Lakeland, FL skyline — Homeland Public Adjusters serves Lakeland property owners

Public Adjuster in Lakeland, FL

Wherever you are in Lakeland, we come to you. A licensed Homeland public adjuster comes to your property in Lakeland within hours — no need to visit an office. Serving Polk County and all of Florida since 2006, in English and Spanish.

Local line for Lakeland: (863) 485-3777 · Main office: (305) 783-3777. Both reach the same Homeland team, 24/7.

Homeland Public Adjusters helps Lakeland property owners, and neighbors in Auburndale, Winter Haven, Haines City and Bartow, with storm, flood, water and fire claims throughout Polk County. Hurricane Ian dropped an estimated 7 to 8 inches of rain on parts of Lakeland in 2022, and Hurricane Milton followed in 2024. Call our local line 24/7 at (863) 485-3777. No Recovery, No Fee.

No Recovery, No Fee.

Licensed in Florida (W818638) & New Jersey (3003982360)

Serving Property Owners Since 2006

Available 24/7 · Se Habla Español

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How Can We Help You Recover, or Prepare?

Have photos? Start My Claim →Denied or underpaid? Review My Claim →Getting ready? Get the Free AA App →

Damage happening right now? Don't wait on a form. Call (863) 485-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7.

Email me Homeland Insights and updates. Unsubscribe anytime.Yes, Homeland Public Adjusters may text me at the number above about my claim and services. Message frequency varies. Message and data rates may apply. Reply STOP to opt out or HELP for help. Consent is not a condition of service. See our Privacy Policy and Terms.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

Serves Lakeland: Yes. Wherever you are in Lakeland, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (863) 485-3777, 24/7.
Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
Alberto Enriquez: Senior licensed public adjuster, Florida P112658
Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.

How It Works: 5 Steps

Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.

Nearby areas we serve: Public adjuster in Tampa · All Florida cities and counties

Experienced Public Adjusters Serving Lakeland Property Owners

Lakeland is part of the area covered by our Central Florida public adjusters.

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Greetings from

Lakeland, FL

Serving Polk County property owners since 2006

24/7

LAKELAND AT A GLANCE

Polk County Storm and Claim History

Hurricane Ian moved across Polk County on September 28-29, 2022, dropping an estimated 7 to 8 inches of rain on parts of Lakeland and leaving just over 15,000 Lakeland Electric customers without power, with flooding along Itchepackesassa Creek that took days to recede.
Hurricane Irma in September 2017 forced a countywide school closure in Polk County, with more than half of Polk County Public Schools' campuses left without power; Polk County was later added to the federal Major Disaster Declaration for Irma on September 13, 2017.
During Hurricane Milton in October 2024, tornado warnings were issued for Polk County as the storm's record-setting tornado outbreak moved across Central Florida, part of a statewide total of 45 confirmed tornadoes — the most in a single day in Florida history.
Lakeland Linder International Airport recorded 13.13 inches of rain during Hurricane Milton in October 2024, according to the National Hurricane Center.
During Hurricane Irma in 2017, an EF-2 tornado hit Polk City, knocking down seven high-power transmission poles, according to the National Hurricane Center.
Average homeowners insurance premium in Polk County: $2,767 a year with wind coverage, $2,185 without; condominium unit owners $1,149 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.

Sources: Local news coverage (Yahoo News/The Ledger wire coverage) of Hurricane Ian's impact on Polk County; FOX13 Tampa Bay/Rep. office Hurricane Irma Polk County updates; FOX13 Tampa Bay reporting on Hurricane Milton tornado warnings for Polk County; Hurricane Milton tornado outbreak summary (NWS storm surveys).

More sources: National Hurricane Center, Hurricane Milton Tropical Cyclone Report; National Hurricane Center, Hurricane Irma Tropical Cyclone Report.

Insurance Claims We Handle in Lakeland

Hurricane & Wind Damage

Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Lakeland.

Flood Damage

Storm surge and flood losses in Lakeland, with help navigating NFIP and private flood policies.

Fire Damage

Structural fire damage as well as damage caused by heat, smoke, and soot.

Water Damage

Broken pipes, plumbing failures, leaks and water intrusion in Lakeland homes, condos and businesses.

Theft & Vandalism Damage

Documentation of malicious property damage, stolen property, and related covered losses.

Business & Commercial

Claim support for Lakeland businesses and commercial property owners.

Condo & HOA Associations

Master policy claims for Lakeland condo and HOA boards and managers.

Renters

Belongings and living expenses when your landlord insures only the building.

Other Claims

For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.

Denied & Underpaid

Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.

Florida only

Third Party Uninsured Damage Claims

For property owners with no coverage of their own whose damage was caused by someone else's insured loss.

Not sure which claim fits?

Call us 24/7. Florida (863) 485-3777. New Jersey (732) 517-3777.

Request A Free Claim Review

Get the Adjuster Advantage™

Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Lakeland owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.

Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.

Get the Adjuster Advantage™ App

Adjuster Advantage™ Tools & Benefits

◆ Policy Scan™

◆ Safety Vault™

◆ Coverage Talk™

◆ Renewal Radar™

◆ Certificate Pack™

◆ Lifeline Card™

◆ Flood Lens™

◆ Prep Alert™

◆ 90DAY XPlus™

◆ Prep Kit™

◆ Damage Guide™

◆ Readiness Check

For Condos, HOAs, Co-ops and Master Associations

Master-policy Policy Scan™, a Safety Vault™ Building Record, 90DAY XPlus™ reminders, Prep Alerts with a Building Storm Check-in, and a Manager Portfolio. Florida associations today.

See Community Associations

A Lakeland Claims Team Working for Policyholders

Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Lakeland, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.

Professional Standards & Industry Resources

Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).

Meet Our Team

Licensed FL & NJ
Public Adjusters

FL Agency License
W818638

NJ Firm License
3003982360

FAPIA
Member

Lakeland Property Damage? Help Is Available 24/7

After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Lakeland property owners can reach Homeland anytime they need guidance.

Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Lakeland. Llámenos al 863-485-3777 (Florida) o al 732-517-3777 (Nueva Jersey).

Call Us Now: (863) 485-3777

Ceiling cut open to exposed insulation and framing at a home in Lakeland, FL

In the News Near Lakeland, FL

In the News. An EF-2 tornado with winds up to 120 mph touched down at Lakeland Linder International Airport the night of October 18, 2019, part of a tornado outbreak spawned by Tropical Storm Nestor, Central Florida Public Media reported. Polk County's emergency manager said about 50 buildings were damaged — some homes were completely flattened, others had major structural damage, and nearby Kathleen Middle School lost part of its roof. No one was seriously hurt, but the range of damage, from total losses to homes with only minor cosmetic harm, shows how unevenly a tornado's path can strike even within the same neighborhood. That unevenness is exactly where insurance disputes tend to start, since insurers may try to classify serious structural harm as merely cosmetic. If a tornado, severe storm, or straight-line wind event has damaged your Lakeland home, Homeland Public Adjusters can assess the true extent of the damage and handle your claim — at no upfront cost to you.

Source: WUFT/Central Florida Public Media (cfpublic.org, via WMFE), October 20, 2019 (published 1:28 p.m. ET), reporting on a tornado that touched down the preceding Friday night, October 18, 2019

Aerial view of downtown Lakeland and Lake Mirror, Florida

Lakeland Public Adjuster FAQs

Still have questions?

Call us 24/7 and talk to the Homeland team.

(863) 485-3777(732) 517-3777 · New Jersey

Lakeland property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.

Does Homeland handle hurricane rain and tornado claims in Lakeland?▶

Yes. Milton dropped 13.13 inches of rain at Lakeland’s airport, and Irma produced an EF-2 tornado in Polk City. Homeland documents roof, water and wind damage and handles the claim with your insurer; call our local line 24/7 at (863) 485-3777.

Does Homeland handle hurricane and storm claims in Lakeland?▶

Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Polk County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Lakeland property owners document that damage.

Does Homeland serve Auburndale, Winter Haven, Haines City, and Bartow too?▶

Yes. Homeland represents property owners throughout Polk County, not just Lakeland itself, including Auburndale, Winter Haven, Haines City, and Bartow.

Who is the best public adjuster in Lakeland?▶

Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Lakeland.

Who is actually going to handle my case?▶

A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.

What percentage do you charge?▶

Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).

Can you get me more money from my insurance?▶

We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.

Is there a public adjuster near me in Lakeland?▶

Yes. A licensed Homeland public adjuster comes to your property in Lakeland, and anywhere in Polk County. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (863) 485-3777, 24/7, in English or Spanish.

My insurance won’t pay. Who do I call?▶

A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.

Water got into my house. Who can help?▶

If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Lakeland: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (863) 485-3777, 24/7.

Someone told me about Homeland. Are they any good?▶

Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.

Can I see results from claims like mine?▶

Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.

Florida claim help, in plain language: Claim denied? What to do next · Public adjuster or lawyer? · Pipe burst, AC or roof leak: who to call first · How to verify a license on the DFS search · Public adjuster fees and Florida’s caps

View All FAQs

Insights for Lakeland Owners

A partial roof patch repair on a Florida home under the state's updated building code

Florida's Roof Repair Rules Changed: Why a Full Replacement Isn't Automatic Anymore

A 2022 building-code change made it easier for insurers to approve a partial roof repair instead of a full replacement.

By Nelson Avila

Collapsed ceiling with insulation hanging inside a storm-damaged home

Surprising Things Your Homeowners Policy Might Actually Cover

An animal getting into the attic, a tree limb or other debris striking the house, a neighbor’s fire spreading to your property, even a vehicle or aircraft hitting your home: homeowners often assume these are on them. Many are handled the same way as other sudden, accidental damage.

By Nelson Avila

A mold-stained ceiling corner, the kind of covered water loss that can trigger limited mold coverage

How Mold Coverage Actually Works Under a Florida Homeowners Policy

Most homeowners don't realize mold coverage depends on whether the water loss that caused it was itself covered, and that it's usually capped separately even when it is.

By Nelson Avila

View All Posts

Talk to a Public Adjuster About Your Lakeland Claim

If damage has affected your Lakeland home, business, or community property, you don't have to handle the insurance process alone. Homeland Public Adjusters can review your situation, explain how public adjuster representation works, and help you decide the next steps for a new, active, denied, or underpaid claim.

Yeni Martinez

Yisel Dieguez

Licensed PA · FL & NJ

Nelson Avila

Licensed PA · FL

STORM HISTORY

Storm history near Lakeland

Since 1851, 46 tropical storms and hurricanes have passed within 50 miles of Lakeland, 16 of them hurricanes at their closest point, plus 17 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1928), a Category 1 hurricane 6 miles away. Scroll to follow the storms that shaped the area.

Cat 5Cat 4Cat 3Cat 2Cat 1Tropical stormPost-tropical storm

Category 1 hurricane

Milton · 2024

At its closest point on October 10, 2024, Milton was a Category 1 hurricane about 18 miles from Lakeland, with winds near 95 mph.

Tropical storm

Nicole · 2022

At its closest point on November 10, 2022, Nicole was a tropical storm about 12 miles from Lakeland, with winds near 60 mph.

Category 1 hurricane

Irma · 2017

At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 12 miles from Lakeland, with winds near 75 mph.

Category 1 hurricane

Jeanne · 2004

At its closest point on September 26, 2004, Jeanne was a Category 1 hurricane about 4 miles from Lakeland, with winds near 75 mph.

Category 1 hurricane

Unnamed hurricane · 1928

At its closest point on September 17, 1928, Unnamed hurricane was a Category 1 hurricane about 6 miles from Lakeland, with winds near 95 mph.

All 63 storms within 50 miles

Year	Storm	At closest point	Distance	Winds
2024	Milton	Category 1 hurricane	18 mi	95 mph
2022	Nicole	Tropical storm	12 mi	60 mph
2017	Irma	Category 1 hurricane	12 mi	75 mph
2017	Emily	Tropical storm	38 mi	40 mph
2007	Barry	Tropical depression	35 mi	35 mph
2004	Jeanne	Category 1 hurricane	4 mi	75 mph
2004	Frances	Tropical storm	8 mi	65 mph
2004	Charley	Category 1 hurricane	19 mi	90 mph
2003	Henri	Tropical depression	16 mi	30 mph
2001	Gabrielle	Tropical storm	10 mi	50 mph
1995	Jerry	Tropical storm	23 mi	40 mph
1995	Erin	Tropical storm	10 mi	60 mph
1988	Keith	Tropical storm	28 mi	45 mph
1987	Unnamed storm	Tropical depression	22 mi	25 mph
1984	Unnamed storm	Tropical depression	38 mi	30 mph
1984	Isidore	Tropical storm	7 mi	50 mph
1983	Barry	Tropical depression	35 mi	30 mph
1980	Unnamed storm	Tropical depression	45 mi	25 mph
1976	Unnamed storm	Tropical depression	28 mi	15 mph
1971	Unnamed storm	Tropical depression	1 mi	30 mph
1969	Jenny	Tropical depression	27 mi	30 mph
1968	Unnamed storm	Tropical depression	3 mi	30 mph
1968	Brenda	Tropical depression	48 mi	35 mph
1968	Abby	Tropical storm	39 mi	50 mph
1960	Florence	Tropical depression	24 mi	35 mph
1960	Donna	Category 1 hurricane	12 mi	80 mph
1959	Unnamed storm	Tropical storm	19 mi	45 mph
1950	King	Category 1 hurricane	37 mi	85 mph
1950	Easy	Tropical storm	13 mi	70 mph
1949	Unnamed hurricane	Category 1 hurricane	4 mi	80 mph
1946	Unnamed storm	Tropical depression	25 mi	30 mph
1946	Unnamed hurricane	Category 1 hurricane	36 mi	80 mph
1945	Unnamed hurricane	Category 1 hurricane	13 mi	85 mph
1944	Unnamed hurricane	Category 1 hurricane	16 mi	90 mph
1941	Unnamed storm	Tropical depression	24 mi	25 mph
1939	Unnamed storm	Tropical storm	8 mi	60 mph
1937	Unnamed storm	Tropical storm	35 mi	50 mph
1933	Unnamed storm	Tropical storm	4 mi	70 mph
1930	Unnamed storm	Tropical depression	12 mi	35 mph
1928	Unnamed hurricane	Category 1 hurricane	6 mi	95 mph
1928	Unnamed storm	Tropical storm	16 mi	50 mph
1921	Unnamed hurricane	Category 1 hurricane	34 mi	95 mph
1916	Unnamed storm	Tropical storm	3 mi	45 mph
1910	Unnamed storm	Tropical storm	3 mi	70 mph
1909	Unnamed storm	Tropical depression	24 mi	35 mph
1909	Unnamed storm	Tropical storm	8 mi	40 mph
1906	Unnamed storm	Tropical depression	20 mi	35 mph
1903	Unnamed storm	Tropical storm	50 mi	60 mph
1899	Unnamed storm	Tropical storm	22 mi	45 mph
1898	Unnamed storm	Tropical storm	19 mi	40 mph
1897	Unnamed storm	Tropical storm	24 mi	55 mph
1894	Unnamed hurricane	Category 1 hurricane	21 mi	80 mph
1892	Unnamed storm	Tropical storm	18 mi	50 mph
1888	Unnamed storm	Tropical storm	10 mi	45 mph
1887	Unnamed storm	Tropical storm	32 mi	45 mph
1880	Unnamed storm	Tropical storm	28 mi	70 mph
1873	Unnamed storm	Tropical storm	31 mi	55 mph
1872	Unnamed storm	Tropical storm	15 mi	50 mph
1871	Unnamed hurricane	Category 1 hurricane	38 mi	75 mph
1871	Unnamed hurricane	Category 1 hurricane	23 mi	80 mph
1859	Unnamed hurricane	Category 1 hurricane	8 mi	90 mph
1858	Unnamed storm	Tropical storm	6 mi	60 mph
1852	Unnamed storm	Tropical storm	6 mi	65 mph

Federal disaster declarations covering Polk County

Since 1977, FEMA has issued 40 federal declarations covering Polk County for storms, floods, winter weather, freezes and fires.

18 Hurricanes7 Fires5 Severe storms5 Freezes4 Tropical storms1 Tornadoes

October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)

All 40 declarations

September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
April 22, 2017 · Indian Lake Estates Fire · Fire management (FM-5180)
October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
March 26, 2007 · 53 Big Pine Fire · Fire management (FM-2684)
October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
March 18, 2001 · Fl - Lakeland Complex Fire · Fire management (FM-2353)
February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
May 20, 2000 · Lakeland District Fire · Fire management (FM-2300)
October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
April 21, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2259)
June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
January 15, 1990 · Severe Freeze · Major disaster (DR-851)
March 18, 1985 · Severe Freeze · Major disaster (DR-732)
March 29, 1984 · Freezing Temperatures · Major disaster (DR-698)
May 15, 1979 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-586)
January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)

Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.

Storm damage at your Lakeland property? Call Homeland first: (305) 783-3777, 24/7. We document the damage and handle your claim for you.

Lakeland Public Adjusters

Homeland serves Lakeland property owners, available 24/7 by phone at (863) 485-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.

Lakeland resources after a property loss

The offices a Lakeland property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Polk County and state sources.

Building permits and inspections
City of Lakeland Building Inspection Division
Property records and assessed value
Polk County Property Appraiser - Property Search
Emergency management
Polk County Emergency Management
National Weather Service forecast office
NWS Tampa Bay Area Forecast Office
State insurance consumer help
Florida DFS Division of Consumer Services (Insurance Helpline)

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

Have photos? Start My Claim →Denied or underpaid? Review My Claim →Getting ready? Get the Free AA App →