Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Sarasota: Yes. Wherever you are in Sarasota, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (941) 267-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Nearby areas we serve: Public adjuster in Bradenton · Public adjuster in St Petersburg · All Florida cities and counties
Experienced Public Adjusters Serving Sarasota Property Owners
Sarasota is part of the area covered by our Central Florida public adjusters.
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Sarasota County Storm and Claim History
- Hurricane Milton made landfall near Siesta Key on October 9, 2024, as a Category 3 storm. The National Weather Service's Tampa Bay event summary recorded a barometric pressure of 959.0 mb at a Sarasota station — the lowest pressure reading in its report — along with sustained winds of about 69 mph and gusts to 102 mph at Sarasota/Bradenton International Airport.
- Hurricane Ian in September 2022 largely spared Sarasota-Manatee from major storm surge compared to areas farther south, but still produced damaging winds and rain; in Sarasota County, 56,270 insurance claims were filed after Ian, according to Florida Office of Insurance Regulation data — the third-highest county total in the state.
- Hurricane Milton's landfall also triggered the largest single-day tornado outbreak in Florida history, with 45 confirmed tornadoes statewide on October 9, 2024, including an EF1 near El Jobean in neighboring Charlotte County that began as a waterspout.
- Tropical Storm Debby dropped 16.98 inches of rain at a Sarasota County gauge during August 3–5, 2024, and the National Weather Service in Tampa Bay reports totals of 15 to 20 inches in parts of Manatee and Sarasota counties, closing numerous roads and requiring water rescues.
- Sarasota County was among the counties designated for FEMA Individual Assistance under Hurricane Irma major disaster declaration FEMA-4337-DR, declared September 10, 2017.
- Average homeowners insurance premium in Sarasota County: $3,457 a year with wind coverage, $1,482 without; condominium unit owners $1,759 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Sarasota
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Sarasota.
Flood Damage
Storm surge and flood losses in Sarasota, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Sarasota homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Sarasota businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Sarasota condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (941) 267-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Sarasota owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Sarasota Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Sarasota, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Sarasota Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Sarasota property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Sarasota. Llámenos al 941-267-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (941) 267-3777
What If an Aircraft Hit Your Property in Sarasota?
In the News Near Sarasota, FL
Sarasota Public Adjuster FAQs
Sarasota property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle flood and rain damage claims in Sarasota?▶
Yes. Sarasota faces more than wind: Tropical Storm Debby dropped nearly 17 inches of rain at a Sarasota County gauge in August 2024, two months before Hurricane Milton made landfall near Siesta Key. Homeland documents flood, rain and wind damage and handles the claim; call our local line 24/7 at (941) 267-3777.
Does Homeland handle hurricane and storm claims in Sarasota?▶
Yes. Hurricane, wind and storm claims are among the losses Homeland handles. Sarasota County is within Florida’s hurricane-prone coastal region, and we help Sarasota property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
I need a really good public adjuster in Sarasota. How do I pick one?▶
Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Sarasota.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.
How much do you charge?▶
Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Sarasota and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Sarasota, and anywhere in Sarasota County, including Bradenton and St Petersburg. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (941) 267-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.
I already opened a claim. Can I still hire a public adjuster?▶
Yes. You can bring in a public adjuster at any stage: right after you report the claim, while the insurer is still inspecting, or after an offer or a denial. We review what has been filed and said so far, and from then on we deal with the insurer for you.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
I need a good public adjuster for damage at my house in Sarasota. Where do I start?▶
Call a licensed public adjuster before you sign anything or throw anything out. Homeland answers 24/7 at (941) 267-3777, and a licensed adjuster comes to your property in Sarasota, inspects and photographs the damage and explains your options in English or Spanish. The claim review is free. No recovery, no fee.
By Nelson Avila
Storm history near Sarasota
Since 1851, 50 tropical storms and hurricanes have passed within 50 miles of Sarasota, 21 of them hurricanes at their closest point, plus 9 tropical depressions and post-tropical storms. The strongest at its closest point was Charley (2004), a Category 4 hurricane 36 miles away. Scroll to follow the storms that shaped the area.
Milton · 2024
At its closest point on October 10, 2024, Milton was a Category 3 hurricane about 5 miles from Sarasota, with winds near 115 mph.
Ian · 2022
At its closest point on September 28, 2022, Ian was a Category 4 hurricane about 48 miles from Sarasota, with winds near 130 mph.
Irma · 2017
At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 38 miles from Sarasota, with winds near 85 mph.
Charley · 2004
At its closest point on August 13, 2004, Charley was a Category 4 hurricane about 36 miles from Sarasota, with winds near 130 mph.
All 59 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2024 | Milton | Category 3 hurricane | 5 mi | 115 mph |
| 2022 | Ian | Category 4 hurricane | 48 mi | 130 mph |
| 2017 | Irma | Category 1 hurricane | 38 mi | 85 mph |
| 2017 | Emily | Tropical storm | 11 mi | 55 mph |
| 2007 | Barry | Tropical depression | 15 mi | 35 mph |
| 2004 | Charley | Category 4 hurricane | 36 mi | 130 mph |
| 2003 | Henri | Tropical depression | 42 mi | 35 mph |
| 2001 | Gabrielle | Tropical storm | 8 mi | 65 mph |
| 1990 | Marco | Tropical storm | 13 mi | 60 mph |
| 1988 | Keith | Tropical storm | 4 mi | 65 mph |
| 1987 | Unnamed storm | Tropical depression | 28 mi | 25 mph |
| 1984 | Unnamed storm | Tropical depression | 21 mi | 30 mph |
| 1983 | Barry | Tropical depression | 1 mi | 30 mph |
| 1980 | Unnamed storm | Tropical depression | 37 mi | 30 mph |
| 1969 | Jenny | Tropical depression | 38 mi | 30 mph |
| 1968 | Unnamed storm | Tropical depression | 44 mi | 30 mph |
| 1968 | Abby | Tropical storm | 36 mi | 60 mph |
| 1966 | Unnamed storm | Tropical storm | 23 mi | 45 mph |
| 1966 | Alma | Category 2 hurricane | 46 mi | 105 mph |
| 1960 | Florence | Tropical depression | 30 mi | 30 mph |
| 1960 | Donna | Category 2 hurricane | 40 mi | 100 mph |
| 1959 | Judith | Tropical storm | 44 mi | 65 mph |
| 1959 | Unnamed storm | Tropical storm | 48 mi | 45 mph |
| 1953 | Hazel | Category 1 hurricane | 49 mi | 85 mph |
| 1951 | How | Tropical storm | 46 mi | 65 mph |
| 1950 | Easy | Category 2 hurricane | 49 mi | 95 mph |
| 1947 | Unnamed storm | Tropical storm | 43 mi | 60 mph |
| 1946 | Unnamed hurricane | Category 1 hurricane | 8 mi | 85 mph |
| 1945 | Unnamed hurricane | Category 1 hurricane | 47 mi | 85 mph |
| 1945 | Unnamed storm | Tropical storm | 34 mi | 40 mph |
| 1944 | Unnamed hurricane | Category 2 hurricane | 5 mi | 100 mph |
| 1941 | Unnamed storm | Tropical storm | 23 mi | 70 mph |
| 1935 | Unnamed hurricane | Category 4 hurricane | 22 mi | 130 mph |
| 1933 | Unnamed storm | Tropical storm | 23 mi | 45 mph |
| 1930 | Unnamed storm | Tropical storm | 15 mi | 45 mph |
| 1928 | Unnamed hurricane | Category 2 hurricane | 46 mi | 100 mph |
| 1928 | Unnamed storm | Tropical storm | 29 mi | 60 mph |
| 1926 | Unnamed hurricane | Category 3 hurricane | 29 mi | 115 mph |
| 1921 | Unnamed hurricane | Category 3 hurricane | 47 mi | 115 mph |
| 1916 | Unnamed storm | Tropical storm | 49 mi | 45 mph |
| 1910 | Unnamed hurricane | Category 1 hurricane | 38 mi | 85 mph |
| 1904 | Unnamed storm | Tropical storm | 40 mi | 40 mph |
| 1903 | Unnamed storm | Tropical storm | 11 mi | 60 mph |
| 1901 | Unnamed storm | Tropical storm | 25 mi | 50 mph |
| 1899 | Unnamed storm | Tropical storm | 42 mi | 55 mph |
| 1899 | Unnamed storm | Tropical storm | 41 mi | 65 mph |
| 1898 | Unnamed storm | Tropical storm | 41 mi | 40 mph |
| 1897 | Unnamed storm | Tropical storm | 35 mi | 60 mph |
| 1894 | Unnamed hurricane | Category 1 hurricane | 46 mi | 95 mph |
| 1892 | Unnamed storm | Tropical storm | 20 mi | 50 mph |
| 1888 | Unnamed hurricane | Category 1 hurricane | 41 mi | 85 mph |
| 1886 | Unnamed hurricane | Category 1 hurricane | 49 mi | 80 mph |
| 1878 | Unnamed storm | Tropical storm | 5 mi | 50 mph |
| 1873 | Unnamed storm | Tropical storm | 31 mi | 60 mph |
| 1872 | Unnamed storm | Tropical storm | 39 mi | 60 mph |
| 1859 | Unnamed hurricane | Category 1 hurricane | 30 mi | 90 mph |
| 1859 | Unnamed storm | Tropical storm | 47 mi | 45 mph |
| 1858 | Unnamed storm | Tropical storm | 17 mi | 70 mph |
| 1852 | Unnamed hurricane | Category 1 hurricane | 48 mi | 80 mph |
Federal disaster declarations covering Sarasota County
Since 1968, FEMA has issued 46 federal declarations covering Sarasota County for storms, floods, winter weather, freezes and fires.
- October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
- October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
- September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
- September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
- August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
- August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
- August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
- August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 46 declarations
- December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
- November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
- September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
- September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
- July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
- November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
- August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
- September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
- September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
- September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
- July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
- August 24, 2008 · Tropical Storm Fay · Major disaster (DR-1785)
- August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
- October 24, 2005 · Hurricane Wilma · Major disaster (DR-1609)
- September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
- September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
- September 16, 2004 · Hurricane Ivan · Major disaster (DR-1551)
- September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
- August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
- July 29, 2003 · Severe Storms and Flooding · Major disaster (DR-1481)
- September 28, 2001 · Severe Storms, Tornadoes and Flooding Associated with Tropical Storm Gabrielle · Major disaster (DR-1393)
- April 18, 2001 · Fl - Myakka Complex Fire · Fire management (FM-2358)
- February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
- May 16, 2000 · Flowers-Myakka Fire Complex · Fire management (FM-2298)
- October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
- April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
- April 23, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2260)
- September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
- June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
- January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
- October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
- March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
- August 14, 1992 · Severe Storms & Flooding · Major disaster (DR-952)
- January 15, 1990 · Severe Freeze · Major disaster (DR-851)
- July 7, 1982 · Severe Storms and Flooding · Major disaster (DR-664)
- January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
- June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
- November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Sarasota Public Adjusters
Homeland serves Sarasota property owners, available 24/7 by phone at (941) 267-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Sarasota resources after a property loss
The offices a Sarasota property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Sarasota County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?