Experienced Public Adjusters Serving New Brunswick Property Owners
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New Brunswick Storm and Flood Facts
- The National Hurricane Center reports that during Hurricane Sandy, storm-tide flooding in Monmouth and Middlesex Counties reached 4 to 9 feet above ground, with the deepest water along Raritan Bay and the Raritan River.
- The National Hurricane Center’s report on Hurricane Ida lists a storm-total rainfall of 7.18 inches at its New Brunswick weather station for August 26 to September 1, 2021.
- The National Hurricane Center estimates that Ida’s freshwater flooding in the northeastern United States caused about $8 to $10 billion of damage in New Jersey.
- Middlesex County was designated for both FEMA Individual Assistance and Public Assistance under the Hurricane Ida major disaster declaration FEMA-4614-DR, declared September 5, 2021, for the September 1–3 storm.
- Upstream on the Raritan River, the Bound Brook gauge’s record crest is 42.13 feet, set September 17, 1999, during Tropical Storm Floyd, with Hurricane Irene a close second at 41.90 feet in August 2011; flood stage there is 28 feet.
Insurance Claims We Handle in New Brunswick
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in New Brunswick.
Flood Damage
Storm surge and flood losses in New Brunswick, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in New Brunswick homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for New Brunswick businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for New Brunswick condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for New Brunswick rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (732) 517-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. New Brunswick owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A New Brunswick Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve New Brunswick, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
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3003982360
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New Brunswick Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. New Brunswick property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en New Brunswick. Si su hogar, negocio o propiedad en New Brunswick sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 732-517-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (732) 517-3777
In the News Near New Brunswick, NJ
New Brunswick Public Adjuster FAQs
New Brunswick property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle Raritan River flood claims in New Brunswick?▶
Yes. The Raritan River corridor floods in major storms; Hurricane Sandy’s storm tide reached 4 to 9 feet above ground in Middlesex and Monmouth Counties, and Middlesex County received a federal disaster declaration after Ida. Homeland documents flood and water damage and handles the claim; call us 24/7 at (732) 517-3777.
Does Homeland handle storm, flood and nor’easter claims in New Brunswick?▶
Yes. Hurricane, tropical storm, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
Does Homeland serve Perth Amboy, Woodbridge Township, and Sayreville too?▶
Yes. Homeland represents property owners throughout Middlesex County, not just New Brunswick itself, including Perth Amboy, Woodbridge Township, and Sayreville.
How do I find a public adjuster near me after property damage in New Brunswick?▶
Call Homeland directly for a free claim review. We serve New Brunswick, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to New Brunswick properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Yisel Dieguez
By Nelson Avila
By Yeni MartinezNew Brunswick Public Adjusters
Homeland serves New Brunswick property owners, available 24/7 by phone at (732) 517-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including nearby Middlesex County communities such as Edison, Piscataway, Perth Amboy, Woodbridge, Highland Park and East Brunswick.
New Brunswick resources after a property loss
The offices a New Brunswick property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Middlesex County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help