Experienced Public Adjusters Serving Hoboken Property Owners
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Hoboken Storm and Flood Facts
- Hurricane Sandy (October 29, 2012) flooded half of Hoboken, and an estimated 20,000 people were stranded in the city, according to New Jersey's state hazard mitigation plan. Local reporting recalls households south of Seventh Street surrounded by floodwater and the National Guard being brought in.
- Tropical Storm Henri soaked Hoboken through the weekend of August 21–22, 2021, and by Monday, August 23, Patch reported at least five intersections in west and south Hoboken were still flooded, including near 700 First Street, First Street and Paterson Avenue, and Fourth Street — Hoboken's third flash flood that summer after two separate July 2021 events.
- On September 2, 2021, after the remnants of Hurricane Ida, the National Weather Service extended its flood warning for Hoboken and reported 5 to 8.5 inches of rain by radar estimate. Patch reported it was Hoboken's fourth flooding event of the summer, with intersections near Columbus Park and Sixth, Seventh and Ninth Streets still flooded the next day.
- FEMA’s Hurricane Sandy major disaster declaration for New Jersey, dated October 30, 2012, included Hudson County among the first eight counties designated for Individual Assistance.
- After the remnants of Hurricane Ida in September 2021, FEMA designated Hudson County for both Individual Assistance and Public Assistance under disaster 4614.
Insurance Claims We Handle in Hoboken
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Hoboken.
Flood Damage
Storm surge and flood losses in Hoboken, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Hoboken homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Hoboken businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Hoboken condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Hoboken rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (201) 734-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Hoboken owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Hoboken Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Hoboken, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
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3003982360
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Hoboken Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Hoboken property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Hoboken. Si su hogar, negocio o propiedad en Hoboken sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 201-734-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (201) 734-3777
In the News Near Hoboken, NJ
Hoboken Public Adjuster FAQs
Hoboken property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle basement and street-flooding claims in Hoboken?▶
Yes. Hurricane Sandy flooded half of Hoboken in 2012, and Hudson County was designated for FEMA Individual Assistance after both Sandy and the remnants of Hurricane Ida in 2021. Homeland documents flood and water damage, including what your policy may treat differently, and handles the claim for you; call our local line 24/7 at (201) 734-3777.
Does Homeland handle storm, flood and nor’easter claims in Hoboken?▶
Yes. Hurricane, tropical storm, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
How do I find a public adjuster near me after property damage in Hoboken?▶
Call Homeland directly for a free claim review. We serve Hoboken, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Hoboken properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
By Yisel DieguezHoboken Public Adjusters
Homeland serves Hoboken property owners, available 24/7 by phone at (201) 734-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including nearby Hudson County communities such as Weehawken, Union City, West New York, Secaucus, Guttenberg and Jersey City.
Hoboken resources after a property loss
The offices a Hoboken property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Hudson County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help