Experienced Public Adjusters Serving Nassau County Property Owners
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Nassau County Storm History
- A week after Hurricane Irma struck in September 2017, Nassau County's initial damage assessment, covering 132 structures, had already topped $9 million.
- That figure excluded flooded structures, since some flooded areas were still inaccessible a week after the storm — officials expected the final total to run significantly higher once those were counted.
- During Hurricane Irma in September 2017, the tide gauge at Fernandina Beach recorded a storm surge of 7.78 feet, the highest surge in the Florida Climate Center’s statewide Irma table, ahead of every gauge on the St. Johns River.
- Average homeowners insurance premium in Nassau County: $3,051 a year with wind coverage, $1,608 without; condominium unit owners $1,809 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Nassau County
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Nassau County.
Flood Damage
Storm surge and flood losses in Nassau County, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Nassau County homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Nassau County businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Nassau County condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (904) 977-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Nassau County owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Nassau County Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Nassau County, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Nassau County Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Nassau County property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Nassau County. Llámenos al 904-977-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (904) 977-3777
In the News Near Nassau County, FL
Nassau County Public Adjuster FAQs
Nassau County property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm surge and flood claims in Nassau County?▶
Yes. Coastal Nassau County is exposed to surge: Fernandina Beach recorded a 7.78-foot storm surge during Hurricane Irma, and the county’s early Irma damage assessment topped $9 million before flooded structures were even counted. Homeland documents the loss and handles the claim; call our local line 24/7 at (904) 977-3777.
Does Homeland handle hurricane claims in Nassau County?▶
Yes. Hurricane, wind and flood claims are among the losses Homeland handles. Nassau County's initial Hurricane Irma damage assessment topped $9 million in 2017, excluding flooded structures, and we help Nassau County property owners document damage from hurricanes, tropical storms, storm surge and heavy rain.
Does Homeland serve Fernandina Beach, Callahan, and Hilliard too?▶
Yes. Homeland represents property owners throughout Nassau County, including Fernandina Beach, Callahan, and Hilliard.
How do I find a public adjuster near me after property damage in Nassau County?▶
Call Homeland directly for a free claim review. We serve Nassau County, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Nassau County Public Adjusters
Homeland serves Nassau County property owners, available 24/7 by phone at (904) 977-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey, including Fernandina Beach, Amelia Island and Yulee, near our Jacksonville coverage area.
Nassau County resources after a property loss
The offices a Nassau County property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Nassau County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help