Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Lee County: Yes — every city in Lee County. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (239) 414-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Experienced Public Adjusters Serving Lee County Property Owners
Comparing adjusters? Use our 10-point test for the best public adjuster in Lee County, with local storm and flood facts.
Lee County is part of the area covered by our Southwest Florida public adjusters.
Request A Free Claim Evaluation
Lee County Storm History
- Hurricane Ian made its first Florida landfall at Cayo Costa, a barrier island in Lee County, on September 28, 2022 as a strong Category 4 storm, after briefly reaching Category 5 intensity over the Gulf.
- NOAA's final damage assessment counted 52,514 structures impacted in Lee County, including 5,369 destroyed and 14,245 with major damage. In Fort Myers Beach alone, about 900 structures were totally destroyed and 2,200 damaged.
- Of Ian's 41 confirmed U.S. storm-surge deaths, 36 occurred in Lee County.
- Hurricane Charley made landfall on Florida’s southwest coast near Cayo Costa, just north of Captiva, on August 13, 2004, with peak sustained winds of about 150 mph, according to NOAA.
- After Hurricane Milton, the President declared a major disaster for Florida on October 11, 2024 (FEMA-4834-DR), and Lee County was among the counties designated for FEMA Individual Assistance.
- Average homeowners insurance premium in Lee County: $3,576 a year with wind coverage, $2,119 without; condominium unit owners $1,494 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Lee County
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Lee County.
Flood Damage
Storm surge and flood losses in Lee County, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Lee County homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Lee County businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Lee County condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (239) 414-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Lee County owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Lee County Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Lee County, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Lee County Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Lee County property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Lee County. Llámenos al 239-414-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (239) 414-3777
Cities We Serve in Lee County
Homeland’s Lee County public adjusters also have local pages for Fort Myers, FL, Cape Coral, FL, Lehigh Acres, FL.
In the News Near Lee County, FL
Lee County Public Adjuster FAQs
Lee County property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm-surge claims in Lee County?▶
Yes. Storm surge is one of Lee County’s biggest risks: NOAA counted 52,514 structures impacted by Hurricane Ian, and 36 of Ian’s 41 confirmed U.S. storm-surge deaths occurred in the county. Homeland documents surge, wind and water damage and handles the claim for you; call our local line 24/7 at (239) 414-3777.
Does Homeland handle hurricane claims in Lee County?▶
Yes. Hurricane, wind, flood and storm surge claims are among the losses Homeland handles. Lee County took Hurricane Ian's first Florida landfall in 2022 as a Category 4 storm, and we help Lee County property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Bonita Springs, Estero, and Sanibel too?▶
Yes. Homeland represents property owners throughout Lee County, including Bonita Springs, Estero, and Sanibel.
I need a really good public adjuster in Lee County. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Lee County.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Lee County and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property anywhere in Lee County, including Cape Coral and Fort Myers. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (239) 414-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Lee County: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (239) 414-3777, 24/7.
Someone told me about Homeland. Are they any good?▶
Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.
By Nelson Avila
Storm history near Lee County
Since 1851, 50 tropical storms and hurricanes have passed within 50 miles of Lee County, 16 of them hurricanes at their closest point, plus 8 tropical depressions and post-tropical storms. The strongest at its closest point was Charley (2004), a Category 4 hurricane 14 miles away. Scroll to follow the storms that shaped the area.
Ian · 2022
At its closest point on September 28, 2022, Ian was a Category 4 hurricane about 15 miles from Lee County, with winds near 145 mph.
Irma · 2017
At its closest point on September 10, 2017, Irma was a Category 2 hurricane about 18 miles from Lee County, with winds near 100 mph.
Wilma · 2005
At its closest point on October 24, 2005, Wilma was a Category 3 hurricane about 49 miles from Lee County, with winds near 120 mph.
Charley · 2004
At its closest point on August 13, 2004, Charley was a Category 4 hurricane about 14 miles from Lee County, with winds near 150 mph.
Unnamed hurricane · 1935
At its closest point on September 3, 1935, Unnamed hurricane was a Category 4 hurricane about 18 miles from Lee County, with winds near 150 mph.
All 58 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2022 | Ian | Category 4 hurricane | 15 mi | 145 mph |
| 2020 | Sally | Tropical storm | 49 mi | 40 mph |
| 2018 | Gordon | Tropical storm | 42 mi | 60 mph |
| 2017 | Irma | Category 2 hurricane | 18 mi | 100 mph |
| 2010 | Bonnie | Tropical depression | 30 mi | 35 mph |
| 2008 | Fay | Tropical storm | 38 mi | 65 mph |
| 2005 | Wilma | Category 3 hurricane | 49 mi | 120 mph |
| 2004 | Charley | Category 4 hurricane | 14 mi | 150 mph |
| 1999 | Harvey | Tropical storm | 44 mi | 60 mph |
| 1998 | Mitch | Tropical storm | 23 mi | 65 mph |
| 1994 | Gordon | Tropical storm | 7 mi | 50 mph |
| 1990 | Marco | Tropical storm | 38 mi | 60 mph |
| 1985 | Bob | Tropical storm | 12 mi | 45 mph |
| 1981 | Dennis | Tropical storm | 49 mi | 40 mph |
| 1969 | Jenny | Tropical storm | 22 mi | 40 mph |
| 1968 | Brenda | Tropical depression | 42 mi | 30 mph |
| 1968 | Abby | Tropical storm | 22 mi | 65 mph |
| 1966 | Unnamed storm | Tropical storm | 46 mi | 45 mph |
| 1960 | Donna | Category 3 hurricane | 10 mi | 115 mph |
| 1959 | Judith | Tropical storm | 14 mi | 60 mph |
| 1953 | Hazel | Category 1 hurricane | 12 mi | 85 mph |
| 1951 | How | Tropical storm | 13 mi | 60 mph |
| 1947 | Unnamed hurricane | Category 2 hurricane | 11 mi | 100 mph |
| 1945 | Unnamed hurricane | Category 2 hurricane | 29 mi | 95 mph |
| 1945 | Unnamed storm | Tropical storm | 8 mi | 40 mph |
| 1944 | Unnamed hurricane | Category 2 hurricane | 39 mi | 105 mph |
| 1941 | Unnamed storm | Tropical storm | 7 mi | 70 mph |
| 1936 | Unnamed storm | Tropical storm | 33 mi | 65 mph |
| 1936 | Unnamed storm | Tropical storm | 42 mi | 45 mph |
| 1935 | Unnamed hurricane | Category 4 hurricane | 18 mi | 150 mph |
| 1933 | Unnamed storm | Tropical storm | 30 mi | 45 mph |
| 1932 | Unnamed storm | Tropical storm | 32 mi | 60 mph |
| 1928 | Unnamed storm | Tropical storm | 32 mi | 65 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 6 mi | 110 mph |
| 1925 | Unnamed storm | Tropical storm | 15 mi | 60 mph |
| 1921 | Unnamed storm | Tropical depression | 10 mi | 35 mph |
| 1916 | Unnamed storm | Tropical storm | 34 mi | 45 mph |
| 1910 | Unnamed hurricane | Category 2 hurricane | 3 mi | 105 mph |
| 1909 | Unnamed storm | Tropical depression | 38 mi | 35 mph |
| 1909 | Unnamed storm | Tropical depression | 47 mi | 35 mph |
| 1907 | Unnamed storm | Tropical depression | 35 mi | 35 mph |
| 1906 | Unnamed storm | Tropical depression | 7 mi | 30 mph |
| 1904 | Unnamed storm | Tropical storm | 12 mi | 45 mph |
| 1903 | Unnamed storm | Tropical storm | 36 mi | 65 mph |
| 1901 | Unnamed storm | Tropical storm | 21 mi | 45 mph |
| 1899 | Unnamed storm | Tropical storm | 27 mi | 50 mph |
| 1897 | Unnamed storm | Tropical storm | 22 mi | 70 mph |
| 1896 | Unnamed storm | Tropical storm | 8 mi | 55 mph |
| 1894 | Unnamed hurricane | Category 2 hurricane | 3 mi | 100 mph |
| 1891 | Unnamed storm | Post-tropical storm | 6 mi | 35 mph |
| 1891 | Unnamed storm | Tropical storm | 46 mi | 55 mph |
| 1888 | Unnamed hurricane | Category 1 hurricane | 3 mi | 80 mph |
| 1878 | Unnamed storm | Tropical storm | 19 mi | 45 mph |
| 1878 | Unnamed storm | Tropical storm | 40 mi | 45 mph |
| 1873 | Unnamed hurricane | Category 3 hurricane | 7 mi | 115 mph |
| 1870 | Unnamed hurricane | Category 1 hurricane | 34 mi | 90 mph |
| 1861 | Unnamed storm | Tropical storm | 28 mi | 65 mph |
| 1859 | Unnamed storm | Tropical storm | 40 mi | 45 mph |
Federal disaster declarations covering Lee County
Since 1965, FEMA has issued 43 federal declarations covering Lee County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 43 declarations
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- April 22, 2017 · Lehigh Acres (Anna Ave. N.) Fire · Fire management (FM-5179)
- July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- May 9, 2007 · Calloosahatchee Fire Complex · Fire management (FM-2692)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- September 28, 2001 · Severe Storms, Tornadoes and Flooding Associated with Tropical Storm Gabrielle · Major disaster (DR-1393)
- February 19, 2001 · Fl - Caloosahatchee Fire Complex · Fire management (FM-2355)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2254)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- October 4, 1995 · Hurricane Opal · Major disaster (DR-1069)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
- March 15, 1971 · Freeze · Major disaster (DR-304)
- November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Lee County Public Adjusters
Homeland serves Lee County property owners, available 24/7 by phone at (239) 414-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey, including Fort Myers, Cape Coral and Lehigh Acres.
Lee County resources after a property loss
The offices a Lee County property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Lee County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?