Jacksonville, FL skyline — Homeland Public Adjusters serves Jacksonville property owners

Public Adjuster in Jacksonville, FL

Wherever you are in Jacksonville, we come to you. A licensed Homeland public adjuster comes to your property in Jacksonville within hours — no need to visit an office. Serving Duval County and all of Florida since 2006, in English and Spanish.

Local line for Jacksonville: (904) 977-3777 · Main office: (305) 783-3777. Both reach the same Homeland team, 24/7.

Jacksonville property owners in Duval County, from downtown to Jacksonville Beach, Atlantic Beach and Neptune Beach, can count on Homeland Public Adjusters to handle the insurance claim for them. Hurricane Irma in 2017 pushed record storm-surge flooding up the St. Johns River downtown. We document the loss and negotiate with your insurer. Call our local line 24/7 at (904) 977-3777. No Recovery, No Fee.

No Recovery, No Fee.
Licensed in Florida (W818638) & New Jersey (3003982360)
Serving Property Owners Since 2006
Available 24/7 · Se Habla Español
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How Can We Help You Recover, or Prepare?

Damage happening right now? Don't wait on a form. Call (904) 977-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

  • Serves Jacksonville: Yes. Wherever you are in Jacksonville, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (904) 977-3777, 24/7.
  • Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
  • Alberto Enriquez: Senior licensed public adjuster, Florida P112658
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
  • Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
  • Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.

How It Works: 5 Steps

  1. Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
  2. A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
  3. We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
  4. We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
  5. You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.

Experienced Public Adjusters Serving Jacksonville Property Owners

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Jacksonville, FL — Homeland Public Adjusters serves Jacksonville property owners
Greetings from
Jacksonville, FL
Serving Duval County property owners since 2006
Homeland Public Adjusters
24/7
JACKSONVILLE AT A GLANCE

Duval County Storm and Claim History

  • Hurricane Irma struck northeast Florida on September 11, 2017, driving the St. Johns River in downtown Jacksonville to 5.57 feet of storm-surge flooding — the National Weather Service recorded this as exceeding the prior all-time record of 4.1 feet set by Hurricane Dora in 1964.
  • Hurricane Matthew passed offshore of Duval County on October 7-8, 2016, and the National Weather Service Jacksonville office measured a storm tide of 5.14 feet (NAVD88) at the Mayport gauge — the second-highest level on record there since the 1898 hurricane — with wind gusts reaching 82 mph near Fort Caroline.
  • The City of Jacksonville's damage assessment reported to the Florida Division of Emergency Management found 498 homes damaged in Duval County from Hurricane Matthew, including 38 destroyed, 269 with major damage, and 165 with minor damage.
  • During Hurricane Irma, Jacksonville International Airport measured sustained winds of 51 knots with a gust of 75 knots, according to the National Hurricane Center.
  • During Hurricane Ian in 2022, a gauge on the Buckman Bridge, south of downtown Jacksonville, measured the St. Johns River at 3.06 feet above mean higher high water.
  • Average homeowners insurance premium in Duval County: $2,786 a year with wind coverage, $2,095 without; condominium unit owners $1,054 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Sources: National Weather Service Tallahassee (weather.gov/tae/Irma2017); National Weather Service Jacksonville Tropical Event Summary for Hurricane Matthew; City of Jacksonville damage assessment report to the Florida Division of Emergency Management (via WOKV News).
More sources: National Hurricane Center, Hurricane Irma Tropical Cyclone Report; National Hurricane Center, Hurricane Ian Tropical Cyclone Report.

Insurance Claims We Handle in Jacksonville

Get the Adjuster Advantage™

Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Jacksonville owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.

Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.

Get the Adjuster Advantage™ App
Adjuster Advantage™ Tools & Benefits
◆ Policy Scan™
◆ Safety Vault™
◆ Coverage Talk™
◆ Renewal Radar™
◆ Certificate Pack™
◆ Lifeline Card™
◆ Flood Lens™
◆ Prep Alert™
◆ 90DAY XPlus™
◆ Prep Kit™
◆ Damage Guide™
◆ Readiness Check
For Condos, HOAs, Co-ops and Master Associations
Master-policy Policy Scan™, a Safety Vault™ Building Record, 90DAY XPlus™ reminders, Prep Alerts with a Building Storm Check-in, and a Manager Portfolio. Florida associations today.
See Community Associations

A Jacksonville Claims Team Working for Policyholders

Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Jacksonville, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.

Professional Standards & Industry Resources

Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).

Meet Our Team
Licensed FL & NJ
Public Adjusters
FL Agency License
W818638
NJ Firm License
3003982360
FAPIA
Member

Jacksonville Property Damage? Help Is Available 24/7

After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Jacksonville property owners can reach Homeland anytime they need guidance.

Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Jacksonville. Llámenos al 904-977-3777 (Florida) o al 732-517-3777 (Nueva Jersey).

Call Us Now: (904) 977-3777
Ceiling water stains from a leak at a property in Jacksonville, FL

In the News Near Jacksonville, FL

In the News. San Marco homeowner Greg Looney told News4JAX that Hurricane Irma's 2017 St. Johns River flooding hit his River Road home with about 5 feet of water — worse than the flooding from Hurricane Matthew the year before — ruining his car, breaking a pipe, and knocking out his electrical system and basement pumps. Looney said he underestimated Irma because his home had come through Matthew relatively unscathed, a reminder that river and tidal flooding risk in Jacksonville can escalate quickly from one storm season to the next regardless of past experience. Homeowners who go through a flood loss like this often discover their policy's flood coverage, exclusions, and documentation requirements are far more complicated than expected, and that insurers don't always offer what the damage is actually worth. If your Jacksonville home or business has suffered storm, flood, or wind damage, Homeland Public Adjusters can review your policy, document your loss, and fight for a full settlement on your behalf — on a No Recovery, No Fee basis, 24/7.
Downtown Jacksonville and the Main Street Bridge, Florida
Downtown Jacksonville and the Main Street Bridge, Florida

Jacksonville Public Adjuster FAQs

Still have questions?
Call us 24/7 and talk to the Homeland team.
(904) 977-3777(732) 517-3777 · New Jersey

Jacksonville property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.

Does Homeland handle St. Johns River flood claims in Jacksonville?▶

Yes. The St. Johns River rose about 3 feet above normal high water at the Buckman Bridge during Ian and set record flood stages in Duval County during Irma. Homeland documents flood and wind damage and handles the claim with your insurer; call our local line 24/7 at (904) 977-3777.

Does Homeland handle hurricane and storm claims in Jacksonville?▶

Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Duval County is within Florida’s hurricane-prone coastal region, and we help Jacksonville property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.

Does Homeland serve Jacksonville Beach, Atlantic Beach, and Neptune Beach too?▶

Yes. Homeland represents property owners throughout Duval County, not just Jacksonville itself, including Jacksonville Beach, Atlantic Beach, and Neptune Beach.

Who’s the best public adjuster you can recommend in Jacksonville?▶

Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Jacksonville.

Who will personally handle my claim?▶

A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.

How much do you charge?▶

Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).

Can you get my insurance to pay more?▶

We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.

Can someone come out to my place in Jacksonville and look at the damage?▶

Yes. A licensed Homeland public adjuster comes to your property in Jacksonville, and anywhere in Duval County. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (904) 977-3777, 24/7, in English or Spanish.

The insurer already offered money (or paid nothing). Can you still help?▶

A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.

My roof (or my AC) is leaking. Is that a claim?▶

It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (904) 977-3777.

I already opened a claim. Can I still hire a public adjuster?▶

Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.

I need a good public adjuster for damage at my house in Jacksonville. Where do I start?▶

Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (904) 977-3777, and a licensed adjuster comes to your property in Jacksonville, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.

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Insights for Jacksonville Owners

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Talk to a Public Adjuster About Your Jacksonville Claim

If damage has affected your Jacksonville home, business, or community property, you don't have to handle the insurance process alone. Homeland Public Adjusters can review your situation, explain how public adjuster representation works, and help you decide the next steps for a new, active, denied, or underpaid claim.

Start Your Claim
Yeni Martinez
Senior PA · FL & NJ
Alberto Enriquez
Senior PA · FL
Yisel Dieguez
Licensed PA · FL & NJ
Nelson Avila
Licensed PA · FL
STORM HISTORY

Storm history near Jacksonville

Since 1851, 50 tropical storms and hurricanes have passed within 50 miles of Jacksonville, 12 of them hurricanes at their closest point, plus 19 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1898), a Category 4 hurricane 41 miles away. Scroll to follow the storms that shaped the area.

Cat 5Cat 4Cat 3Cat 2Cat 1Tropical stormPost-tropical storm
Category 2 hurricane

David · 1979

At its closest point on September 4, 1979, David was a Category 2 hurricane about 43 miles from Jacksonville, with winds near 95 mph.

Category 1 hurricane

Gladys · 1968

At its closest point on October 19, 1968, Gladys was a Category 1 hurricane about 44 miles from Jacksonville, with winds near 80 mph.

Category 1 hurricane

Dora · 1964

At its closest point on September 10, 1964, Dora was a Category 1 hurricane about 27 miles from Jacksonville, with winds near 90 mph.

Category 4 hurricane

Unnamed hurricane · 1898

At its closest point on October 2, 1898, Unnamed hurricane was a Category 4 hurricane about 41 miles from Jacksonville, with winds near 130 mph.

Category 2 hurricane

Unnamed hurricane · 1896

At its closest point on September 29, 1896, Unnamed hurricane was a Category 2 hurricane about 39 miles from Jacksonville, with winds near 110 mph.

All 69 storms within 50 miles
YearStormAt closest pointDistanceWinds
2024DebbyTropical storm50 mi50 mph
2020EtaTropical storm9 mi45 mph
2016JuliaTropical storm2 mi45 mph
2016ColinTropical storm36 mi50 mph
2013AndreaTropical storm41 mi45 mph
2012BerylTropical storm10 mi60 mph
2007BarryTropical depression10 mi35 mph
2005TammyTropical storm12 mi50 mph
1998GeorgesTropical depression14 mi25 mph
1994GordonTropical depression6 mi25 mph
1988Unnamed stormTropical depression11 mi35 mph
1985IsabelTropical storm24 mi40 mph
1984IsidoreTropical storm2 mi50 mph
1984Unnamed stormTropical depression12 mi-100 mph
1982Unnamed stormTropical storm21 mi60 mph
1981Unnamed stormTropical depression44 mi35 mph
1980Unnamed stormTropical depression45 mi25 mph
1979DavidCategory 2 hurricane43 mi95 mph
1976Unnamed stormTropical depression12 mi30 mph
1976Unnamed stormTropical storm49 mi45 mph
1973Unnamed stormTropical depression49 mi35 mph
1972AlphaTropical storm29 mi55 mph
1970AlmaTropical depression43 mi35 mph
1968GladysCategory 1 hurricane44 mi80 mph
1968Unnamed stormTropical depression49 mi30 mph
1968AbbyTropical storm16 mi60 mph
1964HildaPost-tropical storm46 mi50 mph
1964DoraCategory 1 hurricane27 mi90 mph
1964CleoTropical storm22 mi60 mph
1964Unnamed stormTropical depression24 mi30 mph
1950KingCategory 1 hurricane50 mi75 mph
1950EasyTropical storm17 mi40 mph
1947Unnamed stormTropical storm33 mi60 mph
1947Unnamed stormPost-tropical storm33 mi55 mph
1946Unnamed stormTropical depression21 mi25 mph
1946Unnamed stormTropical storm31 mi65 mph
1945Unnamed stormTropical storm19 mi70 mph
1944Unnamed stormTropical storm5 mi65 mph
1937Unnamed stormTropical depression18 mi25 mph
1934Unnamed stormTropical depression36 mi35 mph
1932Unnamed stormPost-tropical storm40 mi50 mph
1928Unnamed hurricaneCategory 1 hurricane6 mi75 mph
1926Unnamed stormTropical storm32 mi60 mph
1916Unnamed stormTropical storm2 mi40 mph
1915Unnamed stormTropical storm11 mi45 mph
1914Unnamed stormTropical storm23 mi65 mph
1910Unnamed stormTropical storm9 mi60 mph
1906Unnamed stormTropical storm21 mi60 mph
1900Unnamed stormTropical storm9 mi40 mph
1898Unnamed hurricaneCategory 4 hurricane41 mi130 mph
1896Unnamed hurricaneCategory 2 hurricane39 mi110 mph
1894Unnamed hurricaneCategory 1 hurricane38 mi80 mph
1889Unnamed stormTropical storm14 mi45 mph
1888Unnamed hurricaneCategory 1 hurricane7 mi85 mph
1886Unnamed stormTropical storm28 mi60 mph
1885Unnamed stormTropical depression8 mi35 mph
1885Unnamed stormTropical storm40 mi50 mph
1882Unnamed stormTropical storm42 mi60 mph
1880Unnamed stormTropical storm38 mi70 mph
1880Unnamed stormTropical storm35 mi55 mph
1879Unnamed stormTropical storm44 mi60 mph
1878Unnamed hurricaneCategory 1 hurricane36 mi75 mph
1877Unnamed stormTropical storm48 mi45 mph
1874Unnamed hurricaneCategory 1 hurricane10 mi75 mph
1873Unnamed stormTropical storm36 mi45 mph
1871Unnamed stormTropical storm2 mi60 mph
1871Unnamed stormTropical storm32 mi60 mph
1867Unnamed stormTropical storm10 mi45 mph
1853Unnamed hurricaneCategory 2 hurricane49 mi105 mph

Federal disaster declarations covering Duval County

Since 1968, FEMA has issued 39 federal declarations covering Duval County for storms, floods, winter weather, freezes and fires.

22 Hurricanes7 Severe storms4 Tropical storms4 Fires1 Freezes1 Tornadoes
  • October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
  • October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
  • September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
  • August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
  • August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
  • August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
  • August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
  • December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
All 39 declarations
  • November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
  • September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
  • September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
  • July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
  • August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
  • October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
  • August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
  • September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
  • September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
  • October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
  • October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
  • July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
  • August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
  • August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
  • September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
  • September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
  • September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
  • September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
  • August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
  • February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
  • June 2, 2000 · Fl, Jacksonville Fire Complex · Fire management (FM-2305)
  • September 22, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1300)
  • September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
  • May 14, 1999 · Jacksonville District Fire · Fire management (FM-2262)
  • April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
  • June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
  • January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
  • October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
  • March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
  • October 8, 1992 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-966)
  • November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)

Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.

Storm damage at your Jacksonville property? Call Homeland first: (305) 783-3777, 24/7. We document the damage and handle your claim for you.

Jacksonville Public Adjusters

Homeland serves Jacksonville property owners, available 24/7 by phone at (904) 977-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.

Jacksonville resources after a property loss

The offices a Jacksonville property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Duval County and state sources.

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

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