Experienced Public Adjusters Serving Monmouth County Property Owners
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Monmouth County Storm Facts
- During Superstorm Sandy (October 29, 2012), the highest water levels in New Jersey hit Monmouth and Middlesex counties along Raritan Bay, with surge reaching an estimated 4 to 9 feet.
- At Sandy Hook, a tide gauge recorded an 8.57-foot surge — breaking the previous record set by Hurricane Donna in 1960 by 2.87 feet — before its pier collapsed and the gauge stopped reporting. Keyport had a high-water mark of 7.9 feet, and the Belmar boardwalk was destroyed.
- Monmouth was one of the first eight New Jersey counties designated for FEMA Individual Assistance when the federal major disaster for Hurricane Sandy was declared on October 30, 2012.
- The remnants of Ida dropped 4.05 inches of rain on Middletown on September 1–2, 2021, the highest total recorded in Monmouth County, according to the Office of the New Jersey State Climatologist.
Insurance Claims We Handle in Monmouth County
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Monmouth County.
Flood Damage
Storm surge and flood losses in Monmouth County, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Monmouth County homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Monmouth County businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Monmouth County condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Monmouth County rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (732) 517-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Monmouth County owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Monmouth County Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Monmouth County, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
W818638
3003982360
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Monmouth County Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Monmouth County property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Monmouth County. Si su hogar, negocio o propiedad en Monmouth County sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 732-517-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (732) 517-3777
Cities We Serve in Monmouth County
Homeland’s Monmouth County public adjusters also have local pages for Long Branch, NJ.
In the News Near Monmouth County, NJ
Monmouth County Public Adjuster FAQs
Monmouth County property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm surge and flood claims in Monmouth County?▶
Yes. Monmouth’s Raritan Bay and ocean shore took some of New Jersey’s highest water levels during Sandy, and heavy rain from storms like Ida floods inland areas too. Homeland documents the damage and handles the claim with your insurer; call 24/7 at (732) 517-3777.
Does Homeland handle storm and flood claims in Monmouth County?▶
Yes. Hurricane, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey. Monmouth County recorded some of the state's highest storm surge during Superstorm Sandy in 2012, and we help Monmouth County property owners document damage from storms, flooding and nor’easters, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
How do I find a public adjuster near me after property damage in Monmouth County?▶
Call Homeland directly for a free claim review. We serve Monmouth County, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Monmouth County properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Monmouth County Public Adjusters
Homeland serves Monmouth County property owners, available 24/7 by phone at (732) 517-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including Long Branch, Asbury Park and Red Bank.
Monmouth County resources after a property loss
The offices a Monmouth County property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Monmouth County and state sources.
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help