Experienced Public Adjusters Serving Ocean County Property Owners
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Ocean County Storm Facts
- A FEMA aerial damage assessment after Superstorm Sandy (October 29, 2012) found more than 40,000 of the roughly 72,000 buildings it identified statewide as damaged or destroyed were in Ocean County.
- On Long Beach Island alone, estimated damage topped $750 million. In Mantoloking, about two dozen oceanfront homes were torn from their foundations and ruptured gas lines sparked fires that destroyed 14 more. In Seaside Heights, a 50-foot section of the Funtown Pier washed into the ocean and 40 of its 44 rides were damaged.
- During Superstorm Sandy, the barrier island at Mantoloking was breached, connecting the Atlantic Ocean with Barnegat Bay, according to the U.S. Geological Survey.
- New Jersey’s 2019 State Hazard Mitigation Plan lists Ocean County among the counties with more than 1,000 repetitive-loss flood properties, with $208,160,863 in repetitive-loss flood insurance claims paid.
Insurance Claims We Handle in Ocean County
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Ocean County.
Flood Damage
Storm surge and flood losses in Ocean County, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Ocean County homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Ocean County businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Ocean County condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Ocean County rental owners.
Not sure which claim fits?
Call us 24/7. New Jersey (732) 517-3777. Florida (305) 783-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Ocean County owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Ocean County Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Ocean County, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
New Jersey Public Adjusting Standards & Resources
Homeland Public Adjusters is licensed as a public adjuster firm in New Jersey (firm license 3003982360). New Jersey insurers are required to follow the claim-handling timelines in N.J.A.C. 11:2-17, and policyholders can contact the New Jersey Department of Banking and Insurance with questions or complaints.
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Ocean County Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Ocean County property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Ocean County. Si su hogar, negocio o propiedad en Ocean County sufrió daños, nuestro equipo está disponible para ayudarle con su reclamo de seguro. Llámenos al 732-517-3777 (Nueva Jersey) o al 305-783-3777 (Florida).
Call Us Now: (732) 517-3777
Cities We Serve in Ocean County
Homeland’s Ocean County public adjusters also have local pages for Toms River, NJ.
In the News Near Ocean County, NJ
Ocean County Public Adjuster FAQs
Ocean County property owners often have questions about their rights, responsibilities and options during an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle repeat flood claims in Ocean County?▶
Yes. New Jersey’s state hazard mitigation plan counts more than 1,000 repetitive-loss flood properties in Ocean County, so many owners have filed more than once. Homeland documents each loss on its own and handles the claim with your insurer; call our local line 24/7 at (732) 517-3777.
Does Homeland handle storm and flood claims in Ocean County?▶
Yes. Hurricane, nor’easter, wind and flood claims are among the losses Homeland handles in New Jersey. Ocean County absorbed more Superstorm Sandy building damage than any other New Jersey county in 2012, and we help Ocean County property owners document damage from storms, flooding and nor’easters, including claims under both NFIP and private flood policies.
How long does an insurance company have to respond to my claim in New Jersey?▶
New Jersey regulations require insurers to begin an investigation within 10 working days of notice of a claim, and set a 30-calendar-day period, running from receipt of a properly executed proof of loss, for first-party claims. If more time is needed, the insurer must explain why in writing, with updates every 45 days, unless a clear justification or other law provides otherwise.
How do I find a public adjuster near me after property damage in Ocean County?▶
Call Homeland directly for a free claim review. We serve Ocean County, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Ocean County properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Ocean County Public Adjusters
Homeland serves Ocean County property owners, available 24/7 by phone at (732) 517-3777 (New Jersey) and (305) 783-3777 (Florida). We handle claims across all of Florida and New Jersey, including Toms River, Seaside Heights, Lakewood, Brick and Barnegat.
Ocean County resources after a property loss
The offices a Ocean County property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Ocean County and state sources.
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help