Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Jacksonville: Yes. Wherever you are in Jacksonville, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (904) 977-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Experienced Public Adjusters Serving Jacksonville Property Owners
Request A Free Claim Evaluation

Duval County Storm and Claim History
- Hurricane Irma struck northeast Florida on September 11, 2017, driving the St. Johns River in downtown Jacksonville to 5.57 feet of storm-surge flooding — the National Weather Service recorded this as exceeding the prior all-time record of 4.1 feet set by Hurricane Dora in 1964.
- Hurricane Matthew passed offshore of Duval County on October 7-8, 2016, and the National Weather Service Jacksonville office measured a storm tide of 5.14 feet (NAVD88) at the Mayport gauge — the second-highest level on record there since the 1898 hurricane — with wind gusts reaching 82 mph near Fort Caroline.
- The City of Jacksonville's damage assessment reported to the Florida Division of Emergency Management found 498 homes damaged in Duval County from Hurricane Matthew, including 38 destroyed, 269 with major damage, and 165 with minor damage.
- During Hurricane Irma, Jacksonville International Airport measured sustained winds of 51 knots with a gust of 75 knots, according to the National Hurricane Center.
- During Hurricane Ian in 2022, a gauge on the Buckman Bridge, south of downtown Jacksonville, measured the St. Johns River at 3.06 feet above mean higher high water.
- Average homeowners insurance premium in Duval County: $2,786 a year with wind coverage, $2,095 without; condominium unit owners $1,054 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Jacksonville
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Jacksonville.
Flood Damage
Storm surge and flood losses in Jacksonville, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Jacksonville homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Jacksonville businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Jacksonville condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (904) 977-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Jacksonville owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ AppA Jacksonville Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Jacksonville, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Jacksonville Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Jacksonville property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Jacksonville. Llámenos al 904-977-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (904) 977-3777
In the News Near Jacksonville, FL

Jacksonville Public Adjuster FAQs
Jacksonville property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle St. Johns River flood claims in Jacksonville?▶
Yes. The St. Johns River rose about 3 feet above normal high water at the Buckman Bridge during Ian and set record flood stages in Duval County during Irma. Homeland documents flood and wind damage and handles the claim with your insurer; call our local line 24/7 at (904) 977-3777.
Does Homeland handle hurricane and storm claims in Jacksonville?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Duval County is within Florida’s hurricane-prone coastal region, and we help Jacksonville property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Jacksonville Beach, Atlantic Beach, and Neptune Beach too?▶
Yes. Homeland represents property owners throughout Duval County, not just Jacksonville itself, including Jacksonville Beach, Atlantic Beach, and Neptune Beach.
Who’s the best public adjuster you can recommend in Jacksonville?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Jacksonville.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Jacksonville and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Jacksonville, and anywhere in Duval County. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (904) 977-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (904) 977-3777.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
I need a good public adjuster for damage at my house in Jacksonville. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (904) 977-3777, and a licensed adjuster comes to your property in Jacksonville, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
Storm history near Jacksonville
Since 1851, 50 tropical storms and hurricanes have passed within 50 miles of Jacksonville, 12 of them hurricanes at their closest point, plus 19 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1898), a Category 4 hurricane 41 miles away. Scroll to follow the storms that shaped the area.
David · 1979
At its closest point on September 4, 1979, David was a Category 2 hurricane about 43 miles from Jacksonville, with winds near 95 mph.
Gladys · 1968
At its closest point on October 19, 1968, Gladys was a Category 1 hurricane about 44 miles from Jacksonville, with winds near 80 mph.
Dora · 1964
At its closest point on September 10, 1964, Dora was a Category 1 hurricane about 27 miles from Jacksonville, with winds near 90 mph.
Unnamed hurricane · 1898
At its closest point on October 2, 1898, Unnamed hurricane was a Category 4 hurricane about 41 miles from Jacksonville, with winds near 130 mph.
Unnamed hurricane · 1896
At its closest point on September 29, 1896, Unnamed hurricane was a Category 2 hurricane about 39 miles from Jacksonville, with winds near 110 mph.
All 69 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2024 | Debby | Tropical storm | 50 mi | 50 mph |
| 2020 | Eta | Tropical storm | 9 mi | 45 mph |
| 2016 | Julia | Tropical storm | 2 mi | 45 mph |
| 2016 | Colin | Tropical storm | 36 mi | 50 mph |
| 2013 | Andrea | Tropical storm | 41 mi | 45 mph |
| 2012 | Beryl | Tropical storm | 10 mi | 60 mph |
| 2007 | Barry | Tropical depression | 10 mi | 35 mph |
| 2005 | Tammy | Tropical storm | 12 mi | 50 mph |
| 1998 | Georges | Tropical depression | 14 mi | 25 mph |
| 1994 | Gordon | Tropical depression | 6 mi | 25 mph |
| 1988 | Unnamed storm | Tropical depression | 11 mi | 35 mph |
| 1985 | Isabel | Tropical storm | 24 mi | 40 mph |
| 1984 | Isidore | Tropical storm | 2 mi | 50 mph |
| 1984 | Unnamed storm | Tropical depression | 12 mi | -100 mph |
| 1982 | Unnamed storm | Tropical storm | 21 mi | 60 mph |
| 1981 | Unnamed storm | Tropical depression | 44 mi | 35 mph |
| 1980 | Unnamed storm | Tropical depression | 45 mi | 25 mph |
| 1979 | David | Category 2 hurricane | 43 mi | 95 mph |
| 1976 | Unnamed storm | Tropical depression | 12 mi | 30 mph |
| 1976 | Unnamed storm | Tropical storm | 49 mi | 45 mph |
| 1973 | Unnamed storm | Tropical depression | 49 mi | 35 mph |
| 1972 | Alpha | Tropical storm | 29 mi | 55 mph |
| 1970 | Alma | Tropical depression | 43 mi | 35 mph |
| 1968 | Gladys | Category 1 hurricane | 44 mi | 80 mph |
| 1968 | Unnamed storm | Tropical depression | 49 mi | 30 mph |
| 1968 | Abby | Tropical storm | 16 mi | 60 mph |
| 1964 | Hilda | Post-tropical storm | 46 mi | 50 mph |
| 1964 | Dora | Category 1 hurricane | 27 mi | 90 mph |
| 1964 | Cleo | Tropical storm | 22 mi | 60 mph |
| 1964 | Unnamed storm | Tropical depression | 24 mi | 30 mph |
| 1950 | King | Category 1 hurricane | 50 mi | 75 mph |
| 1950 | Easy | Tropical storm | 17 mi | 40 mph |
| 1947 | Unnamed storm | Tropical storm | 33 mi | 60 mph |
| 1947 | Unnamed storm | Post-tropical storm | 33 mi | 55 mph |
| 1946 | Unnamed storm | Tropical depression | 21 mi | 25 mph |
| 1946 | Unnamed storm | Tropical storm | 31 mi | 65 mph |
| 1945 | Unnamed storm | Tropical storm | 19 mi | 70 mph |
| 1944 | Unnamed storm | Tropical storm | 5 mi | 65 mph |
| 1937 | Unnamed storm | Tropical depression | 18 mi | 25 mph |
| 1934 | Unnamed storm | Tropical depression | 36 mi | 35 mph |
| 1932 | Unnamed storm | Post-tropical storm | 40 mi | 50 mph |
| 1928 | Unnamed hurricane | Category 1 hurricane | 6 mi | 75 mph |
| 1926 | Unnamed storm | Tropical storm | 32 mi | 60 mph |
| 1916 | Unnamed storm | Tropical storm | 2 mi | 40 mph |
| 1915 | Unnamed storm | Tropical storm | 11 mi | 45 mph |
| 1914 | Unnamed storm | Tropical storm | 23 mi | 65 mph |
| 1910 | Unnamed storm | Tropical storm | 9 mi | 60 mph |
| 1906 | Unnamed storm | Tropical storm | 21 mi | 60 mph |
| 1900 | Unnamed storm | Tropical storm | 9 mi | 40 mph |
| 1898 | Unnamed hurricane | Category 4 hurricane | 41 mi | 130 mph |
| 1896 | Unnamed hurricane | Category 2 hurricane | 39 mi | 110 mph |
| 1894 | Unnamed hurricane | Category 1 hurricane | 38 mi | 80 mph |
| 1889 | Unnamed storm | Tropical storm | 14 mi | 45 mph |
| 1888 | Unnamed hurricane | Category 1 hurricane | 7 mi | 85 mph |
| 1886 | Unnamed storm | Tropical storm | 28 mi | 60 mph |
| 1885 | Unnamed storm | Tropical depression | 8 mi | 35 mph |
| 1885 | Unnamed storm | Tropical storm | 40 mi | 50 mph |
| 1882 | Unnamed storm | Tropical storm | 42 mi | 60 mph |
| 1880 | Unnamed storm | Tropical storm | 38 mi | 70 mph |
| 1880 | Unnamed storm | Tropical storm | 35 mi | 55 mph |
| 1879 | Unnamed storm | Tropical storm | 44 mi | 60 mph |
| 1878 | Unnamed hurricane | Category 1 hurricane | 36 mi | 75 mph |
| 1877 | Unnamed storm | Tropical storm | 48 mi | 45 mph |
| 1874 | Unnamed hurricane | Category 1 hurricane | 10 mi | 75 mph |
| 1873 | Unnamed storm | Tropical storm | 36 mi | 45 mph |
| 1871 | Unnamed storm | Tropical storm | 2 mi | 60 mph |
| 1871 | Unnamed storm | Tropical storm | 32 mi | 60 mph |
| 1867 | Unnamed storm | Tropical storm | 10 mi | 45 mph |
| 1853 | Unnamed hurricane | Category 2 hurricane | 49 mi | 105 mph |
Federal disaster declarations covering Duval County
Since 1968, FEMA has issued 39 federal declarations covering Duval County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
All 39 declarations
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
- October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- June 2, 2000 · Fl, Jacksonville Fire Complex · Fire management (FM-2305)
- September 22, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1300)
- September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
- May 14, 1999 · Jacksonville District Fire · Fire management (FM-2262)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- October 8, 1992 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-966)
- November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Jacksonville Public Adjusters
Homeland serves Jacksonville property owners, available 24/7 by phone at (904) 977-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Jacksonville resources after a property loss
The offices a Jacksonville property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Duval County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
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