Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Port St Lucie: Yes. Wherever you are in Port St Lucie, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (772) 807-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Nearby areas we serve: Public adjuster in Stuart · Public adjuster in Vero Beach · Public adjuster in Jupiter · All Florida cities and counties
Experienced Public Adjusters Serving Port St Lucie Property Owners
Port St Lucie's location on Florida's Treasure Coast puts it within reach of Space Coast launch activity to the north. It's an uncommon cause of loss, but on rare occasions debris from a rocket launch or reentry has damaged nearby property, and claims of that kind are typically handled the same way as other sudden, falling-object damage.
Comparing adjusters? Use our 10-point test for the best public adjuster in St. Lucie County, with local storm and flood facts.
Request A Free Claim Evaluation
St. Lucie County Storm and Claim History
- Hurricane Frances made landfall on Hutchinson Island, St. Lucie County, on September 5, 2004, as a Category 2 storm with 105 mph sustained winds. A Texas Tech University tower in Port St. Lucie measured a sustained wind of 67 kt with a gust of 83 kt (about 95 mph), per the National Hurricane Center's official storm report.
- Three weeks later, Hurricane Jeanne crossed the coast at nearly the same location on September 26, 2004. A Port St. Lucie station recorded a gust of 74 kt (about 85 mph), while a Fort Pierce Inlet station nearby recorded a 111-kt (128 mph) gust — the highest gust logged anywhere in Florida during that storm.
- In St. Lucie County, 12,995 insurance claims were filed after Hurricane Irma (2017), according to Florida Office of Insurance Regulation data; a National Weather Service Melbourne survey found roughly $25 million in business-structure damage and about 2,365 evacuations countywide.
- During the tornado outbreak ahead of Hurricane Milton on October 9, 2024, an EF-3 tornado killed six people near Fort Pierce and Vero Beach, according to the National Hurricane Center.
- The St. Lucie County Emergency Operations Center weather station recorded a wind gust of 66 knots (about 76 mph) during Hurricane Milton in October 2024, according to the National Weather Service in Melbourne.
- Average homeowners insurance premium in St. Lucie County: $3,491 a year with wind coverage, $1,932 without; condominium unit owners $1,582 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Port St Lucie
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Port St Lucie.
Flood Damage
Storm surge and flood losses in Port St Lucie, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Port St Lucie homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Port St Lucie businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Port St Lucie condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (772) 807-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Port St Lucie owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Port St Lucie Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Port St Lucie, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Port St Lucie Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Port St Lucie property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Port St Lucie. Llámenos al 772-807-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (772) 807-3777
In the News Near Port St Lucie, FL
Port St Lucie Public Adjuster FAQs
Port St Lucie property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle tornado and wind damage claims in Port St. Lucie?▶
Yes. St. Lucie County has been hit by hurricanes like Frances and Jeanne in 2004 and by a deadly EF-3 tornado ahead of Milton in 2024. Homeland documents roof and structural wind damage and handles the claim with your insurer; call our local line 24/7 at (772) 807-3777.
Does Homeland handle hurricane and storm claims in Port St Lucie?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. St. Lucie County is within Florida’s hurricane-prone coastal region, and we help Port St Lucie property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Fort Pierce too?▶
Yes. Homeland represents property owners throughout St Lucie County, not just Port St Lucie itself, including Fort Pierce.
Who’s the best public adjuster you can recommend in Port St Lucie?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Port St Lucie.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Port St Lucie and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Port St Lucie, and anywhere in St. Lucie County, including Stuart and Vero Beach. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (772) 807-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
I need a good public adjuster for damage at my house in Port St Lucie. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (772) 807-3777, and a licensed adjuster comes to your property in Port St Lucie, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (772) 807-3777.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
By Nelson Avila
Storm history near Port St Lucie
Since 1851, 52 tropical storms and hurricanes have passed within 50 miles of Port St Lucie, 24 of them hurricanes at their closest point, plus 17 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1928), a Category 3 hurricane 25 miles away. Scroll to follow the storms that shaped the area.
Nicole · 2022
At its closest point on November 10, 2022, Nicole was a Category 1 hurricane about 21 miles from Port St Lucie, with winds near 75 mph.
Wilma · 2005
At its closest point on October 24, 2005, Wilma was a Category 3 hurricane about 30 miles from Port St Lucie, with winds near 115 mph.
Jeanne · 2004
At its closest point on September 26, 2004, Jeanne was a Category 3 hurricane about 2 miles from Port St Lucie, with winds near 115 mph.
Unnamed hurricane · 1933
At its closest point on September 4, 1933, Unnamed hurricane was a Category 3 hurricane about 14 miles from Port St Lucie, with winds near 115 mph.
Unnamed hurricane · 1928
At its closest point on September 17, 1928, Unnamed hurricane was a Category 3 hurricane about 25 miles from Port St Lucie, with winds near 130 mph.
All 69 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2022 | Nicole | Category 1 hurricane | 21 mi | 75 mph |
| 2020 | Isaias | Tropical storm | 49 mi | 70 mph |
| 2019 | Three | Tropical depression | 42 mi | 35 mph |
| 2017 | Emily | Tropical depression | 34 mi | 35 mph |
| 2016 | Julia | Tropical depression | 10 mi | 35 mph |
| 2008 | Fay | Tropical storm | 35 mi | 65 mph |
| 2006 | Ernesto | Tropical storm | 28 mi | 40 mph |
| 2005 | Wilma | Category 3 hurricane | 30 mi | 115 mph |
| 2005 | Tammy | Tropical storm | 39 mi | 40 mph |
| 2004 | Jeanne | Category 3 hurricane | 2 mi | 115 mph |
| 2004 | Frances | Category 2 hurricane | 1 mi | 100 mph |
| 1999 | Irene | Category 1 hurricane | 14 mi | 75 mph |
| 1998 | Mitch | Tropical storm | 28 mi | 60 mph |
| 1995 | Jerry | Tropical storm | 4 mi | 40 mph |
| 1995 | Erin | Category 1 hurricane | 24 mi | 85 mph |
| 1994 | Gordon | Tropical storm | 27 mi | 60 mph |
| 1988 | Chris | Tropical storm | 35 mi | 40 mph |
| 1985 | Bob | Tropical storm | 5 mi | 45 mph |
| 1984 | Unnamed storm | Tropical depression | 12 mi | 30 mph |
| 1984 | Isidore | Tropical storm | 6 mi | 55 mph |
| 1983 | Barry | Tropical depression | 44 mi | 35 mph |
| 1981 | Dennis | Tropical storm | 38 mi | 40 mph |
| 1981 | Unnamed storm | Tropical depression | 0 mi | 30 mph |
| 1979 | David | Category 2 hurricane | 10 mi | 100 mph |
| 1976 | Dottie | Tropical storm | 20 mi | 45 mph |
| 1976 | Unnamed storm | Tropical depression | 20 mi | 25 mph |
| 1974 | Unnamed storm | Tropical storm | 31 mi | 60 mph |
| 1971 | Unnamed storm | Tropical depression | 38 mi | 30 mph |
| 1969 | Gerda | Tropical depression | 16 mi | 30 mph |
| 1968 | Dolly | Tropical depression | 4 mi | 35 mph |
| 1964 | Isbell | Category 1 hurricane | 29 mi | 90 mph |
| 1964 | Cleo | Tropical storm | 8 mi | 60 mph |
| 1962 | Alma | Tropical depression | 12 mi | 35 mph |
| 1960 | Florence | Tropical storm | 5 mi | 60 mph |
| 1959 | Judith | Tropical storm | 21 mi | 50 mph |
| 1956 | Unnamed storm | Tropical storm | 19 mi | 60 mph |
| 1954 | Unnamed storm | Tropical depression | 5 mi | 35 mph |
| 1953 | Hazel | Category 1 hurricane | 26 mi | 75 mph |
| 1953 | Unnamed storm | Tropical depression | 2 mi | 35 mph |
| 1952 | Unnamed storm | Tropical storm | 30 mi | 65 mph |
| 1951 | How | Tropical storm | 11 mi | 55 mph |
| 1950 | King | Category 2 hurricane | 39 mi | 95 mph |
| 1949 | Unnamed hurricane | Category 3 hurricane | 28 mi | 115 mph |
| 1948 | Unnamed hurricane | Category 1 hurricane | 13 mi | 95 mph |
| 1946 | Unnamed storm | Tropical storm | 18 mi | 40 mph |
| 1939 | Unnamed hurricane | Category 1 hurricane | 1 mi | 75 mph |
| 1933 | Unnamed hurricane | Category 3 hurricane | 14 mi | 115 mph |
| 1933 | Unnamed storm | Tropical storm | 12 mi | 65 mph |
| 1928 | Unnamed hurricane | Category 3 hurricane | 25 mi | 130 mph |
| 1928 | Unnamed hurricane | Category 1 hurricane | 10 mi | 95 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 35 mi | 105 mph |
| 1925 | Unnamed storm | Post-tropical storm | 38 mi | 60 mph |
| 1916 | Unnamed storm | Tropical depression | 22 mi | 40 mph |
| 1909 | Unnamed storm | Tropical depression | 21 mi | 35 mph |
| 1909 | Unnamed storm | Tropical storm | 36 mi | 45 mph |
| 1898 | Unnamed storm | Tropical depression | 6 mi | 40 mph |
| 1896 | Unnamed storm | Tropical storm | 13 mi | 45 mph |
| 1891 | Unnamed storm | Tropical storm | 13 mi | 45 mph |
| 1889 | Unnamed storm | Tropical storm | 17 mi | 45 mph |
| 1888 | Unnamed storm | Tropical storm | 26 mi | 45 mph |
| 1885 | Unnamed hurricane | Category 1 hurricane | 24 mi | 85 mph |
| 1878 | Unnamed storm | Tropical storm | 30 mi | 45 mph |
| 1876 | Unnamed hurricane | Category 1 hurricane | 13 mi | 95 mph |
| 1873 | Unnamed hurricane | Category 2 hurricane | 38 mi | 100 mph |
| 1871 | Unnamed hurricane | Category 2 hurricane | 2 mi | 105 mph |
| 1871 | Unnamed hurricane | Category 2 hurricane | 8 mi | 105 mph |
| 1870 | Unnamed hurricane | Category 1 hurricane | 2 mi | 75 mph |
| 1865 | Unnamed hurricane | Category 1 hurricane | 42 mi | 90 mph |
| 1861 | Unnamed storm | Tropical storm | 38 mi | 60 mph |
Federal disaster declarations covering St. Lucie County
Since 1965, FEMA has issued 36 federal declarations covering St. Lucie County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
- October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
All 36 declarations
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- October 18, 2012 · Hurricane Isaac · Major disaster (DR-4084)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- June 27, 2007 · Okeechobee Fire Complex · Fire management (FM-2696)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- September 22, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1300)
- September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Okeechobee Fire Complex · Fire management (FM-2251)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- October 27, 1995 · Severe Flooding · Major disaster (DR-1074)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- September 14, 1965 · Hurricane Betsy · Major disaster (DR-209)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Port St Lucie Public Adjusters
Homeland serves Port St Lucie property owners, available 24/7 by phone at (772) 807-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Port St Lucie resources after a property loss
The offices a Port St Lucie property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official St. Lucie County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?