Experienced Public Adjusters Serving Miramar Property Owners
Miramar is part of our Broward County public adjuster services.
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Broward County Storm and Claim History
- During Tropical Storm Eta in November 2020, Miramar recorded the highest rainfall total in Broward and Miami-Dade counties, with more than 15 inches of rain in 48 hours, according to local news reports citing National Weather Service data, leading to significant street flooding.
- Hurricane Wilma brought hurricane-force wind gusts of around 120 mph across Broward County on October 24, 2005, causing widespread roof damage and extended power outages that affected western Broward communities including Miramar.
- In Broward County, 103,023 insurance claims were filed after Hurricane Irma (September 2017), according to Florida's Office of Insurance Regulation.
- The President approved a major disaster declaration for Broward County for severe storms, tornadoes and flooding from April 12 to 14, 2023, authorizing federal aid for affected individuals in the county.
- After Hurricane Irma, FEMA designated Broward County for Individual Assistance under major disaster declaration DR-4337, making help available to affected households.
- Average homeowners insurance premium in Broward County: $6,136 a year with wind coverage, $3,008 without; condominium unit owners $1,816 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Miramar
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Miramar.
Flood Damage
Storm surge and flood losses in Miramar, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Miramar homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Miramar businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Miramar condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (954) 787-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Miramar owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Miramar Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Miramar, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Member
Miramar Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Miramar property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Miramar. Llámenos al 954-787-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (954) 787-3777
In the News Near Miramar, FL
Miramar Public Adjuster FAQs
Miramar property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle heavy-rain flood claims in Miramar?▶
Yes. Miramar recorded the highest rainfall in Broward and Miami-Dade during Tropical Storm Eta in November 2020, and Broward County received a federal disaster declaration for the April 12 to 14, 2023 storms and flooding. Homeland documents water and flood damage and handles the claim for you; call our local line 24/7 at (954) 787-3777.
Does Homeland handle hurricane and storm claims in Miramar?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Broward County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Miramar property owners document that damage.
How do I find a public adjuster near me after property damage in Miramar?▶
Call Homeland directly for a free claim review. We serve Miramar, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Miramar Public Adjusters
Homeland serves Miramar property owners, available 24/7 by phone at (954) 787-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Miramar resources after a property loss
The offices a Miramar property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Broward County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help