Experienced Public Adjusters Serving Fort Myers Property Owners
Fort Myers is part of our Lee County public adjuster services.
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Fort Myers Hurricane and Flood Facts
- The National Hurricane Center reports that Hurricane Ian’s storm surge reached 5 to 8 feet above ground along the Caloosahatchee River in Fort Myers on September 28, 2022, reversing the river’s flow and flooding the city’s streets.
- In Lee County, the National Hurricane Center reports that Hurricane Ian affected at least 52,514 structures, of which 5,369 were destroyed and 14,245 received major damage.
- When Hurricane Charley struck southwest Florida on August 13, 2004, the National Hurricane Center reports that tide gauges on the Caloosahatchee River near Fort Myers measured storm surges of 3.4 and 3.6 feet.
- Five years before Ian, Hurricane Irma pushed a storm surge of 3.88 feet into the Fort Myers tide gauge in September 2017, according to the Florida Climate Center’s Irma summary.
- Lee County was among the counties designated for FEMA Individual Assistance under Hurricane Irma major disaster declaration FEMA-4337-DR, declared September 10, 2017.
- Average homeowners insurance premium in Lee County: $3,576 a year with wind coverage, $2,119 without; condominium unit owners $1,494 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Fort Myers
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Fort Myers.
Flood Damage
Storm surge and flood losses in Fort Myers, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Fort Myers homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Fort Myers businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Fort Myers condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (239) 414-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Fort Myers owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Fort Myers Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Fort Myers, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Fort Myers Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Fort Myers property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Fort Myers. Llámenos al 239-414-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (239) 414-3777
In the News Near Fort Myers, FL
Fort Myers Public Adjuster FAQs
Fort Myers property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm surge claims in Fort Myers?▶
Yes. Fort Myers sits on the Caloosahatchee River, where Hurricane Ian’s surge reached 5 to 8 feet above ground in 2022 and Irma’s surge reached 3.88 feet at the Fort Myers gauge in 2017. Homeland documents surge, flood and wind damage and handles the claim; call our local line 24/7 at (239) 414-3777.
Does Homeland handle hurricane and flood claims in Fort Myers?▶
Yes. Hurricane, wind and flood claims are among the losses Homeland handles, including claims under both NFIP and private flood policies. Fort Myers-area owners have lived through Hurricane Ian and Hurricane Charley.
How do I find a public adjuster near me after property damage in Fort Myers?▶
Call Homeland directly for a free claim review. We serve Fort Myers, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Fort Myers Public Adjusters
Homeland serves Fort Myers property owners, available 24/7 by phone at (239) 414-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Fort Myers resources after a property loss
The offices a Fort Myers property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Lee County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help