Clearwater, FL skyline — Homeland Public Adjusters serves Clearwater property owners

Public Adjuster in Clearwater, FL

Wherever you are in Clearwater, we come to you. A licensed Homeland public adjuster comes to your property in Clearwater within hours — no need to visit an office. Serving Pinellas County and all of Florida since 2006, in English and Spanish.

Local line for Clearwater: (727) 390-3777 · Main office: (305) 783-3777. Both reach the same Homeland team, 24/7.

Hurricane Milton brought hurricane conditions to Clearwater Beach in October 2024, with gusts of 80 to 100 mph across Pinellas County. Homeland Public Adjusters handles hurricane, wind and flood claims in Clearwater and nearby Dunedin, Safety Harbor, Tarpon Springs and Largo, from documentation to settlement. Call our local line 24/7 at (727) 390-3777. No Recovery, No Fee.

No Recovery, No Fee.

Licensed in Florida (W818638) & New Jersey (3003982360)

Serving Property Owners Since 2006

Available 24/7 · Se Habla Español

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How Can We Help You Recover, or Prepare?

Have photos? Start My Claim →Denied or underpaid? Review My Claim →Getting ready? Get the Free AA App →

Damage happening right now? Don't wait on a form. Call (727) 390-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7.

Email me Homeland Insights and updates. Unsubscribe anytime.Yes, Homeland Public Adjusters may text me at the number above about my claim and services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of service. See our Privacy Policy and Terms.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

Serves Clearwater: Yes. Wherever you are in Clearwater, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (727) 390-3777, 24/7.
Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
Alberto Enriquez: Senior licensed public adjuster, Florida P112658
Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.

How It Works: 5 Steps

Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.

Nearby areas we serve: Public adjuster in St Petersburg · Public adjuster in Tampa · All Florida cities and counties

Experienced Public Adjusters Serving Clearwater Property Owners

Clearwater is part of our Pinellas County public adjuster services.

Clearwater is part of the area covered by our Central Florida public adjusters.

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Greetings from

Clearwater, FL

Serving Pinellas County property owners since 2006

24/7

CLEARWATER AT A GLANCE

Pinellas County Storm and Claim History

Hurricane Milton struck the Tampa Bay area on October 9, 2024, bringing hurricane conditions to Clearwater Beach and the surrounding coastline. The National Weather Service recorded a wind gust of 101 mph at nearby St. Petersburg's Albert Whitted Airport, with peak gusts of 80-100 mph reported across Pinellas County.
Milton dropped 12.52 inches of rain on Clearwater, part of a broader Tampa Bay-area total of 10 to 20 inches that caused widespread flooding; St. Petersburg recorded the region's highest total at 20.40 inches.
NOAA estimated Hurricane Milton caused $34.3 billion in damage across the U.S., almost all of it in Florida, as the storm also produced Florida's largest single-day tornado outbreak on record, with 45 confirmed tornadoes statewide.
During Hurricane Milton, the Clearwater Beach observing station recorded sustained winds of 65 knots with a gust of 78 knots late on October 9, 2024, according to the National Hurricane Center.
Pinellas County was one of nine Florida counties designated for FEMA Individual Assistance in the Hurricane Ian major disaster declaration, FEMA-4673-DR, declared September 29, 2022.
Average homeowners insurance premium in Pinellas County: $4,063 a year with wind coverage, $2,034 without; condominium unit owners $1,399 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.

Sources: National Weather Service Tampa Bay (WFO TBW) post-storm reporting; Bay News 9/NOAA damage estimate for Hurricane Milton; Hurricane Milton tornado outbreak summary (NWS storm surveys).

More sources: National Hurricane Center, Hurricane Milton Tropical Cyclone Report; FEMA notice of major disaster declaration FEMA-4673-DR (Federal Register).

Insurance Claims We Handle in Clearwater

Hurricane & Wind Damage

Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Clearwater.

Flood Damage

Storm surge and flood losses in Clearwater, with help navigating NFIP and private flood policies.

Fire Damage

Structural fire damage as well as damage caused by heat, smoke, and soot.

Water Damage

Broken pipes, plumbing failures, leaks and water intrusion in Clearwater homes, condos and businesses.

Theft & Vandalism Damage

Documentation of malicious property damage, stolen property, and related covered losses.

Business & Commercial

Claim support for Clearwater businesses and commercial property owners.

Condo & HOA Associations

Master policy claims for Clearwater condo and HOA boards and managers.

Renters

Belongings and living expenses when your landlord insures only the building.

Other Claims

For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.

Denied & Underpaid

Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.

Florida only

Third Party Uninsured Damage Claims

For property owners with no coverage of their own whose damage was caused by someone else's insured loss.

Not sure which claim fits?

Call us 24/7. Florida (727) 390-3777. New Jersey (732) 517-3777.

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Get the Adjuster Advantage™

Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Clearwater owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.

Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.

Get the Adjuster Advantage™ App

Adjuster Advantage™ Tools & Benefits

◆ Policy Scan™

◆ Safety Vault™

◆ Coverage Talk™

◆ Renewal Radar™

◆ Certificate Pack™

◆ Lifeline Card™

◆ Flood Lens™

◆ Prep Alert™

◆ 90DAY XPlus™

◆ Prep Kit™

◆ Damage Guide™

◆ Readiness Check

For Condos, HOAs, Co-ops and Master Associations

Master-policy Policy Scan™, a Safety Vault™ Building Record, 90DAY XPlus™ reminders, Prep Alerts with a Building Storm Check-in, and a Manager Portfolio. Florida associations today.

See Community Associations

A Clearwater Claims Team Working for Policyholders

Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Clearwater, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.

Professional Standards & Industry Resources

Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).

Meet Our Team

Licensed FL & NJ
Public Adjusters

FL Agency License
W818638

NJ Firm License
3003982360

FAPIA
Member

Clearwater Property Damage? Help Is Available 24/7

After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Clearwater property owners can reach Homeland anytime they need guidance.

Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Clearwater. Llámenos al 727-390-3777 (Florida) o al 732-517-3777 (Nueva Jersey).

Call Us Now: (727) 390-3777

Exterior of a storm-damaged home with lifted gable siding in Clearwater, FL

In the News Near Clearwater, FL

In the News. On Easter Sunday, April 20, 2025, a fire tore through the Fairwinds Treatment Center in Clearwater, causing more than $1 million in damage and forcing 17 residents and five staff members to evacuate, the Tampa Bay Times reported. No one was hurt, but a facility that size doesn't come back into service overnight — a seven-figure loss means weeks or months of lost operation on top of the physical rebuild. Commercial property losses like this one involve far more moving parts than a single-family home claim: business income loss, equipment and contents, code-upgrade costs, and the underlying structure all have to be separately documented and negotiated with the insurer. Whether it's a healthcare facility, an office, or a home, a fire this size almost always ends up contested on value. If a fire, storm, or other covered loss has damaged your Clearwater property or business, Homeland Public Adjusters can manage the entire claims process for you — No Recovery, No Fee.

Source: Tampa Bay Times, April 21, 2025 (published 2:57 p.m.)

Pier 60 at sunset on Clearwater Beach, Florida

Clearwater Public Adjuster FAQs

Still have questions?

Call us 24/7 and talk to the Homeland team.

(727) 390-3777(732) 517-3777 · New Jersey

Clearwater property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.

Does Homeland handle wind damage claims in Clearwater after Hurricane Milton?▶

Yes. The Clearwater Beach station recorded a 78-knot gust during Milton, and Milton also dropped 12.52 inches of rain on Clearwater. Homeland documents wind, rain and flood damage and handles the claim with your insurer; call our local line 24/7 at (727) 390-3777.

Does Homeland handle hurricane and storm claims in Clearwater?▶

Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Pinellas County is within Florida’s hurricane-prone coastal region, and we help Clearwater property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.

Does Homeland serve Dunedin, Safety Harbor, Tarpon Springs, and Largo too?▶

Yes. Homeland represents property owners throughout northern Pinellas County, not just Clearwater itself, including Dunedin, Safety Harbor, Tarpon Springs, and Largo.

Who’s the best public adjuster you can recommend in Clearwater?▶

Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Clearwater.

Who will personally handle my claim?▶

A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.

How much do you charge?▶

Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).

Can you get my insurance to pay more?▶

We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.

Can someone come out to my place in Clearwater and look at the damage?▶

Yes. A licensed Homeland public adjuster comes to your property in Clearwater, and anywhere in Pinellas County, including St Petersburg and Tampa. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (727) 390-3777, 24/7, in English or Spanish.

The insurer already offered money (or paid nothing). Can you still help?▶

A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.

I need a good public adjuster for damage at my house in Clearwater. Where do I start?▶

Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (727) 390-3777, and a licensed adjuster comes to your property in Clearwater, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.

My roof (or my AC) is leaking. Is that a claim?▶

It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (727) 390-3777.

I already opened a claim. Can I still hire a public adjuster?▶

Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.

Florida claim help, in plain language: Claim denied? What to do next · Public adjuster or lawyer? · Pipe burst, AC or roof leak: who to call first · How to verify a license on the DFS search · Public adjuster fees and Florida’s caps

View All FAQs

Insights for Clearwater Owners

A partial roof patch repair on a Florida home under the state's updated building code

Florida's Roof Repair Rules Changed: Why a Full Replacement Isn't Automatic Anymore

A 2022 building-code change made it easier for insurers to approve a partial roof repair instead of a full replacement.

By Nelson Avila

Warped and buckled laminate flooring from water damage

Buckled Tile, Warped Laminate: When Flooring Damage Is a Claim

Flooring that suddenly buckles or a laminate floor damaged by a leak can be a covered loss, but the cause matters. What separates a covered flooring claim from one insurers treat as gradual wear.

By Nelson Avila

Side-by-side view of a water-damaged condo unit interior and the condominium building exterior

Condo Owners: What the Association’s Policy Covers and What Yours Does

The association’s master policy generally covers the building and common areas, while your own policy is meant for what is inside your unit. Learn how to read the line between them.

By Nelson Avila

View All Posts

Talk to a Public Adjuster About Your Clearwater Claim

If damage has affected your Clearwater home, business, or community property, you don't have to handle the insurance process alone. Homeland Public Adjusters can review your situation, explain how public adjuster representation works, and help you decide the next steps for a new, active, denied, or underpaid claim.

Yeni Martinez

Yisel Dieguez

Licensed PA · FL & NJ

Nelson Avila

Licensed PA · FL

STORM HISTORY

Storm history near Clearwater

Since 1851, 49 tropical storms and hurricanes have passed within 50 miles of Clearwater, 17 of them hurricanes at their closest point, plus 15 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1935), a Category 3 hurricane 29 miles away. Scroll to follow the storms that shaped the area.

Cat 5Cat 4Cat 3Cat 2Cat 1Tropical stormPost-tropical storm

Category 3 hurricane

Milton · 2024

At its closest point on October 10, 2024, Milton was a Category 3 hurricane about 40 miles from Clearwater, with winds near 110 mph.

Category 1 hurricane

Irma · 2017

At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 38 miles from Clearwater, with winds near 75 mph.

Category 2 hurricane

Gladys · 1968

At its closest point on October 19, 1968, Gladys was a Category 2 hurricane about 30 miles from Clearwater, with winds near 100 mph.

Category 3 hurricane

Unnamed hurricane · 1935

At its closest point on September 4, 1935, Unnamed hurricane was a Category 3 hurricane about 29 miles from Clearwater, with winds near 120 mph.

Category 3 hurricane

Unnamed hurricane · 1921

At its closest point on October 25, 1921, Unnamed hurricane was a Category 3 hurricane about 7 miles from Clearwater, with winds near 115 mph.

All 64 storms within 50 miles

Year	Storm	At closest point	Distance	Winds
2024	Milton	Category 3 hurricane	40 mi	110 mph
2021	Elsa	Tropical storm	45 mi	65 mph
2020	Eta	Tropical storm	40 mi	60 mph
2017	Irma	Category 1 hurricane	38 mi	75 mph
2017	Emily	Tropical storm	33 mi	55 mph
2007	Barry	Tropical depression	12 mi	35 mph
2004	Jeanne	Tropical storm	36 mi	65 mph
2004	Frances	Tropical storm	21 mi	65 mph
2003	Henri	Tropical depression	5 mi	35 mph
2001	Gabrielle	Tropical storm	46 mi	60 mph
1995	Erin	Tropical storm	30 mi	65 mph
1992	Unnamed storm	Tropical depression	32 mi	35 mph
1990	Marco	Tropical storm	9 mi	50 mph
1988	Keith	Tropical storm	47 mi	60 mph
1987	Unnamed storm	Tropical depression	12 mi	25 mph
1984	Unnamed storm	Tropical depression	17 mi	30 mph
1984	Isidore	Tropical storm	46 mi	50 mph
1983	Barry	Tropical depression	46 mi	30 mph
1982	Unnamed storm	Tropical storm	36 mi	45 mph
1980	Unnamed storm	Tropical depression	11 mi	30 mph
1971	Unnamed storm	Tropical depression	18 mi	30 mph
1970	Alma	Tropical depression	37 mi	35 mph
1969	Jenny	Tropical depression	5 mi	30 mph
1968	Gladys	Category 2 hurricane	30 mi	100 mph
1968	Unnamed storm	Tropical depression	18 mi	30 mph
1966	Unnamed storm	Tropical storm	16 mi	45 mph
1965	Unnamed storm	Tropical depression	24 mi	30 mph
1960	Florence	Tropical depression	13 mi	30 mph
1959	Unnamed storm	Tropical storm	2 mi	45 mph
1950	Easy	Category 1 hurricane	31 mi	85 mph
1949	Unnamed hurricane	Category 1 hurricane	38 mi	75 mph
1947	Unnamed storm	Tropical storm	18 mi	65 mph
1946	Unnamed hurricane	Category 1 hurricane	13 mi	80 mph
1945	Unnamed hurricane	Category 1 hurricane	42 mi	80 mph
1944	Unnamed hurricane	Category 1 hurricane	31 mi	95 mph
1941	Unnamed hurricane	Category 1 hurricane	42 mi	75 mph
1940	Unnamed storm	Tropical depression	41 mi	30 mph
1939	Unnamed storm	Tropical storm	20 mi	60 mph
1937	Unnamed storm	Tropical storm	8 mi	65 mph
1935	Unnamed hurricane	Category 3 hurricane	29 mi	120 mph
1933	Unnamed storm	Tropical storm	36 mi	65 mph
1930	Unnamed storm	Tropical storm	25 mi	40 mph
1928	Unnamed hurricane	Category 1 hurricane	43 mi	95 mph
1928	Unnamed storm	Tropical storm	39 mi	60 mph
1928	Unnamed storm	Tropical storm	45 mi	45 mph
1921	Unnamed hurricane	Category 3 hurricane	7 mi	115 mph
1916	Unnamed storm	Tropical storm	46 mi	40 mph
1911	Unnamed storm	Post-tropical storm	49 mi	30 mph
1909	Unnamed storm	Tropical storm	45 mi	40 mph
1903	Unnamed storm	Tropical storm	20 mi	60 mph
1899	Unnamed storm	Tropical storm	4 mi	55 mph
1898	Unnamed storm	Tropical storm	8 mi	45 mph
1892	Unnamed storm	Tropical storm	25 mi	50 mph
1888	Unnamed storm	Tropical storm	32 mi	45 mph
1887	Unnamed storm	Tropical storm	8 mi	45 mph
1886	Unnamed hurricane	Category 1 hurricane	20 mi	80 mph
1880	Unnamed hurricane	Category 1 hurricane	46 mi	80 mph
1880	Unnamed storm	Tropical storm	50 mi	70 mph
1878	Unnamed hurricane	Category 2 hurricane	26 mi	100 mph
1873	Unnamed storm	Tropical storm	5 mi	60 mph
1872	Unnamed storm	Tropical storm	7 mi	60 mph
1859	Unnamed hurricane	Category 1 hurricane	19 mi	90 mph
1858	Unnamed storm	Tropical storm	26 mi	65 mph
1852	Unnamed hurricane	Category 1 hurricane	2 mi	80 mph

Federal disaster declarations covering Pinellas County

Since 1968, FEMA has issued 43 federal declarations covering Pinellas County for storms, floods, winter weather, freezes and fires.

21 Hurricanes7 Severe storms5 Tropical storms5 Fires3 Freezes1 Tornadoes1 Coastal storms

October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)

All 43 declarations

December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
October 9, 2018 · Hurricane Michael · Emergency (EM-3405)
September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
March 18, 2001 · Fl - Lakeland Complex Fire · Fire management (FM-2353)
February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
May 20, 2000 · Lakeland District Fire · Fire management (FM-2300)
October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
April 21, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2259)
September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
October 8, 1992 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-966)
January 15, 1990 · Severe Freeze · Major disaster (DR-851)
September 12, 1985 · Hurricane Elena · Major disaster (DR-743)
May 15, 1979 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-586)
January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)

Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.

Storm damage at your Clearwater property? Call Homeland first: (305) 783-3777, 24/7. We document the damage and handle your claim for you.

Clearwater Public Adjusters

Homeland serves Clearwater property owners, available 24/7 by phone at (727) 390-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.

Clearwater resources after a property loss

The offices a Clearwater property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Pinellas County and state sources.

Building permits and inspections
City of Clearwater Permitting - Research Building Permits
Property records and assessed value
Pinellas County Property Appraiser - Property Search
Emergency management
Pinellas County Emergency Management - Emergency Information
National Weather Service forecast office
NWS Tampa Bay Area Forecast Office
State insurance consumer help
Florida DFS Division of Consumer Services (Insurance Helpline)

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

Have photos? Start My Claim →Denied or underpaid? Review My Claim →Getting ready? Get the Free AA App →