Ocala, FL skyline — Homeland Public Adjusters serves Ocala property owners

Public Adjuster in Ocala, FL

Wherever you are in Ocala, we come to you. A licensed Homeland public adjuster comes to your property in Ocala within hours — no need to visit an office. Serving Marion County and all of Florida since 2006, in English and Spanish.

Local line for Ocala: (352) 677-3777 · Main office: (305) 783-3777. Both reach the same Homeland team, 24/7.

Ocala and Marion County see more than hurricanes: a tornado struck the county in March 2022, and Hurricane Irma left about 35,000 Ocala Electric Utility customers without power in 2017. Homeland Public Adjusters handles wind, tornado, water, fire and storm claims for Ocala property owners, documenting the loss and negotiating with your insurer. Call our local line 24/7 at (352) 677-3777. No Recovery, No Fee. We also serve neighbors in The Villages, Leesburg and Crystal River.

No Recovery, No Fee.
Licensed in Florida (W818638) & New Jersey (3003982360)
Serving Property Owners Since 2006
Available 24/7 · Se Habla Español
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How Can We Help You Recover, or Prepare?

Damage happening right now? Don't wait on a form. Call (352) 677-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

  • Serves Ocala: Yes. Wherever you are in Ocala, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (352) 677-3777, 24/7.
  • Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
  • Alberto Enriquez: Senior licensed public adjuster, Florida P112658
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
  • Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
  • Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.

How It Works: 5 Steps

  1. Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
  2. A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
  3. We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
  4. We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
  5. You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.

Experienced Public Adjusters Serving Ocala Property Owners

Ocala is part of the area covered by our Central Florida public adjusters.

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Ocala, FL — Homeland Public Adjusters serves Ocala property owners
Greetings from
Ocala, FL
Serving Marion County property owners since 2006
Homeland Public Adjusters
24/7
OCALA AT A GLANCE

Marion County Storm and Claim History

  • A confirmed EF-1 tornado tracked roughly 25 miles from Dunnellon to Ocala on March 12, 2022, with winds up to 110 mph over a path about 200 yards wide and 28 minutes long, according to the National Weather Service. Marion County commissioners were later told total damage estimates topped $15 million, including uprooted trees, a toppled billboard, and damaged homes and an apartment building on Ocala's north and east sides.
  • Hurricane Irma in September 2017 knocked out power to large shares of Marion County, with Duke Energy reporting 90% of its Marion County customers out and Ocala Electric Utility reporting roughly 35,000 customers without power as the storm's outer bands swept across Central Florida.
  • Hurricane Milton brought about 3 to 9 inches of rain across Marion County in October 2024, the National Weather Service in Jacksonville reports, with a high of 9.42 inches measured south of Ocala; falling trees destroyed a home near the Rainbow River and an RV at Wandering Oaks RV Park.
  • Marion County was designated for FEMA Individual Assistance under the Hurricane Milton major disaster declaration (FEMA-4834-DR) on October 11, 2024.
  • Average homeowners insurance premium in Marion County: $2,191 a year with wind coverage, $1,766 without; condominium unit owners $1,081 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Sources: ClickOrlando/National Weather Service reporting on the March 12, 2022 Marion County tornado; Marion County Emergency Management Hurricane Irma update (via Rep. Daniel Webster's office).
More sources: National Weather Service Jacksonville, Hurricane Milton Impact Narratives; FEMA, Preliminary Damage Assessment Report FEMA-4834-DR (Hurricane Milton).

Insurance Claims We Handle in Ocala

Get the Adjuster Advantage™

Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Ocala owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.

Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.

Get the Adjuster Advantage™ App
Adjuster Advantage™ Tools & Benefits
◆ Policy Scan™
◆ Safety Vault™
◆ Coverage Talk™
◆ Renewal Radar™
◆ Certificate Pack™
◆ Lifeline Card™
◆ Flood Lens™
◆ Prep Alert™
◆ 90DAY XPlus™
◆ Prep Kit™
◆ Damage Guide™
◆ Readiness Check
For Condos, HOAs, Co-ops and Master Associations
Master-policy Policy Scan™, a Safety Vault™ Building Record, 90DAY XPlus™ reminders, Prep Alerts with a Building Storm Check-in, and a Manager Portfolio. Florida associations today.
See Community Associations

An Ocala Claims Team Working for Policyholders

Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Ocala, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.

Professional Standards & Industry Resources

Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).

Meet Our Team
Licensed FL & NJ
Public Adjusters
FL Agency License
W818638
NJ Firm License
3003982360
FAPIA
Member

Ocala Property Damage? Help Is Available 24/7

After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Ocala property owners can reach Homeland anytime they need guidance.

Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Ocala. Llámenos al 352-677-3777 (Florida) o al 732-517-3777 (Nueva Jersey).

Call Us Now: (352) 677-3777
Water damage to kitchen cabinetry and plumbing in Ocala, FL

In the News Near Ocala, FL

In the News. A tornado that tore through Ocala and Marion County on March 12, 2022, caused what officials first pegged at $12.3 million in damage — a figure later revised upward to more than $15 million, according to News4Jax (published March 16, 2022). The storm damaged numerous homes and an apartment building, peeled siding from structures, toppled a billboard, and knocked down power lines across the area. That the damage estimate climbed by several million dollars after the initial assessment is a familiar pattern: early, fast estimates after a disaster routinely undercount the true cost of repair once contractors and adjusters get a closer look. The same risk applies to an individual homeowner's claim, where an insurer's first offer is rarely the full story. If a tornado, severe storm, or wind event has damaged your Ocala home or property, Homeland Public Adjusters can make sure the full extent of the damage is documented and fairly valued — No Recovery, No Fee.
Aerial view of historic downtown Ocala, Florida
Aerial view of historic downtown Ocala, Florida

Ocala Public Adjuster FAQs

Still have questions?
Call us 24/7 and talk to the Homeland team.
(352) 677-3777(732) 517-3777 · New Jersey

Ocala property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.

Does Homeland handle fallen-tree and storm claims in Ocala?▶

Yes. Inland Marion County still sees serious storm damage, from the EF-1 tornado that tracked into Ocala in 2022 to trees brought down by Hurricane Milton in 2024. Homeland documents roof, structural and water damage from wind and fallen trees and handles the claim for you. Call our local line 24/7 at (352) 677-3777.

Does Homeland handle hurricane and storm claims in Ocala?▶

Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Marion County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Ocala property owners document that damage.

I need a really good public adjuster in Ocala. How do I pick one?▶

Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Ocala.

Who will personally handle my claim?▶

A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.

How much do you charge?▶

Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).

Can you get my insurance to pay more?▶

We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.

Can someone come out to my place in Ocala and look at the damage?▶

Yes. A licensed Homeland public adjuster comes to your property in Ocala, and anywhere in Marion County. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (352) 677-3777, 24/7, in English or Spanish.

The insurer already offered money (or paid nothing). Can you still help?▶

A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.

I already opened a claim. Can I still hire a public adjuster?▶

Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.

Can I see results from claims like mine?▶

Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.

I need a good public adjuster for damage at my house in Ocala. Where do I start?▶

Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (352) 677-3777, and a licensed adjuster comes to your property in Ocala, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.

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Insights for Ocala Owners

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Talk to a Public Adjuster About Your Ocala Claim

If damage has affected your Ocala home, business, or community property, you don't have to handle the insurance process alone. Homeland Public Adjusters can review your situation, explain how public adjuster representation works, and help you decide the next steps for a new, active, denied, or underpaid claim.

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Yeni Martinez
Senior PA · FL & NJ
Alberto Enriquez
Senior PA · FL
Yisel Dieguez
Licensed PA · FL & NJ
Nelson Avila
Licensed PA · FL
STORM HISTORY

Storm history near Ocala

Since 1851, 48 tropical storms and hurricanes have passed within 50 miles of Ocala, 13 of them hurricanes at their closest point, plus 24 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1888), a Category 2 hurricane 38 miles away. Scroll to follow the storms that shaped the area.

Cat 5Cat 4Cat 3Cat 2Cat 1Tropical stormPost-tropical storm
Tropical storm

Nicole · 2022

At its closest point on November 10, 2022, Nicole was a tropical storm about 36 miles from Ocala, with winds near 50 mph.

Category 1 hurricane

Gladys · 1968

At its closest point on October 19, 1968, Gladys was a Category 1 hurricane about 6 miles from Ocala, with winds near 90 mph.

Category 1 hurricane

Donna · 1960

At its closest point on September 11, 1960, Donna was a Category 1 hurricane about 49 miles from Ocala, with winds near 80 mph.

Category 1 hurricane

King · 1950

At its closest point on October 18, 1950, King was a Category 1 hurricane about 15 miles from Ocala, with winds near 80 mph.

Category 2 hurricane

Unnamed hurricane · 1888

At its closest point on October 11, 1888, Unnamed hurricane was a Category 2 hurricane about 38 miles from Ocala, with winds near 100 mph.

All 72 storms within 50 miles
YearStormAt closest pointDistanceWinds
2022NicoleTropical storm36 mi50 mph
2020EtaTropical storm38 mi50 mph
2017IrmaTropical storm23 mi65 mph
2012DebbyTropical depression19 mi35 mph
2008FayTropical storm25 mi55 mph
2007BarryTropical depression7 mi35 mph
2004JeanneTropical storm29 mi55 mph
2002EdouardTropical depression12 mi25 mph
2000LeslieTropical depression47 mi35 mph
1995JerryTropical depression36 mi35 mph
1994GordonTropical depression39 mi25 mph
1987Unnamed stormTropical depression48 mi25 mph
1984IsidoreTropical storm2 mi50 mph
1982Unnamed stormTropical storm10 mi50 mph
1980Unnamed stormTropical depression15 mi25 mph
1980Unnamed stormTropical depression21 mi25 mph
1976Unnamed stormTropical depression39 mi20 mph
1973Unnamed stormTropical depression10 mi35 mph
1970AlmaTropical depression50 mi35 mph
1969JennyTropical depression36 mi30 mph
1968GladysCategory 1 hurricane6 mi90 mph
1968Unnamed stormTropical depression30 mi30 mph
1965Unnamed stormTropical storm12 mi45 mph
1964Unnamed stormTropical depression28 mi30 mph
1960DonnaCategory 1 hurricane49 mi80 mph
1953Unnamed stormTropical depression12 mi30 mph
1950KingCategory 1 hurricane15 mi80 mph
1950EasyTropical storm32 mi45 mph
1949Unnamed hurricaneCategory 1 hurricane37 mi75 mph
1947Unnamed stormPost-tropical storm29 mi60 mph
1946Unnamed stormTropical depression10 mi30 mph
1946Unnamed stormTropical storm15 mi70 mph
1945Unnamed hurricaneCategory 1 hurricane34 mi80 mph
1945Unnamed stormTropical storm15 mi60 mph
1944Unnamed hurricaneCategory 1 hurricane16 mi80 mph
1941Unnamed stormTropical depression15 mi30 mph
1937Unnamed stormTropical storm16 mi55 mph
1937Unnamed stormTropical storm32 mi50 mph
1936Unnamed stormTropical storm18 mi50 mph
1934Unnamed stormTropical depression10 mi35 mph
1933Unnamed stormTropical storm41 mi65 mph
1930Unnamed stormTropical depression42 mi35 mph
1928Unnamed hurricaneCategory 1 hurricane6 mi85 mph
1928Unnamed stormTropical storm45 mi45 mph
1926Unnamed stormTropical storm46 mi70 mph
1921Unnamed hurricaneCategory 1 hurricane41 mi90 mph
1920Unnamed stormPost-tropical storm3 mi60 mph
1916Unnamed stormTropical storm1 mi40 mph
1915Unnamed stormTropical storm48 mi55 mph
1912Unnamed stormPost-tropical storm6 mi35 mph
1911Unnamed stormPost-tropical storm24 mi30 mph
1910Unnamed stormTropical storm15 mi60 mph
1909Unnamed stormTropical storm40 mi40 mph
1906Unnamed stormTropical storm39 mi45 mph
1899Unnamed stormTropical storm40 mi45 mph
1894Unnamed stormTropical storm49 mi70 mph
1889Unnamed stormTropical storm24 mi50 mph
1888Unnamed hurricaneCategory 2 hurricane38 mi100 mph
1888Unnamed stormTropical storm41 mi55 mph
1887Unnamed stormTropical storm38 mi40 mph
1886Unnamed stormTropical storm11 mi70 mph
1880Unnamed hurricaneCategory 1 hurricane6 mi75 mph
1880Unnamed stormTropical storm41 mi70 mph
1879Unnamed stormTropical storm8 mi65 mph
1878Unnamed hurricaneCategory 1 hurricane6 mi85 mph
1877Unnamed stormTropical storm24 mi45 mph
1874Unnamed hurricaneCategory 1 hurricane33 mi75 mph
1873Unnamed stormTropical storm32 mi50 mph
1871Unnamed stormTropical storm36 mi60 mph
1871Unnamed stormTropical storm18 mi55 mph
1871Unnamed hurricaneCategory 1 hurricane3 mi80 mph
1867Unnamed stormTropical storm48 mi60 mph

Federal disaster declarations covering Marion County

Since 1968, FEMA has issued 36 federal declarations covering Marion County for storms, floods, winter weather, freezes and fires.

19 Hurricanes5 Tropical storms4 Severe storms4 Fires3 Freezes1 Tornadoes
  • October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
  • October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
  • September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
  • September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
  • August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
  • August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
  • August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
  • August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 36 declarations
  • December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
  • November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
  • September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
  • September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
  • July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
  • November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
  • August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
  • September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
  • September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
  • October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
  • September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
  • August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
  • August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
  • September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
  • September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
  • September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
  • September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
  • August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
  • February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
  • May 29, 2000 · Fl, Waccasassa Fire Complex · Fire management (FM-2303)
  • April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
  • April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2252)
  • June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
  • January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
  • March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
  • January 15, 1990 · Severe Freeze · Major disaster (DR-851)
  • January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
  • November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)

Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.

Storm damage at your Ocala property? Call Homeland first: (305) 783-3777, 24/7. We document the damage and handle your claim for you.

Ocala Public Adjusters

Homeland serves Ocala property owners, available 24/7 by phone at (352) 677-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.

Ocala resources after a property loss

The offices a Ocala property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Marion County and state sources.

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

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