Experienced Public Adjusters Serving Paterson Property Owners
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Paterson Storm and Flood Facts
- After the remnants of Hurricane Ida struck on September 1–2, 2021, ABC7 New York reported that rivers in Paterson had still not crested nearly 48 hours later; officials said 60 cars were abandoned across the city, "countless" homes were damaged, and first responders rescued 300 people. Rutgers' New Jersey State Climate Office counted roughly 30 deaths statewide from Ida, most from flash-flood drownings.
- In December 2023, Paterson declared a state of emergency after a Sunday coastal storm, and CBS New York reported on December 19–20 that the Passaic River crested again on Tuesday, "wreaking a second round of havoc on an already waterlogged town," with trucks rescuing people from homes along the river and all Paterson public schools closed on Wednesday, December 20.
- During Hurricane Irene in August 2011, NBC New York reported that the Passaic River crested on Tuesday, August 30, bringing a new round of evacuations in Paterson and Lodi, while flooding continued in Paterson, Little Falls and Montville Township after the state's rivers crested.
- On the Passaic River gauge at Little Falls, where flood stage is 7 feet, the record crest is 17.5 feet on October 10, 1903, and the second-highest is 14.19 feet during Hurricane Irene on August 30, 2011.
- Passaic County was designated for both FEMA Individual Assistance and Public Assistance under the Hurricane Ida major disaster declaration FEMA-4614-DR, declared September 5, 2021.
Insurance Claims We Handle in Paterson
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Paterson.
Flood Damage
Storm surge and flood losses in Paterson, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Paterson homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Paterson businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Paterson condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Paterson rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (973) 899-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Paterson owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Paterson Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Paterson, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Paterson Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Paterson property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Paterson. Si su hogar, negocio o propiedad en Paterson sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 973-899-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (973) 899-3777
In the News Near Paterson, NJ
Paterson Public Adjuster FAQs
Paterson property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle Passaic River flood claims in Paterson?▶
Yes. The Passaic River has flooded Paterson again and again, from Hurricane Irene in 2011 to Ida in 2021 and the December 2023 storm, and Passaic County received a federal disaster declaration after Ida. Homeland documents flood and water damage and handles the claim; call our local line 24/7 at (973) 899-3777.
Does Homeland handle storm, flood and nor’easter claims in Paterson?▶
Yes. Hurricane, tropical storm, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
Does Homeland serve Clifton, Passaic, and Wayne too?▶
Yes. Homeland represents property owners throughout Passaic County, not just Paterson itself, including Clifton, Passaic, and Wayne.
How do I find a public adjuster near me after property damage in Paterson?▶
Call Homeland directly for a free claim review. We serve Paterson, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Paterson properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
By Yeni MartinezPaterson Public Adjusters
Homeland serves Paterson property owners, available 24/7 by phone at (973) 899-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including nearby Passaic County communities such as Clifton, Passaic, Totowa, Haledon, Hawthorne and Prospect Park.
Paterson resources after a property loss
The offices a Paterson property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Passaic County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help