Experienced Public Adjusters Serving Daytona Beach Property Owners
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Volusia County Storm and Claim History
- Hurricane Nicole struck Volusia County on November 9-10, 2022, and the county's damage assessment put total damage at more than $522 million, up from an original estimate of $481 million, with at least $50 million in Daytona Beach itself. In Daytona Beach Shores, the property appraiser reported more than $363 million in damage and 93 structures damaged, and more than 20 high-rise hotels and condos were evacuated over structural safety concerns.
- As Nicole's surf and erosion hit the coast on November 10, 2022, seven homes collapsed in Wilbur-by-the-Sea, just south of Daytona Beach, and Volusia County Sheriff Mike Chitwood said of the oceanside peninsula, "It is like a bomb has gone off on the peninsula up here on the oceanside." The National Hurricane Center reported that Nicole made landfall near Vero Beach as a Category 1 hurricane with beach erosion damaging beachfront structures in Wilbur-by-the-Sea.
- Volusia and Flagler counties, which include Daytona Beach and Palm Coast, were both designated for Individual Assistance and Public Assistance in the federal major disaster declaration for Hurricane Nicole (FEMA DR-4680, declared December 13, 2022).
- Hurricane Ian brought a wind gust of 76 mph to Daytona Beach International Airport and 15.42 inches of rain near New Smyrna Beach in September 2022, according to the NOAA Weather Prediction Center.
- Six weeks later, Hurricane Nicole produced a gust of 61 knots (about 70 mph) at Daytona Beach’s airport in November 2022, according to the National Hurricane Center.
- Average homeowners insurance premium in Volusia County: $2,808 a year with wind coverage, $1,637 without; condominium unit owners $1,170 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Daytona Beach
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Daytona Beach.
Flood Damage
Storm surge and flood losses in Daytona Beach, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Daytona Beach homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Daytona Beach businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Daytona Beach condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (386) 388-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Daytona Beach owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Daytona Beach Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Daytona Beach, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Daytona Beach Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Daytona Beach property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Daytona Beach. Llámenos al 386-388-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (386) 388-3777
In the News Near Daytona Beach, FL
Daytona Beach Public Adjuster FAQs
Daytona Beach property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle beach erosion and hurricane claims in Daytona Beach?▶
Yes. Daytona Beach took Ian and Nicole within six weeks in 2022, with high winds, heavy rain and erosion that damaged beachfront structures. Homeland documents what the policy covers, from wind and water damage to the structure, and handles the claim; call our local line 24/7 at (386) 388-3777.
Does Homeland handle hurricane and storm claims in Daytona Beach?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Volusia County is within Florida’s hurricane-prone coastal region, and we help Daytona Beach property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Deltona, DeLand, Port Orange, and Ormond Beach too?▶
Yes. Homeland represents property owners throughout Volusia County, not just Daytona Beach itself, including Deltona, DeLand, Port Orange, and Ormond Beach, as well as Palm Coast and other nearby Flagler County communities.
How do I find a public adjuster near me after property damage in Daytona Beach?▶
Call Homeland directly for a free claim review. We serve Daytona Beach, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Daytona Beach Public Adjusters
Homeland serves Daytona Beach property owners, available 24/7 by phone at (386) 388-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Daytona Beach resources after a property loss
The offices a Daytona Beach property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Volusia County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help