Verify Homeland
Check us before you hire anyone. New Jersey public adjuster licenses are issued by the New Jersey Department of Banking and Insurance (DOBI).
- Serves Union City: Yes — statewide in New Jersey. A licensed Homeland public adjuster comes to your property. Call (201) 734-3777.
- Homeland Public Adjusters Corporation: New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: New Jersey public adjuster license 3003714097
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, New Jersey 3003714335
- Reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). New Jersey (732) 517-3777 · Florida (305) 783-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits state law sets. No Recovery, No Fee.
Experienced Public Adjusters Serving Union City Property Owners
Request A Free Claim Evaluation
Hudson County Storm and Claim History
- Hurricane Sandy struck the Hudson County waterfront on October 29, 2012, with storm surge overtopping the Hudson River shoreline in neighboring Hoboken and Jersey City; Hudson County was one of four northern New Jersey counties Governor Chris Christie named in his request for an expedited federal disaster declaration.
- Sandy's winds and surge caused massive power outages across Hudson County communities including Union City, West New York, North Bergen, Weehawken, Bayonne, and Jersey City, with roughly half of Jersey City losing power and tens of thousands of residents across the county's waterfront towns left without electricity for days.
- Statewide, New Jersey's Hurricane Sandy damage was estimated by NOAA's National Centers for Environmental Information at $29.4 billion (with the state's own estimate at $36.8 billion).
- Hudson County, home to Union City, was one of the eight counties in FEMA’s first Hurricane Sandy declaration for New Jersey, dated October 30, 2012, for Individual Assistance.
Insurance Claims We Handle in Union City
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Union City.
Flood Damage
Storm surge and flood losses in Union City, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Union City homes, condos and businesses.
Winter Storm & Roof Damage
Ice dam, snow-load roof collapse, and frozen pipe damage from winter storms in New Jersey.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Union City businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Union City condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Landlords & Rental Properties
Building damage, loss of rents and tenant-caused damage claims for Union City rental owners.
Not sure which claim fits?
Call us 24/7. Florida (305) 783-3777. New Jersey (201) 734-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free prep and advocacy app for property owners. Union City owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their account. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Public adjusting services require a separate written agreement.
Get the Adjuster Advantage™ App
A Union City Claims Team Working for Policyholders
Since 2006, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Union City, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
W818638
3003982360
Member
Union City Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Union City property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Union City. Llámenos al 305-783-3777 (Florida) o al 201-734-3777 (Nueva Jersey).
Call Us Now: (305) 783-3777
In the News Near Union City, NJ
Union City Public Adjuster FAQs
Union City property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle storm and water-damage claims in Union City?▶
Yes. Hurricane Sandy caused massive power outages across Hudson County communities including Union City in 2012, and Hudson County was designated for FEMA Individual Assistance after both Sandy and the remnants of Hurricane Ida. Homeland documents storm and water damage and handles the claim for you; call our local line 24/7 at (201) 734-3777.
Does Homeland handle storm and hurricane-related claims in Union City?▶
Yes. Storm, wind and water claims are among the losses Homeland handles. Hudson County, like the rest of New Jersey, can be affected by the remnants of hurricanes and tropical storms, as the region experienced during Hurricane Sandy in 2012.
Is Homeland a licensed public adjuster in New Jersey?▶
Yes. Homeland Public Adjusters Corporation holds New Jersey public adjuster firm license No. 3003982360 from the Department of Banking and Insurance. The insurance adjusters NJ carriers send to Union City properties work for the insurer; as licensed public insurance adjusters, we work only for the policyholder. See what a New Jersey public adjuster license requires.
I need a really good public adjuster in Union City. How do I pick one?▶
Judge every firm the same way: an active New Jersey public adjuster license, a named adjuster on your file, the fee in writing before you sign, and real results and reviews. Homeland: New Jersey firm license 3003982360, named licensed adjusters, serving property owners since 2006, and English and Spanish. A licensed adjuster comes to your property in Union City.
Who will personally handle my claim?▶
A licensed Homeland public adjuster, named to you on the first call. In New Jersey that is Yeni Martinez, President (New Jersey public adjuster license 3003714097), or Yisel Dieguez, licensed public adjuster and Xactimate estimator (New Jersey 3003714335). Both are listed under Verify Homeland.
How much do you charge?▶
Homeland explains its fee in your written agreement before you sign, so you know it up front, along with your right to cancel. No recovery, no fee. How New Jersey regulates public adjuster fees: New Jersey fees.
Can you get my insurance to pay more?▶
We document every dollar your policy owes and negotiate for the full amount. What we do: inspect and document all the damage, write a line-item estimate, compare it with the insurer’s, and negotiate the claim for you, start to finish. See our published results.
Can someone come out to my place in Union City and look at the damage?▶
Yes. A licensed Homeland public adjuster comes to your property in Union City and anywhere in New Jersey, including Hoboken and West New York, so you don’t need to visit an office. Call (201) 734-3777, 24/7, in English or Spanish.
The insurer already offered money (or paid nothing). Can you still help?▶
A licensed public adjuster can still help, and underpaid, denied and closed claims are a big part of what we do. We review the insurer’s letter and estimate, inspect the damage and present the full claim. Read Insurance denied or lowballed your claim? Every option, compared.
Water got into my house. Who can help?▶
If you safely can, stop the water and take photos and video before you clean up. Then call a licensed public adjuster. Homeland handles water damage claims in Union City: burst pipes, AC leaks, roof leaks and flooding. We document the damage, check which policy applies and handle the claim for you. Call (201) 734-3777, 24/7.
Someone told me about Homeland. Are they any good?▶
Don’t take our word for it; check us. Every Homeland license is listed under Verify Homeland: firm license 3003982360 in New Jersey, named licensed adjusters, BBB Accredited Business with an A+ rating, serving property owners since 2006. Read the results and reviews, and ask us who will handle your claim before you sign.
Can I see results from claims like mine?▶
Yes. Our results and reviews page shows published claim results by type of damage and area, with client reviews. Ask us on the first call about claims similar to yours.
By Yisel Dieguez
By Yeni MartinezStorm history near Union City
Since 1851, 20 tropical storms and hurricanes have passed within 50 miles of Union City, 3 of them hurricanes at their closest point, plus 13 tropical depressions and post-tropical storms. The strongest at its closest point was Unnamed hurricane (1893), a Category 1 hurricane 8 miles away. Scroll to follow the storms that shaped the area.
Ida · 2021
At its closest point on September 2, 2021, Ida was a post-tropical storm about 34 miles from Union City, with winds near 45 mph.
Irene · 2011
At its closest point on August 28, 2011, Irene was a tropical storm about 7 miles from Union City, with winds near 60 mph.
Gloria · 1985
At its closest point on September 27, 1985, Gloria was a Category 1 hurricane about 40 miles from Union City, with winds near 85 mph.
Belle · 1976
At its closest point on August 10, 1976, Belle was a Category 1 hurricane about 40 miles from Union City, with winds near 75 mph.
Unnamed hurricane · 1893
At its closest point on August 24, 1893, Unnamed hurricane was a Category 1 hurricane about 8 miles from Union City, with winds near 85 mph.
All 33 storms within 50 miles
| Year | Storm | At closest point | Distance | Winds |
|---|---|---|---|---|
| 2021 | Ida | Post-tropical storm | 34 mi | 45 mph |
| 2020 | Fay | Tropical depression | 12 mi | 40 mph |
| 2011 | Irene | Tropical storm | 7 mi | 60 mph |
| 2008 | Hanna | Tropical storm | 24 mi | 50 mph |
| 2000 | Gordon | Post-tropical storm | 40 mi | 30 mph |
| 1999 | Floyd | Tropical storm | 30 mi | 60 mph |
| 1996 | Bertha | Tropical storm | 13 mi | 70 mph |
| 1988 | Chris | Post-tropical storm | 16 mi | 25 mph |
| 1985 | Gloria | Category 1 hurricane | 40 mi | 85 mph |
| 1976 | Belle | Category 1 hurricane | 40 mi | 75 mph |
| 1972 | Agnes | Post-tropical storm | 21 mi | 60 mph |
| 1971 | Doria | Tropical storm | 5 mi | 60 mph |
| 1968 | Unnamed storm | Tropical storm | 40 mi | 65 mph |
| 1968 | Candy | Post-tropical storm | 45 mi | 30 mph |
| 1961 | Unnamed storm | Tropical storm | 39 mi | 60 mph |
| 1960 | Brenda | Tropical storm | 22 mi | 60 mph |
| 1955 | Diane | Tropical storm | 14 mi | 45 mph |
| 1952 | Able | Tropical storm | 36 mi | 55 mph |
| 1945 | Unnamed storm | Post-tropical storm | 13 mi | 30 mph |
| 1934 | Unnamed storm | Post-tropical storm | 26 mi | 45 mph |
| 1924 | Unnamed storm | Post-tropical storm | 5 mi | 70 mph |
| 1915 | Unnamed storm | Post-tropical storm | 16 mi | 60 mph |
| 1900 | Unnamed storm | Post-tropical storm | 32 mi | 40 mph |
| 1893 | Unnamed storm | Tropical storm | 47 mi | 65 mph |
| 1893 | Unnamed hurricane | Category 1 hurricane | 8 mi | 85 mph |
| 1888 | Unnamed storm | Post-tropical storm | 36 mi | 40 mph |
| 1888 | Unnamed storm | Tropical storm | 34 mi | 45 mph |
| 1882 | Unnamed storm | Tropical storm | 49 mi | 45 mph |
| 1874 | Unnamed storm | Tropical storm | 14 mi | 70 mph |
| 1872 | Unnamed storm | Tropical storm | 17 mi | 45 mph |
| 1866 | Unnamed storm | Post-tropical storm | 3 mi | 60 mph |
| 1863 | Unnamed storm | Tropical storm | 14 mi | 50 mph |
| 1861 | Unnamed storm | Tropical storm | 21 mi | 65 mph |
Federal disaster declarations covering Hudson County
Since 1971, FEMA has issued 18 federal declarations covering Hudson County for storms, floods, winter weather, freezes and fires.
- September 5, 2021 · Remnants of Hurricane Ida · Major disaster (DR-4614)
- September 2, 2021 · Remnants of Hurricane Ida · Emergency (EM-3573)
- March 14, 2016 · Severe Winter Storm and Snowstorm · Major disaster (DR-4264)
- October 30, 2012 · Hurricane Sandy · Major disaster (DR-4086)
- October 28, 2012 · Hurricane Sandy · Emergency (EM-3354)
- August 31, 2011 · Hurricane Irene · Major disaster (DR-4021)
- August 27, 2011 · Hurricane Irene · Emergency (EM-3332)
- February 4, 2011 · Severe Winter Storm and Snowstorm · Major disaster (DR-1954)
All 18 declarations
- April 26, 2007 · Severe Storms and Inland and Coastal Flooding · Major disaster (DR-1694)
- September 19, 2005 · Hurricane Katrina Evacuation · Emergency (EM-3257)
- March 20, 2003 · Snow · Emergency (EM-3181)
- September 19, 2001 · Fires and Explosions · Emergency (EM-3169)
- September 17, 1999 · Hurricane Floyd Emergency Declarations · Emergency (EM-3148)
- November 19, 1996 · Severe Storms and Flooding · Major disaster (DR-1145)
- January 13, 1996 · Blizzard of 96 (Severe Snow Storm) · Major disaster (DR-1088)
- March 17, 1993 · Severe Blizzard · Emergency (EM-3106)
- December 18, 1992 · Coastal Storm, High Tides, Heavy Rain, & Flooding · Major disaster (DR-973)
- September 4, 1971 · Heavy Rains & Flooding · Major disaster (DR-310)
Sources: National Hurricane Center, HURDAT2 Atlantic best track, 1851–2025; OpenFEMA Disaster Declarations Summaries; U.S. Census Bureau boundaries. Distance is to the storm’s center at its closest point; damage reaches well beyond the center. Older tracks are less precise.
Union City Public Adjusters
Homeland serves Union City property owners, available 24/7 by phone at (305) 783-3777 (Florida) and (201) 734-3777 (New Jersey). We handle claims across all of Florida and New Jersey, including nearby Hudson County communities such as Jersey City, North Bergen and Bayonne.
Union City resources after a property loss
The offices a Union City property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Hudson County and state sources.
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?