Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Cocoa Beach: Yes. Wherever you are in Cocoa Beach, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (321) 351-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Experienced Public Adjusters Serving Cocoa Beach Property Owners
Cocoa Beach is part of our Brevard County public adjuster services.
Cocoa Beach is part of the area covered by our Central Florida public adjusters.
Request A Free Claim Evaluation
Brevard County Storm and Claim History
- On October 9, 2024, a tornado spawned by the outer bands of Hurricane Milton struck Cocoa Beach. The National Weather Service reported gusts of 85 to 95 mph and the tornado was classified EF-1, damaging homes near St. Croix Avenue; Brevard County Fire Rescue reported "major damage to multiple buildings" along North Atlantic Avenue and downed power lines on South Banana River Boulevard.
- Hurricane Nicole made landfall near Vero Beach on November 10, 2022 as a Category 1 hurricane. The National Hurricane Center's Trident Pier gauge near Cape Canaveral measured 5.83 ft of storm surge, and Florida Power & Light reported 135,200 of its 331,250 Brevard County customers lost power, with wind gusts of 70 to 75 mph in parts of the county.
- Brevard County was included in the federal major disaster declaration for Hurricane Nicole (FEMA DR-4680, declared December 13, 2022), with both Individual Assistance and Public Assistance designated for the county.
- During Hurricane Milton in October 2024, the National Weather Service in Melbourne reports peak gusts across Brevard County of 50 to 70 mph and as high as 80 mph closer to the coast, with 3 to 6.5 inches of rain.
- A preliminary damage assessment after Milton counted 405 structures affected in Brevard County, 33 with major damage, and the county was designated for FEMA Individual Assistance under the Milton declaration (FEMA-4834-DR).
- Average homeowners insurance premium in Brevard County: $3,532 a year with wind coverage, $1,975 without; condominium unit owners $1,454 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Cocoa Beach
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Cocoa Beach.
Flood Damage
Storm surge and flood losses in Cocoa Beach, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Cocoa Beach homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Cocoa Beach businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Cocoa Beach condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (321) 351-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Cocoa Beach owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Cocoa Beach Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Cocoa Beach, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Cocoa Beach Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Cocoa Beach property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Cocoa Beach. Llámenos al 321-351-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (321) 351-3777
In the News Near Cocoa Beach, FL
Cocoa Beach Public Adjuster FAQs
Cocoa Beach property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle wind and tornado claims in Cocoa Beach?▶
Yes. Hurricane Milton spawned an EF-1 tornado in Cocoa Beach and brought gusts up to 80 mph near the Brevard coast in 2024. Homeland documents roof, window and structural damage from wind and tornadoes and handles the claim for you. Call our local line 24/7 at (321) 351-3777.
Does Homeland handle hurricane and storm claims in Cocoa Beach?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Brevard County is within Florida’s hurricane-prone coastal region, and we help Cocoa Beach property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
I need a really good public adjuster in Cocoa Beach. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Cocoa Beach.
Who is actually going to handle my case?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
What percentage do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get me more money from my insurance?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Is there a public adjuster near me in Cocoa Beach?▶
Yes. A licensed Homeland public adjuster comes to your property in Cocoa Beach, and anywhere in Brevard County. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (321) 351-3777, 24/7, in English or Spanish.
My insurance won’t pay. Who do I call?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
My roof (or my AC) is leaking. Is that a claim?▶
It depends on the cause and on your policy, so don’t guess and don’t throw out damaged materials yet. Take photos and video, keep receipts for emergency repairs, and have a licensed public adjuster look at it. Homeland inspects the damage, reads your policy with you and tells you plainly whether it’s worth a claim. Call (321) 351-3777.
Someone told me about Homeland. Are they any good?▶
Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
By Nelson Avila
Storm history near Cocoa Beach
Since 1851, 46 tropical storms and hurricanes have passed within 50 miles of Cocoa Beach, 16 of them hurricanes at their closest point, plus 14 tropical depressions and post-tropical storms. The strongest at its closest point was Matthew (2016), a Category 3 hurricane 34 miles away. Scroll to follow the storms that shaped the area.
Milton · 2024
At its closest point on October 10, 2024, Milton was a Category 1 hurricane about 8 miles from Cocoa Beach, with winds near 80 mph.
Nicole · 2022
At its closest point on November 10, 2022, Nicole was a tropical storm about 41 miles from Cocoa Beach, with winds near 70 mph.
Matthew · 2016
At its closest point on October 7, 2016, Matthew was a Category 3 hurricane about 34 miles from Cocoa Beach, with winds near 120 mph.
Irene · 1999
At its closest point on October 16, 1999, Irene was a Category 1 hurricane about 39 miles from Cocoa Beach, with winds near 75 mph.
Unnamed hurricane · 1893
At its closest point on August 27, 1893, Unnamed hurricane was a Category 3 hurricane about 37 miles from Cocoa Beach, with winds near 120 mph.
All 60 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2024 | Milton | Category 1 hurricane | 8 mi | 80 mph |
| 2022 | Nicole | Tropical storm | 41 mi | 70 mph |
| 2022 | Ian | Tropical storm | 1 mi | 70 mph |
| 2019 | Three | Tropical depression | 41 mi | 35 mph |
| 2017 | Emily | Tropical depression | 35 mi | 35 mph |
| 2016 | Matthew | Category 3 hurricane | 34 mi | 120 mph |
| 2016 | Julia | Tropical storm | 14 mi | 45 mph |
| 2008 | Fay | Tropical storm | 2 mi | 55 mph |
| 2006 | Ernesto | Tropical storm | 2 mi | 45 mph |
| 2005 | Tammy | Tropical storm | 23 mi | 45 mph |
| 2003 | Henri | Tropical depression | 43 mi | 30 mph |
| 2001 | Gabrielle | Tropical storm | 24 mi | 45 mph |
| 1999 | Irene | Category 1 hurricane | 39 mi | 75 mph |
| 1995 | Erin | Category 1 hurricane | 34 mi | 80 mph |
| 1994 | Gordon | Tropical depression | 12 mi | 30 mph |
| 1988 | Keith | Tropical storm | 5 mi | 45 mph |
| 1988 | Chris | Tropical storm | 34 mi | 45 mph |
| 1985 | Bob | Tropical storm | 14 mi | 60 mph |
| 1983 | Barry | Tropical depression | 30 mi | 35 mph |
| 1981 | Dennis | Tropical storm | 14 mi | 40 mph |
| 1981 | Unnamed storm | Tropical depression | 3 mi | 30 mph |
| 1979 | David | Category 2 hurricane | 2 mi | 100 mph |
| 1976 | Dottie | Tropical storm | 38 mi | 45 mph |
| 1974 | Unnamed storm | Tropical storm | 40 mi | 60 mph |
| 1969 | Jenny | Tropical depression | 9 mi | 35 mph |
| 1969 | Gerda | Tropical depression | 16 mi | 35 mph |
| 1968 | Dolly | Tropical storm | 3 mi | 40 mph |
| 1968 | Brenda | Tropical storm | 30 mi | 40 mph |
| 1968 | Abby | Tropical storm | 9 mi | 60 mph |
| 1964 | Cleo | Tropical storm | 15 mi | 50 mph |
| 1962 | Alma | Tropical depression | 22 mi | 35 mph |
| 1959 | Unnamed storm | Tropical storm | 38 mi | 45 mph |
| 1956 | Unnamed storm | Tropical storm | 4 mi | 60 mph |
| 1953 | Hazel | Tropical storm | 43 mi | 70 mph |
| 1950 | King | Category 1 hurricane | 46 mi | 85 mph |
| 1937 | Unnamed storm | Tropical storm | 44 mi | 65 mph |
| 1936 | Unnamed storm | Tropical storm | 31 mi | 60 mph |
| 1928 | Unnamed storm | Tropical storm | 34 mi | 60 mph |
| 1926 | Unnamed hurricane | Category 2 hurricane | 12 mi | 105 mph |
| 1925 | Unnamed storm | Post-tropical storm | 14 mi | 65 mph |
| 1921 | Unnamed storm | Tropical storm | 9 mi | 40 mph |
| 1916 | Unnamed storm | Tropical depression | 10 mi | 35 mph |
| 1915 | Unnamed hurricane | Category 1 hurricane | 15 mi | 75 mph |
| 1909 | Unnamed storm | Tropical depression | 40 mi | 35 mph |
| 1906 | Unnamed storm | Tropical depression | 33 mi | 30 mph |
| 1897 | Unnamed storm | Tropical storm | 39 mi | 50 mph |
| 1893 | Unnamed hurricane | Category 3 hurricane | 41 mi | 120 mph |
| 1893 | Unnamed hurricane | Category 3 hurricane | 37 mi | 120 mph |
| 1892 | Unnamed storm | Tropical storm | 19 mi | 45 mph |
| 1891 | Unnamed storm | Post-tropical storm | 7 mi | 35 mph |
| 1885 | Unnamed hurricane | Category 1 hurricane | 19 mi | 95 mph |
| 1880 | Unnamed hurricane | Category 2 hurricane | 8 mi | 100 mph |
| 1876 | Unnamed hurricane | Category 1 hurricane | 37 mi | 90 mph |
| 1873 | Unnamed hurricane | Category 1 hurricane | 26 mi | 90 mph |
| 1872 | Unnamed storm | Tropical storm | 34 mi | 45 mph |
| 1871 | Unnamed hurricane | Category 1 hurricane | 28 mi | 90 mph |
| 1861 | Unnamed storm | Tropical storm | 9 mi | 65 mph |
| 1859 | Unnamed hurricane | Category 1 hurricane | 19 mi | 85 mph |
| 1858 | Unnamed storm | Tropical storm | 36 mi | 60 mph |
| 1852 | Unnamed storm | Tropical storm | 9 mi | 60 mph |
Federal disaster declarations covering Brevard County
Since 1972, FEMA has issued 43 federal declarations covering Brevard County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
All 43 declarations
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- August 1, 2020 · Hurricane Isaias · Emergency (EM-3533)
- October 21, 2019 · Hurricane Dorian · Major disaster (DR-4468)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- October 8, 2016 · Hurricane Matthew · Major disaster (DR-4283)
- October 6, 2016 · Hurricane Matthew · Emergency (EM-3377)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- May 12, 2008 · Brevard Fire Complex · Fire management (FM-2765)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- April 17, 2001 · Fl - Orlando Complex Fire · Fire management (FM-2357)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- May 28, 2000 · Fl, Orlando District Fire Complex · Fire management (FM-2301)
- October 20, 1999 · Fl-Hurricane Irene-Dr-Req · Major disaster (DR-1306)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- September 22, 1999 · Hurricane Floyd Major Disaster Declarations · Major disaster (DR-1300)
- September 14, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3143)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 15, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2253)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- August 10, 1995 · Hurricane Erin · Major disaster (DR-1062)
- November 28, 1994 · Tropical Storm Gordon Tornadoes Flooding Rainfall · Major disaster (DR-1043)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- March 18, 1985 · Severe Freeze · Major disaster (DR-732)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Cocoa Beach Public Adjusters
Homeland serves Cocoa Beach property owners, available 24/7 by phone at (321) 351-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Cocoa Beach resources after a property loss
The offices a Cocoa Beach property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Brevard County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?