Downtown Tampa, FL skyline — Homeland Public Adjusters serves Tampa property owners

Public Adjuster in Tampa, FL

Wherever you are in Tampa, we come to you. A licensed Homeland public adjuster comes to your property in Tampa within hours — no need to visit an office. Serving Hillsborough County and all of Florida since 2006, in English and Spanish.

Local line for Tampa: (813) 807-3777 · Main office: (305) 783-3777. Both reach the same Homeland team, 24/7.

Homeland Public Adjusters works for Tampa homeowners and businesses, not their insurance companies. In 2024, Hurricane Helene’s storm surge flooded land around Tampa Bay and Hurricane Milton’s winds and rain followed weeks later, sending the Hillsborough River to record crests. We document the damage, prepare the claim and negotiate it for you. Call our local line 24/7 at (813) 807-3777. No Recovery, No Fee. We also serve neighbors in Wesley Chapel, Temple Terrace, Brandon, Riverview, Land O’ Lakes, Lutz, Plant City and New Port Richey.

No Recovery, No Fee.
Licensed in Florida (W818638) & New Jersey (3003982360)
Serving Property Owners Since 2006
Available 24/7 · Se Habla Español
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Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

Damage happening right now? Don't wait on a form. Call (813) 807-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

  • Serves Tampa: Yes. Wherever you are in Tampa, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (813) 807-3777, 24/7.
  • Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
  • Alberto Enriquez: Senior licensed public adjuster, Florida P112658
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
  • Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
  • Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.

How It Works: 5 Steps

  1. Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
  2. A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
  3. We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
  4. We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
  5. You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.

Experienced Public Adjusters Serving Tampa Property Owners

Comparing adjusters? Use our 10-point test for the best public adjuster in Tampa, with local storm and flood facts, or see the Florida guide.

Tampa is part of the area covered by our Central Florida public adjusters.

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Tampa, FL — Homeland Public Adjusters serves Tampa property owners
Greetings from
Tampa, FL
Serving Hillsborough County property owners since 2006
Homeland Public Adjusters
24/7
TAMPA AT A GLANCE

Tampa Bay Hurricane and Flood Facts

  • During Hurricane Helene in September 2024, the National Hurricane Center found that storm surge flooded land within Tampa Bay to depths of 5 to 7 feet above ground level.
  • Heavy rain from Hurricane Milton in October 2024 caused widespread river and urban flooding in the St. Petersburg-Tampa area, where the National Hurricane Center reports record-high crests on the Hillsborough River.
  • Tampa International Airport recorded 11.73 inches of total rain from Hurricane Milton in October 2024, according to the National Hurricane Center’s observations table.
  • During Hurricane Irma in September 2017, the McKay Bay tide gauge in Hillsborough County recorded a storm surge of 3.07 feet, and a CoCoRaHS station near Lutz in the county measured 16.08 inches of rain, the highest total in the Florida Climate Center’s Irma table.
  • Hillsborough County was among the counties designated for FEMA Individual Assistance under Hurricane Irma major disaster declaration FEMA-4337-DR, declared September 10, 2017.
  • Average homeowners insurance premium in Hillsborough County: $3,525 a year with wind coverage, $2,676 without; condominium unit owners $1,353 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Sources: NOAA National Hurricane Center, Hurricane Helene and Hurricane Milton reports.
More sources: Florida Climate Center (Florida State University), Hurricane Irma summary; FEMA, Preliminary Damage Assessment Report FEMA-4337-DR (Hurricane Irma).

Insurance Claims We Handle in Tampa

Get the Adjuster Advantage™

Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Tampa owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.

Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.

Get the Adjuster Advantage™ App
Adjuster Advantage™ Tools & Benefits
◆ Policy Scan™
◆ Safety Vault™
◆ Coverage Talk™
◆ Renewal Radar™
◆ Certificate Pack™
◆ Lifeline Card™
◆ Flood Lens™
◆ Prep Alert™
◆ 90DAY XPlus™
◆ Prep Kit™
◆ Damage Guide™
◆ Readiness Check
For Condos, HOAs, Co-ops and Master Associations
Master-policy Policy Scan™, a Safety Vault™ Building Record, 90DAY XPlus™ reminders, Prep Alerts with a Building Storm Check-in, and a Manager Portfolio. Florida associations today.
See Community Associations

A Tampa Claims Team Working for Policyholders

Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Tampa, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.

Professional Standards & Industry Resources

Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).

Meet Our Team
Licensed FL & NJ
Public Adjusters
FL Agency License
W818638
NJ Firm License
3003982360
FAPIA
Member

Tampa Property Damage? Help Is Available 24/7

After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Tampa property owners can reach Homeland anytime they need guidance.

Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Tampa. Llámenos al 813-807-3777 (Florida) o al 732-517-3777 (Nueva Jersey).

Call Us Now: (813) 807-3777
Water-damaged garage ceiling and electrical panel at a home in Tampa, FL

In the News Near Tampa, FL

In the News. When Hurricane Milton hit Tampa on October 10, 2024, its winds sheared an entire exterior wall off an office building on South 22nd Street — home to the fourth-generation family business Pilgrim Permocoat — exposing all three floors, staircases, and furniture inside, Fox 13 News reported. The company had boarded up its windows ahead of the storm but, like many property owners, hadn't planned for losing an entire wall. That gap between what owners prepare for and what a major hurricane actually does is exactly why commercial and residential wind claims so often come in underestimated: insurers' adjusters may assess only the visible, boarded-up damage rather than the structural failure behind it. Tampa remains one of the hardest-hit cities for wind and storm-surge exposure in the state, and a proper claim needs documentation that matches the real scope of loss. If Hurricane Milton or any other storm damaged your Tampa home or business, Homeland Public Adjusters can build and negotiate your claim for you — No Recovery, No Fee.
Tampa skyline and the Hillsborough River, Florida
Tampa skyline and the Hillsborough River, Florida

Tampa Public Adjuster FAQs

Still have questions?
Call us 24/7 and talk to the Homeland team.
(813) 807-3777(732) 517-3777 · New Jersey

Tampa property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.

Does Homeland handle storm surge and flood claims in Tampa?▶

Yes. Tampa Bay floods from both surge and rain: Hurricane Helene’s surge reached 5 to 7 feet above ground within the bay in 2024, and Hurricane Milton brought 11.73 inches of rain to Tampa International Airport weeks later. Homeland documents surge, flood and wind damage and handles the claim; call our local line 24/7 at (813) 807-3777.

Does Homeland handle hurricane and flood claims in Tampa?▶

Yes. Hurricane, wind and flood claims are among the losses Homeland handles, including claims under both NFIP and private flood policies. Tampa-area owners have lived through Hurricanes Helene and Milton.

I need a really good public adjuster in Tampa. How do I pick one?▶

Judge every firm the same way: an active license you can look up on the Florida DFS licensee search, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: named licensed adjusters, firm license W818638, serving Florida property owners since 2006, English and Spanish, and a licensed adjuster at your property in Tampa.

Who will personally handle my claim?▶

A licensed Homeland public adjuster, named to you on the first call. Our team: Yeni Martinez, President (Florida public adjuster license P103370), Alberto Enriquez (P112658), Yisel Dieguez (W873884) and Nelson Avila (Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire). Each license is linked under Verify Homeland.

How much do you charge?▶

Florida law caps what any public adjuster can charge (Florida fee limits). Homeland explains its fee in your written agreement before you sign, so you know it up front. No recovery, no fee. And after you sign, you can still cancel within the period Florida law gives you (your cancellation rights).

Can you get my insurance to pay more?▶

We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.

Can someone come out to my place in Tampa and look at the damage?▶

Yes. A licensed Homeland public adjuster comes to your property in Tampa, and anywhere in Hillsborough County, including St Petersburg and Clearwater. Our office is in Miami Lakes (visits by appointment), but you don’t need to go there. Call (813) 807-3777, 24/7, in English or Spanish.

The insurer already offered money (or paid nothing). Can you still help?▶

A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and can reopen or supplement the claim within Florida’s deadlines. Read Claim denied? What to do next.

Someone told me about Homeland. Are they any good?▶

Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: Florida firm license W818638, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.

Can I see results from claims like mine?▶

Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.

Water got into my house. Who can help?▶

If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Tampa: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (813) 807-3777, 24/7.

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Insights for Tampa Owners

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Talk to a Public Adjuster About Your Tampa Claim

If damage has affected your Tampa home, business, or community property, you don't have to handle the insurance process alone. Homeland Public Adjusters can review your situation, explain how public adjuster representation works, and help you decide the next steps for a new, active, denied, or underpaid claim.

Start Your Claim
Yeni Martinez
Senior PA · FL & NJ
Alberto Enriquez
Senior PA · FL
Yisel Dieguez
Licensed PA · FL & NJ
Nelson Avila
Licensed PA · FL
STORM HISTORY

Storm history near Tampa

Since 1851, 49 tropical storms and hurricanes have passed within 50 miles of Tampa, 19 of them hurricanes at their closest point, plus 14 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1935), a Category 3 hurricane 45 miles away. Scroll to follow the storms that shaped the area.

Cat 5Cat 4Cat 3Cat 2Cat 1Tropical stormPost-tropical storm
Category 2 hurricane

Milton · 2024

At its closest point on October 10, 2024, Milton was a Category 2 hurricane about 30 miles from Tampa, with winds near 105 mph.

Category 1 hurricane

Irma · 2017

At its closest point on September 11, 2017, Irma was a Category 1 hurricane about 21 miles from Tampa, with winds near 75 mph.

Category 2 hurricane

Charley · 2004

At its closest point on August 13, 2004, Charley was a Category 2 hurricane about 47 miles from Tampa, with winds near 105 mph.

Category 3 hurricane

Unnamed hurricane · 1935

At its closest point on September 4, 1935, Unnamed hurricane was a Category 3 hurricane about 45 miles from Tampa, with winds near 125 mph.

Category 3 hurricane

Unnamed hurricane · 1921

At its closest point on October 25, 1921, Unnamed hurricane was a Category 3 hurricane about 19 miles from Tampa, with winds near 110 mph.

All 63 storms within 50 miles
YearStormAt closest pointDistanceWinds
2024MiltonCategory 2 hurricane30 mi105 mph
2022NicoleTropical storm38 mi55 mph
2017IrmaCategory 1 hurricane21 mi75 mph
2017EmilyTropical storm32 mi50 mph
2007BarryTropical depression6 mi35 mph
2004JeanneTropical storm24 mi65 mph
2004FrancesTropical storm13 mi65 mph
2004CharleyCategory 2 hurricane47 mi105 mph
2003HenriTropical depression6 mi30 mph
2001GabrielleTropical storm32 mi60 mph
1995JerryTropical depression46 mi40 mph
1995ErinTropical storm25 mi60 mph
1992Unnamed stormTropical depression44 mi35 mph
1990MarcoTropical storm26 mi50 mph
1988KeithTropical storm38 mi55 mph
1987Unnamed stormTropical depression2 mi25 mph
1984Unnamed stormTropical depression22 mi30 mph
1984IsidoreTropical storm34 mi50 mph
1983BarryTropical depression40 mi30 mph
1982Unnamed stormTropical storm50 mi45 mph
1980Unnamed stormTropical depression25 mi30 mph
1971Unnamed stormTropical depression13 mi30 mph
1969JennyTropical depression9 mi30 mph
1968GladysCategory 2 hurricane43 mi100 mph
1968Unnamed stormTropical depression7 mi30 mph
1966Unnamed stormTropical storm34 mi45 mph
1965Unnamed stormTropical depression37 mi30 mph
1960FlorenceTropical depression15 mi30 mph
1960DonnaCategory 1 hurricane43 mi85 mph
1959Unnamed stormTropical storm10 mi45 mph
1950EasyCategory 1 hurricane24 mi75 mph
1949Unnamed hurricaneCategory 1 hurricane23 mi75 mph
1947Unnamed stormTropical storm35 mi65 mph
1946Unnamed hurricaneCategory 1 hurricane5 mi80 mph
1945Unnamed hurricaneCategory 1 hurricane44 mi85 mph
1945Unnamed hurricaneCategory 1 hurricane46 mi80 mph
1944Unnamed hurricaneCategory 1 hurricane14 mi95 mph
1941Unnamed stormTropical depression42 mi25 mph
1939Unnamed stormTropical storm12 mi60 mph
1937Unnamed stormTropical storm19 mi60 mph
1935Unnamed hurricaneCategory 3 hurricane45 mi125 mph
1933Unnamed stormTropical storm24 mi65 mph
1930Unnamed stormTropical storm11 mi40 mph
1928Unnamed hurricaneCategory 1 hurricane26 mi95 mph
1928Unnamed stormTropical storm37 mi45 mph
1921Unnamed hurricaneCategory 3 hurricane19 mi110 mph
1916Unnamed stormTropical storm29 mi45 mph
1910Unnamed hurricaneCategory 1 hurricane35 mi75 mph
1909Unnamed stormTropical storm34 mi40 mph
1903Unnamed stormTropical storm29 mi60 mph
1899Unnamed stormTropical storm2 mi45 mph
1898Unnamed stormTropical storm3 mi40 mph
1892Unnamed stormTropical storm20 mi50 mph
1888Unnamed stormTropical storm19 mi45 mph
1887Unnamed stormTropical storm19 mi45 mph
1886Unnamed hurricaneCategory 1 hurricane37 mi80 mph
1880Unnamed stormTropical storm43 mi70 mph
1878Unnamed hurricaneCategory 2 hurricane38 mi105 mph
1873Unnamed stormTropical storm11 mi60 mph
1872Unnamed stormTropical storm3 mi55 mph
1859Unnamed hurricaneCategory 1 hurricane9 mi90 mph
1858Unnamed stormTropical storm17 mi65 mph
1852Unnamed hurricaneCategory 1 hurricane6 mi75 mph

Federal disaster declarations covering Hillsborough County

Since 1968, FEMA has issued 45 federal declarations covering Hillsborough County for storms, floods, winter weather, freezes and fires.

21 Hurricanes7 Severe storms5 Tropical storms5 Fires4 Freezes1 Tornadoes1 Floods1 Coastal storms
  • October 11, 2024 · Hurricane Milton · Major disaster (DR-4834)
  • October 7, 2024 · Hurricane Milton · Emergency (EM-3622)
  • September 28, 2024 · Hurricane Helene · Major disaster (DR-4828)
  • September 24, 2024 · Tropical Storm Helene · Emergency (EM-3615)
  • August 10, 2024 · Hurricane Debby · Major disaster (DR-4806)
  • August 3, 2024 · Tropical Storm Debby · Emergency (EM-3605)
  • August 31, 2023 · Hurricane Idalia · Major disaster (DR-4734)
  • August 28, 2023 · Tropical Storm Idalia · Emergency (EM-3596)
All 45 declarations
  • December 13, 2022 · Hurricane Nicole · Major disaster (DR-4680)
  • November 8, 2022 · Tropical Storm Nicole · Emergency (EM-3587)
  • September 29, 2022 · Hurricane Ian · Major disaster (DR-4673)
  • September 24, 2022 · Tropical Storm Ian · Emergency (EM-3584)
  • July 4, 2021 · Tropical Storm Elsa · Emergency (EM-3561)
  • November 11, 2020 · Hurricane Eta · Emergency (EM-3551)
  • August 30, 2019 · Hurricane Dorian · Emergency (EM-3419)
  • October 9, 2018 · Hurricane Michael · Emergency (EM-3405)
  • September 10, 2017 · Hurricane Irma · Major disaster (DR-4337)
  • September 5, 2017 · Hurricane Irma · Emergency (EM-3385)
  • September 28, 2016 · Hurricane Hermine · Major disaster (DR-4280)
  • July 3, 2012 · Tropical Storm Debby · Major disaster (DR-4068)
  • August 21, 2008 · Tropical Storm Fay · Emergency (EM-3288)
  • September 5, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3220)
  • September 26, 2004 · Hurricane Jeanne · Major disaster (DR-1561)
  • September 4, 2004 · Hurricane Frances · Major disaster (DR-1545)
  • August 13, 2004 · Tropical Storm Bonnie and Hurricane Charley · Major disaster (DR-1539)
  • March 18, 2001 · Fl - Lakeland Complex Fire · Fire management (FM-2353)
  • February 5, 2001 · Severe Freeze · Major disaster (DR-1359)
  • May 20, 2000 · Lakeland District Fire · Fire management (FM-2300)
  • October 15, 1999 · Tropical Storm Irene - Florida · Emergency (EM-3150)
  • April 27, 1999 · Fl-Fires 04/15/99 · Emergency (EM-3139)
  • April 21, 1999 · Fl-Fires 04/13/99 · Fire management (FM-2259)
  • September 25, 1998 · Hurricane Grorges · Emergency (EM-3131)
  • June 18, 1998 · Extreme Fire Hazard · Major disaster (DR-1223)
  • January 6, 1998 · Severe Storms, High Winds, Tornadoes, and Flooding · Major disaster (DR-1195)
  • October 15, 1996 · Tropical Storm Josephine · Major disaster (DR-1141)
  • March 13, 1993 · Tornadoes, Flooding, High Winds & Tides, Freezing · Major disaster (DR-982)
  • October 8, 1992 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-966)
  • January 15, 1990 · Severe Freeze · Major disaster (DR-851)
  • September 12, 1985 · Hurricane Elena · Major disaster (DR-743)
  • March 18, 1985 · Severe Freeze · Major disaster (DR-732)
  • September 29, 1979 · Severe Storms & Flooding · Major disaster (DR-607)
  • May 15, 1979 · Severe Storms, Tornadoes & Flooding · Major disaster (DR-586)
  • January 31, 1977 · Severe Winter Weather · Major disaster (DR-526)
  • June 23, 1972 · Tropical Storm Agnes · Major disaster (DR-337)
  • November 7, 1968 · Hurricane Gladys · Major disaster (DR-252)

Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.

Storm damage at your Tampa property? Call Homeland first: (305) 783-3777, 24/7. We document the damage and handle your claim for you.

Tampa Public Adjusters

Homeland serves Tampa property owners, available 24/7 by phone at (813) 807-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.

Tampa resources after a property loss

The offices a Tampa property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Hillsborough County and state sources.

Talk to a Public Adjuster

How Can We Help You Recover, or Prepare?

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