days before one expires, and on the day it expires.
A storm checklist built for your household.
Tell the app who lives with you and what you want to prepare for. Your checklist saves to your account as you go, downloads as a PDF and works offline.
Insurance words in plain language.
Look up any term, from actual cash value to the all other perils deductible. In your Policy Scan reports, tap an underlined term to see its explanation. General explanations: your policy’s own wording controls.
Every tool, by what you need it for
Keep a home inventory and your wind mitigation, 4-point and roof certificates in one place, look up your FEMA flood zone, get your homeowners insurance policy reviewed in plain words, and follow hurricanes near you, all free.
Organize
Keep it all in one placeSafety Vault™FL & NJ
Your photos, videos and documents, private to you and authorized Homeland staff.
Capture Now™FL & NJ
Photograph your home before a storm, room by room.
Home InventoryFL & NJ
A room-by-room list of what you own.
Certificate Pack™FL & NJ
Wind mitigation, 4-point and roof certificates, with reminders before they expire.
Lifeline Card™FL & NJ
Your emergency card for your phone, even with no signal.
Share a FolderFL & NJ
Send a view-only folder link.
Understand your policy
Know what you havePolicy Scan™FL & NJ
Your policy, scored and explained.
Renewal Radar™FL & NJ
What changed in your new policy.
Coverage Talk™Everywhere
Insurance words in plain language.
Ask Advantage™FL & NJ
Ask questions about your policy.
Flood Lens™Everywhere
See your FEMA flood zone.
Prepare
Get ready before it happensPrep Kit™FL & NJ
Your personal storm checklist, saved as you go and ready offline.
Readiness CheckEverywhere
A quick quiz: how ready are you?
Home MaintenanceFL & NJ
Small jobs that prevent damage.
ResourcesEverywhere
Official help lines and guides.
Stay informed
Never miss a date or an alertPrep AlertsEverywhere
Weather alerts for your county. Not a warning service.
Storm TrackerEverywhere
Hurricanes near you, from the National Hurricane Center.
90DAY XPlus™FL & NJ
Reminders before your policy renews.
After damage
What to do when something happensDamage Guide™Everywhere
Had damage? Start here.
Claim KitFL & NJ
The first 72 hours after a loss.
Photo CoachEverywhere
What else to photograph.
Emergency Now™Everywhere
What to do during a warning.
Where to Get HelpEverywhere
Your state’s official help, for members outside Florida and New Jersey.
Availability varies by state. Tools marked FL & NJ are offered today only in Florida and New Jersey, where Homeland is licensed; tools marked Everywhere work in every state. Policy Scan and Coverage Talk give general, plain-language explanations: they are not legal advice or a coverage opinion, and your policy always governs. Prep Alerts are not a warning service; always follow official alerts.
Be ready before anything happens.
Free to join. One account for the website and the app. About a minute.
THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
Joining Adjuster Advantage is free and does not create a contract or agreement with Homeland Public Adjusters for any claim. Hiring Homeland is optional and requires a separate written agreement. Adjuster Advantage is not insurance, not a warning service and not a claim filing. Follow official emergency instructions and call 911 in an emergency. Adjuster Advantage™ is a membership program of Homeland Public Adjusters Corporation, a licensed public adjusting firm. FL agency license W818638 · NJ firm license 3003982360.