Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Gainesville: Yes. Wherever you are in Gainesville, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (352) 677-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Experienced Public Adjusters Serving Gainesville Property Owners
Gainesville is part of the area covered by our Central Florida public adjusters.
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Alachua County Storm and Claim History
- When Hurricane Idalia passed north of Alachua County on August 30, 2023, the Gainesville Sun reported wind gusts peaking at 55 mph, nearly 8,000 Gainesville Regional Utilities customers without power at one point in the morning, about 9,100 Clay Electric customers out midday, and 70 reports of downed trees across the county, several of them on power lines.
- A line of severe thunderstorms moved through northwest Gainesville around 5:20 to 5:30 a.m. on November 30, 2020, causing what WCJB called extensive wind damage in the Sable Chase and Springtree neighborhoods near NW 39th Avenue and NW 34th Street. One resident described a tree falling on his house, and the National Weather Service said it did not plan a damage survey at that time, so no tornado was officially confirmed.
- The National Weather Service issued a tornado warning for Alachua County at 6:25 a.m. on June 16, 2023, after trained spotters reported a funnel cloud. WCJB reported uprooted and broken trees at homes in Newberry, with no confirmed touchdown and no injuries reported.
- Hurricane Irma’s center passed about 20 nautical miles west of Gainesville in September 2017, and Gainesville Regional Airport recorded a minimum pressure of 979.5 millibars, according to the National Hurricane Center.
- After Irma, the National Hurricane Center listed Alachua County among the counties where rivers reached major or record flood stages.
- Average homeowners insurance premium in Alachua County: $2,525 a year with wind coverage, $1,804 without; condominium unit owners $977 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Gainesville
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Gainesville.
Flood Damage
Storm surge and flood losses in Gainesville, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Gainesville homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Gainesville businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Gainesville condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (352) 677-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Gainesville owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Gainesville Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Gainesville, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Gainesville Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Gainesville property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Gainesville. Llámenos al 352-677-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (352) 677-3777
In the News Near Gainesville, FL
Gainesville Public Adjuster FAQs
Gainesville property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm and flooding claims in Gainesville?▶
Yes. Irma’s center passed about 20 nautical miles west of Gainesville and Alachua County rivers reached major or record flood stages. Homeland documents wind, tree and water damage and handles the claim with your insurer; call our local line 24/7 at (352) 677-3777.
Does Homeland handle hurricane and storm claims in Gainesville?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Alachua County can see significant wind damage and inland flooding during hurricanes and tropical storms, and we help Gainesville property owners document that damage.
I need a really good public adjuster in Gainesville. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Gainesville.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
What percentage do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in Gainesville?▶
Yes. A licensed Homeland public adjuster comes to your property in Gainesville, and anywhere in Alachua County. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (352) 677-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
I need a good public adjuster for damage at my house in Gainesville. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (352) 677-3777, and a licensed adjuster comes to your property in Gainesville, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (352) 677-3777.
By Yisel Dieguez
By Nelson Avila
Storm history near Gainesville
Since 1851, 47 tropical storms and hurricanes have passed within 50 miles of Gainesville, 8 of them hurricanes at their closest point, plus 20 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1896), a Category 3 hurricane 26 miles away. Scroll to follow the storms that shaped the area.
Gladys · 1968
At its closest point on October 19, 1968, Gladys was a Category 1 hurricane about 38 miles from Gainesville, with winds near 85 mph.
King · 1950
At its closest point on October 18, 1950, King was a Category 1 hurricane about 8 miles from Gainesville, with winds near 75 mph.
Unnamed hurricane · 1949
At its closest point on August 27, 1949, Unnamed hurricane was a Category 1 hurricane about 30 miles from Gainesville, with winds near 75 mph.
Unnamed hurricane · 1896
At its closest point on September 29, 1896, Unnamed hurricane was a Category 3 hurricane about 26 miles from Gainesville, with winds near 115 mph.
Unnamed hurricane · 1888
At its closest point on October 11, 1888, Unnamed hurricane was a Category 2 hurricane about 3 miles from Gainesville, with winds near 100 mph.
All 67 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2020 | Eta | Tropical storm | 9 mi | 45 mph |
| 2017 | Irma | Tropical storm | 22 mi | 60 mph |
| 2016 | Colin | Tropical storm | 50 mi | 50 mph |
| 2013 | Andrea | Tropical storm | 36 mi | 45 mph |
| 2012 | Debby | Tropical depression | 17 mi | 35 mph |
| 2012 | Beryl | Tropical storm | 45 mi | 45 mph |
| 2008 | Fay | Tropical storm | 6 mi | 55 mph |
| 2007 | Barry | Tropical depression | 15 mi | 35 mph |
| 2004 | Jeanne | Tropical storm | 32 mi | 50 mph |
| 2002 | Edouard | Tropical depression | 48 mi | 25 mph |
| 2000 | Gordon | Tropical storm | 39 mi | 45 mph |
| 1994 | Gordon | Tropical depression | 47 mi | 25 mph |
| 1990 | Marco | Tropical depression | 43 mi | 30 mph |
| 1984 | Isidore | Tropical storm | 18 mi | 50 mph |
| 1984 | Unnamed storm | Tropical depression | 49 mi | -115 mph |
| 1982 | Unnamed storm | Tropical storm | 21 mi | 55 mph |
| 1980 | Unnamed storm | Tropical depression | 47 mi | 25 mph |
| 1980 | Unnamed storm | Tropical depression | 15 mi | 25 mph |
| 1973 | Unnamed storm | Tropical depression | 27 mi | 35 mph |
| 1970 | Alma | Tropical depression | 25 mi | 35 mph |
| 1968 | Gladys | Category 1 hurricane | 38 mi | 85 mph |
| 1966 | Unnamed storm | Tropical storm | 45 mi | 40 mph |
| 1965 | Unnamed storm | Tropical storm | 46 mi | 45 mph |
| 1964 | Dora | Tropical storm | 22 mi | 70 mph |
| 1964 | Unnamed storm | Tropical depression | 6 mi | 30 mph |
| 1953 | Unnamed storm | Tropical depression | 47 mi | 35 mph |
| 1950 | King | Category 1 hurricane | 8 mi | 75 mph |
| 1950 | Easy | Tropical storm | 36 mi | 45 mph |
| 1949 | Unnamed hurricane | Category 1 hurricane | 30 mi | 75 mph |
| 1947 | Unnamed storm | Post-tropical storm | 9 mi | 55 mph |
| 1946 | Unnamed storm | Tropical depression | 31 mi | 25 mph |
| 1946 | Unnamed storm | Tropical storm | 3 mi | 70 mph |
| 1945 | Unnamed storm | Tropical storm | 49 mi | 60 mph |
| 1944 | Unnamed storm | Tropical storm | 36 mi | 70 mph |
| 1941 | Unnamed storm | Tropical storm | 33 mi | 40 mph |
| 1937 | Unnamed storm | Tropical depression | 29 mi | 25 mph |
| 1937 | Unnamed storm | Tropical storm | 14 mi | 55 mph |
| 1936 | Unnamed storm | Tropical storm | 9 mi | 45 mph |
| 1934 | Unnamed storm | Tropical depression | 24 mi | 35 mph |
| 1933 | Unnamed storm | Tropical storm | 47 mi | 65 mph |
| 1928 | Unnamed hurricane | Category 1 hurricane | 26 mi | 80 mph |
| 1926 | Unnamed storm | Tropical storm | 29 mi | 60 mph |
| 1920 | Unnamed storm | Post-tropical storm | 34 mi | 55 mph |
| 1916 | Unnamed storm | Tropical storm | 22 mi | 40 mph |
| 1915 | Unnamed storm | Tropical storm | 44 mi | 50 mph |
| 1912 | Unnamed storm | Post-tropical storm | 41 mi | 35 mph |
| 1911 | Unnamed storm | Post-tropical storm | 48 mi | 30 mph |
| 1910 | Unnamed storm | Tropical storm | 27 mi | 60 mph |
| 1900 | Unnamed storm | Tropical storm | 21 mi | 40 mph |
| 1896 | Unnamed hurricane | Category 3 hurricane | 26 mi | 115 mph |
| 1889 | Unnamed storm | Tropical storm | 10 mi | 45 mph |
| 1888 | Unnamed hurricane | Category 2 hurricane | 3 mi | 100 mph |
| 1888 | Unnamed storm | Tropical storm | 33 mi | 55 mph |
| 1886 | Unnamed storm | Tropical storm | 19 mi | 65 mph |
| 1885 | Unnamed storm | Tropical storm | 44 mi | 60 mph |
| 1885 | Unnamed storm | Tropical depression | 36 mi | 35 mph |
| 1882 | Unnamed storm | Tropical storm | 43 mi | 65 mph |
| 1880 | Unnamed hurricane | Category 1 hurricane | 28 mi | 75 mph |
| 1880 | Unnamed storm | Tropical storm | 49 mi | 50 mph |
| 1879 | Unnamed storm | Tropical storm | 29 mi | 60 mph |
| 1878 | Unnamed hurricane | Category 1 hurricane | 38 mi | 80 mph |
| 1877 | Unnamed storm | Tropical storm | 12 mi | 45 mph |
| 1874 | Unnamed storm | Tropical storm | 4 mi | 70 mph |
| 1871 | Unnamed storm | Tropical storm | 3 mi | 60 mph |
| 1871 | Unnamed storm | Tropical storm | 41 mi | 50 mph |
| 1871 | Unnamed storm | Tropical storm | 8 mi | 70 mph |
| 1867 | Unnamed storm | Tropical storm | 12 mi | 55 mph |
Federal disaster declarations covering Alachua County
Since 1993, FEMA has issued 33 federal declarations covering Alachua County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 33 declarations
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- October 9, 2018 · Hurricane Michael · Emergency (EM-3405)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- May 7, 2007 · Suwannee Fire Complex · Fire management (FM-2689)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- May 29, 2000 · Fl, Waccasassa Fire Complex · Fire management (FM-2303)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2252)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Gainesville Public Adjusters
Homeland serves Gainesville property owners, available 24/7 by phone at (352) 677-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Gainesville resources after a property loss
The offices a Gainesville property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Alachua County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?