Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Kissimmee: Yes. Wherever you are in Kissimmee, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (407) 863-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Nearby areas we serve: Public adjuster in Orlando · All Florida cities and counties
Experienced Public Adjusters Serving Kissimmee Property Owners
Kissimmee is part of the area covered by our Central Florida public adjusters.
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Osceola County Storm and Claim History
- Hurricane Ian flooded Kissimmee in late September 2022: by early afternoon on September 29, city officials said 127 people had been rescued or evacuated from flooded homes, mostly in the northeast part of the city, and officials described the flooding as among the most catastrophic in Kissimmee's history, according to Central Florida Public Media.
- WFTV reported that Ian dropped 19 inches of rain on Osceola County. Shingle Creek hit a historic high on October 1, 2022, forcing the mandatory evacuation of Good Samaritan Village, where 523 seniors lived in independent living, according to Osceola County and WFTV.
- On July 7, 2017, the National Weather Service confirmed an EF-0 tornado with estimated 70 mph winds in the Buena Ventura Lakes area just east of Kissimmee, damaging several single-family homes along a 0.7-mile path, including shingles, carports and pool screen enclosures.
- When Hurricane Charley crossed Central Florida in August 2004, the Kissimmee airport weather station recorded a peak gust of 65 knots (about 75 mph) before the National Weather Service’s Kissimmee AWOS also failed.
- Charley caused widespread damage to houses, roofs, pool screens and cars across Osceola County, much of it from fallen trees, and left 100,000 residences without power, according to the same NWS Melbourne report.
- Average homeowners insurance premium in Osceola County: $2,940 a year with wind coverage, $2,433 without; condominium unit owners $1,278 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Kissimmee
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Kissimmee.
Flood Damage
Storm surge and flood losses in Kissimmee, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Kissimmee homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Kissimmee businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Kissimmee condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (407) 863-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Kissimmee owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Kissimmee Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Kissimmee, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Kissimmee Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Kissimmee property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Kissimmee. Llámenos al 407-863-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (407) 863-3777
In the News Near Kissimmee, FL
Kissimmee Public Adjuster FAQs
Kissimmee property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle hurricane and flood claims in Kissimmee?▶
Yes. Kissimmee has seen both wind and flood losses: Hurricane Charley damaged roofs and pool screens across Osceola County in 2004, and Hurricane Ian flooded homes in the city in 2022. Homeland documents wind and flood damage and handles the claim; call our local line 24/7 at (407) 863-3777.
Does Homeland handle hurricane and storm claims in Kissimmee?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Osceola County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Kissimmee property owners document that damage.
Does Homeland serve St. Cloud too?▶
Yes. Homeland represents property owners throughout Osceola County, not just Kissimmee itself, including St. Cloud.
Who is the best public adjuster in Kissimmee?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Kissimmee.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Kissimmee and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Kissimmee, and anywhere in Osceola County, including Orlando. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (407) 863-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
Someone told me about Homeland. Are they any good?▶
Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Kissimmee: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (407) 863-3777, 24/7.
By Nelson Avila
Storm history near Kissimmee
Since 1851, 53 tropical storms and hurricanes have passed within 50 miles of Kissimmee, 18 of them hurricanes at their closest point, plus 19 tropical depressions and post-tropical storms. The strongest at its closest point was David (1979), a Category 2 hurricane 49 miles away. Scroll to follow the storms that shaped the area.
Milton · 2024
At its closest point on October 10, 2024, Milton was a Category 1 hurricane about 16 miles from Kissimmee, with winds near 80 mph.
Irma · 2017
At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 48 miles from Kissimmee, with winds near 75 mph.
Jeanne · 2004
At its closest point on September 26, 2004, Jeanne was a Category 1 hurricane about 38 miles from Kissimmee, with winds near 75 mph.
David · 1979
At its closest point on September 4, 1979, David was a Category 2 hurricane about 49 miles from Kissimmee, with winds near 100 mph.
Unnamed hurricane · 1928
At its closest point on September 17, 1928, Unnamed hurricane was a Category 1 hurricane about 42 miles from Kissimmee, with winds near 90 mph.
All 72 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2024 | Milton | Category 1 hurricane | 16 mi | 80 mph |
| 2022 | Nicole | Tropical storm | 23 mi | 60 mph |
| 2022 | Ian | Tropical storm | 39 mi | 70 mph |
| 2017 | Irma | Category 1 hurricane | 48 mi | 75 mph |
| 2016 | Julia | Tropical storm | 32 mi | 45 mph |
| 2008 | Fay | Tropical storm | 50 mi | 55 mph |
| 2006 | Ernesto | Tropical storm | 46 mi | 40 mph |
| 2004 | Jeanne | Category 1 hurricane | 38 mi | 75 mph |
| 2004 | Frances | Tropical storm | 39 mi | 70 mph |
| 2004 | Charley | Category 1 hurricane | 6 mi | 85 mph |
| 2003 | Henri | Tropical depression | 19 mi | 30 mph |
| 2001 | Gabrielle | Tropical storm | 10 mi | 50 mph |
| 2000 | Leslie | Tropical depression | 48 mi | 35 mph |
| 1995 | Jerry | Tropical storm | 13 mi | 40 mph |
| 1995 | Erin | Tropical storm | 17 mi | 65 mph |
| 1994 | Gordon | Tropical depression | 43 mi | 25 mph |
| 1988 | Keith | Tropical storm | 26 mi | 40 mph |
| 1987 | Unnamed storm | Tropical depression | 38 mi | 25 mph |
| 1984 | Isidore | Tropical storm | 28 mi | 50 mph |
| 1983 | Barry | Tropical depression | 39 mi | 30 mph |
| 1981 | Dennis | Tropical storm | 33 mi | 40 mph |
| 1979 | David | Category 2 hurricane | 49 mi | 100 mph |
| 1976 | Unnamed storm | Tropical depression | 5 mi | 15 mph |
| 1971 | Unnamed storm | Tropical depression | 31 mi | 30 mph |
| 1969 | Jenny | Tropical depression | 33 mi | 35 mph |
| 1968 | Unnamed storm | Tropical depression | 32 mi | 30 mph |
| 1968 | Brenda | Tropical storm | 18 mi | 40 mph |
| 1968 | Abby | Tropical storm | 28 mi | 50 mph |
| 1964 | Cleo | Tropical storm | 31 mi | 50 mph |
| 1960 | Florence | Tropical depression | 45 mi | 40 mph |
| 1960 | Donna | Category 1 hurricane | 16 mi | 75 mph |
| 1959 | Unnamed storm | Tropical storm | 20 mi | 45 mph |
| 1956 | Unnamed storm | Tropical storm | 44 mi | 60 mph |
| 1950 | King | Category 1 hurricane | 1 mi | 85 mph |
| 1950 | Easy | Tropical storm | 26 mi | 50 mph |
| 1949 | Unnamed hurricane | Category 1 hurricane | 39 mi | 80 mph |
| 1946 | Unnamed storm | Tropical depression | 12 mi | 30 mph |
| 1945 | Unnamed hurricane | Category 1 hurricane | 18 mi | 80 mph |
| 1944 | Unnamed hurricane | Category 1 hurricane | 42 mi | 85 mph |
| 1941 | Unnamed storm | Tropical depression | 36 mi | 25 mph |
| 1939 | Unnamed storm | Tropical storm | 38 mi | 60 mph |
| 1937 | Unnamed storm | Tropical storm | 43 mi | 50 mph |
| 1933 | Unnamed storm | Tropical storm | 38 mi | 70 mph |
| 1930 | Unnamed storm | Tropical depression | 29 mi | 35 mph |
| 1928 | Unnamed hurricane | Category 1 hurricane | 42 mi | 90 mph |
| 1928 | Unnamed storm | Tropical storm | 15 mi | 50 mph |
| 1921 | Unnamed hurricane | Category 1 hurricane | 33 mi | 85 mph |
| 1921 | Unnamed storm | Tropical depression | 42 mi | 40 mph |
| 1916 | Unnamed storm | Tropical depression | 38 mi | 35 mph |
| 1916 | Unnamed storm | Tropical storm | 39 mi | 45 mph |
| 1915 | Unnamed hurricane | Category 1 hurricane | 46 mi | 75 mph |
| 1910 | Unnamed storm | Tropical storm | 29 mi | 70 mph |
| 1909 | Unnamed storm | Tropical depression | 3 mi | 35 mph |
| 1909 | Unnamed storm | Tropical storm | 27 mi | 40 mph |
| 1906 | Unnamed storm | Tropical depression | 11 mi | 35 mph |
| 1899 | Unnamed storm | Tropical storm | 33 mi | 45 mph |
| 1898 | Unnamed storm | Tropical depression | 48 mi | 35 mph |
| 1897 | Unnamed storm | Tropical storm | 1 mi | 50 mph |
| 1894 | Unnamed hurricane | Category 1 hurricane | 9 mi | 75 mph |
| 1892 | Unnamed storm | Tropical storm | 27 mi | 45 mph |
| 1891 | Unnamed storm | Post-tropical storm | 36 mi | 35 mph |
| 1888 | Unnamed storm | Tropical storm | 45 mi | 40 mph |
| 1887 | Unnamed storm | Tropical storm | 37 mi | 40 mph |
| 1880 | Unnamed hurricane | Category 1 hurricane | 4 mi | 75 mph |
| 1873 | Unnamed storm | Tropical storm | 42 mi | 50 mph |
| 1872 | Unnamed storm | Tropical storm | 16 mi | 45 mph |
| 1871 | Unnamed hurricane | Category 1 hurricane | 4 mi | 80 mph |
| 1871 | Unnamed hurricane | Category 1 hurricane | 14 mi | 85 mph |
| 1861 | Unnamed storm | Tropical storm | 48 mi | 60 mph |
| 1859 | Unnamed hurricane | Category 1 hurricane | 4 mi | 85 mph |
| 1858 | Unnamed storm | Tropical storm | 6 mi | 60 mph |
| 1852 | Unnamed storm | Tropical storm | 5 mi | 60 mph |
Federal disaster declarations covering Osceola County
Since 1977, FEMA has issued 37 federal declarations covering Osceola County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
All 37 declarations
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
- October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- April 17, 2001 · Fl - Orlando Complex Fire · Fire management (FM-2357)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- May 28, 2000 · Fl, Orlando District Fire Complex · Fire management (FM-2301)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2253)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Kissimmee Public Adjusters
Homeland serves Kissimmee property owners, available 24/7 by phone at (407) 863-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Kissimmee resources after a property loss
The offices a Kissimmee property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Osceola County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?