Experienced Public Adjusters Serving Tampa Property Owners
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Tampa Bay Hurricane and Flood Facts
- During Hurricane Helene in September 2024, the National Hurricane Center found that storm surge flooded land within Tampa Bay to depths of 5 to 7 feet above ground level.
- Heavy rain from Hurricane Milton in October 2024 caused widespread river and urban flooding in the St. Petersburg-Tampa area, where the National Hurricane Center reports record-high crests on the Hillsborough River.
- Tampa International Airport recorded 11.73 inches of total rain from Hurricane Milton in October 2024, according to the National Hurricane Center’s observations table.
- During Hurricane Irma in September 2017, the McKay Bay tide gauge in Hillsborough County recorded a storm surge of 3.07 feet, and a CoCoRaHS station near Lutz in the county measured 16.08 inches of rain, the highest total in the Florida Climate Center’s Irma table.
- Hillsborough County was among the counties designated for FEMA Individual Assistance under Hurricane Irma major disaster declaration FEMA-4337-DR, declared September 10, 2017.
- Average homeowners insurance premium in Hillsborough County: $3,525 a year with wind coverage, $2,676 without; condominium unit owners $1,353 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Tampa
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Tampa.
Flood Damage
Storm surge and flood losses in Tampa, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Tampa homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Tampa businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Tampa condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (813) 807-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Tampa owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Tampa Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Tampa, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Tampa Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Tampa property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Tampa. Llámenos al 813-807-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (813) 807-3777
In the News Near Tampa, FL
Tampa Public Adjuster FAQs
Tampa property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm surge and flood claims in Tampa?▶
Yes. Tampa Bay floods from both surge and rain: Hurricane Helene’s surge reached 5 to 7 feet above ground within the bay in 2024, and Hurricane Milton brought 11.73 inches of rain to Tampa International Airport weeks later. Homeland documents surge, flood and wind damage and handles the claim; call our local line 24/7 at (813) 807-3777.
Does Homeland handle hurricane and flood claims in Tampa?▶
Yes. Hurricane, wind and flood claims are among the losses Homeland handles, including claims under both NFIP and private flood policies. Tampa-area owners have lived through Hurricanes Helene and Milton.
How do I find a public adjuster near me after property damage in Tampa?▶
Call Homeland directly for a free claim review. We serve Tampa, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Tampa Public Adjusters
Homeland serves Tampa property owners, available 24/7 by phone at (813) 807-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Tampa resources after a property loss
The offices a Tampa property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Hillsborough County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help