Wherever you are in Florida, we come to you. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Serving Florida property owners since 2006, in English and Spanish. New Jersey: statewide.
Who We Help With Property Claims
Homeowners, renters, landlords, condo and HOA boards, businesses, farms, churches, schools and nonprofits, owners with no insurance in Florida, and the law firms that represent them.
If you need help with a property insurance claim for your home, rental, association, business, farm or organization in Florida or New Jersey, Homeland Public Adjusters handles exactly this kind of claim. Homeland is a licensed public adjusting firm (Florida W818638; New Jersey 3003982360) with 20 years in the industry (since 2006) and a network of experts in Florida and New Jersey ready to take on any loss. In Florida we come to you within hours, wherever you are. Call (305) 783-3777 (Florida) or (732) 517-3777 (New Jersey), 24/7, English or Spanish.
Reviewed by Yeni Martinez, Licensed Public Adjuster, Florida (License P103370) and New Jersey (License 3003714097) · Homeland Public Adjusters · Last reviewed: November 2026
The Short Answer
Homeland Public Adjusters works for property owners, never for insurance companies. Homeland is a licensed public adjusting firm in Florida and New Jersey with 20 years in the industry and a network of experts in Florida and New Jersey ready to take on any loss. Find yourself below: each entry says what the claim usually involves and links to the claim types that client typically has.
Looking for a claim type instead? See every claim type we handle.
Homes, Rentals, Associations & Organizations
Owners, renters and the boards and organizations that care for a building.
Homeowners
Your home, its contents and the extra living costs while it is repaired, in Florida and New Jersey. Homeland works for you, not the insurance company.
Typical claims: Hurricane & Wind Damage, Flood Damage, Fire & Smoke Damage, Water Damage, Winter Storm & Roof Damage, Theft & Vandalism, A Car Hit My House, Lightning, Trees & Other Sudden Losses, Neighbor’s Tree Fell on My House, Contractor or Construction Damage, Denied & Underpaid Claims, Supplemental & Reopened Claims, Proof of Loss, Appraisal, Independent Xactimate Estimate
Condo & HOA Master Policy Claims
Associations claim on the master policy; unit owners claim on their own HO-6. Homeland represents boards and managers on the association’s claim.
Typical claims: Commercial & Specialty Claims, Commercial Property & Business Claims, Business Income & Extra Expense, Food Spoilage & Power Outage, Builders Risk, Hurricane & Wind Damage, Flood Damage, Water Damage, Fire & Smoke Damage, Loss Assessment Coverage (Condo HO-6), Special Assessments After an Association Claim, Appraisal, Denied & Underpaid Claims
Landlords & Rental Properties
The rental building, lost rent and damage caused by tenants or storms, on a landlord or dwelling policy.
Typical claims: Hurricane & Wind Damage, Water Damage, Fire & Smoke Damage, Theft & Vandalism, A Car Hit My House, Contractor or Construction Damage, Neighbor’s Tree Fell on My House, Denied & Underpaid Claims, Supplemental & Reopened Claims
Short-Term & Vacation Rentals
Airbnb, VRBO and vacation rentals: which policy pays when a guest, a storm, a fire or water damages the property.
Typical claims: Hurricane & Wind Damage, Water Damage, Fire & Smoke Damage, Theft & Vandalism, Lightning, Trees & Other Sudden Losses, Denied & Underpaid Claims
Renters
Your belongings and extra living costs under a renters policy, after a fire, water loss, theft or storm.
Typical claims: Fire & Smoke Damage, Water Damage, Theft & Vandalism, Food Spoilage & Power Outage, Proof of Loss, Denied & Underpaid Claims
Mobile & Manufactured Homes
Mobile and manufactured homes damaged by hurricane, wind, fire or water, including tie-downs, skirting and attached structures.
Typical claims: Hurricane & Wind Damage, Flood Damage, Fire & Smoke Damage, Water Damage, Neighbor’s Tree Fell on My House, Lightning, Trees & Other Sudden Losses, Denied & Underpaid Claims
Farms, Groves, Nurseries & Crop Review
Farms, groves, ranches, stables and nurseries: buildings, greenhouses, equipment and nursery stock.
Typical claims: Contractor’s Equipment (Inland Marine), Cargo & Commercial Fleet, Food Spoilage & Power Outage, Business Income & Extra Expense, Hurricane & Wind Damage, Flood Damage, Fire & Smoke Damage, Lightning, Trees & Other Sudden Losses, Denied & Underpaid Claims
Churches, Schools & Nonprofits
Houses of worship, schools and nonprofits: the building, its contents and the programs that pause while it is repaired.
Typical claims: Hurricane & Wind Damage, Water Damage, Fire & Smoke Damage, Theft & Vandalism, Commercial & Specialty Claims, Builders Risk, Business Income & Extra Expense, Denied & Underpaid Claims
Third-Party Damage, No Insurance (Florida)
Florida owners with no property insurance whose property was damaged by an insured neighbor, contractor or driver. Homeland adjusts the loss and helps with the property damage recovery.
Typical claims: A Car Hit My House, Contractor or Construction Damage, Neighbor’s Tree Fell on My House, Property Damage Lawyer or Public Adjuster?
Businesses & Commercial Property
Commercial owners and tenants, by industry.
Commercial Property & Business Claims
Commercial buildings, equipment, inventory and lost income, with the industry pages below for restaurants, hotels, warehouses, offices, retail and auto shops.
Typical claims: Commercial & Specialty Claims, Business Income & Extra Expense, Food Spoilage & Power Outage, Builders Risk, Boats & Yachts, Marinas, Boatyards & Dealers, Contractor’s Equipment (Inland Marine), Cargo & Commercial Fleet, Cyber vs. Property Business Interruption (Florida), Hurricane & Wind Damage, Flood Damage, Fire & Smoke Damage, Water Damage, Theft & Vandalism, A Car Hit My House, Denied & Underpaid Claims, Appraisal
Marinas, Boatyards & Dealers
Marinas, boatyards and boat dealers: docks, dry-stack, inventory and the income lost while the business recovers.
Typical claims: Boats & Yachts, Business Income & Extra Expense, Contractor’s Equipment (Inland Marine), Hurricane & Wind Damage, Flood Damage, Fire & Smoke Damage, Commercial & Specialty Claims
Restaurants & Food Service
Kitchen fires, water damage, equipment and spoilage losses, and the income lost while the restaurant is closed.
Typical claims: Fire & Smoke Damage, Food Spoilage & Power Outage, Business Income & Extra Expense, Water Damage, Cyber vs. Property Business Interruption (Florida)
Hotels & Motels
Hurricane, fire and water damage to rooms and common areas, and the business interruption that follows.
Typical claims: Hurricane & Wind Damage, Water Damage, Fire & Smoke Damage, Business Income & Extra Expense, Food Spoilage & Power Outage
Warehouses & Industrial
Roof, fire, water and wind damage to the building, the racking, the equipment and the stored inventory.
Typical claims: Hurricane & Wind Damage, Fire & Smoke Damage, Cargo & Commercial Fleet, Contractor’s Equipment (Inland Marine), Food Spoilage & Power Outage, Business Income & Extra Expense
Medical & Dental Offices
Water, fire and storm damage to equipment, build-out and records, and the income lost while the practice is closed.
Typical claims: Water Damage, Food Spoilage & Power Outage, Business Income & Extra Expense, Cyber vs. Property Business Interruption (Florida), Fire & Smoke Damage
Retail & Strip Centers
Storefront, roof, water and vehicle damage at a store or shopping center, for owners and tenants.
Typical claims: A Car Hit My House, Theft & Vandalism, Hurricane & Wind Damage, Business Income & Extra Expense, Food Spoilage & Power Outage
Auto Shops & Dealers
Fire, hail, flood and storm damage to the building, the equipment and the vehicle inventory.
Typical claims: Fire & Smoke Damage, Flood Damage, Hurricane & Wind Damage, Theft & Vandalism, Business Income & Extra Expense
Large Loss Claims
Major commercial or association losses where the building, equipment, inventory and income claims together run large.
Typical claims: Commercial & Specialty Claims, Business Income & Extra Expense, Builders Risk, Appraisal, Independent Xactimate Estimate
Law Firms
Law Firms
Attorneys with a client’s property claim: inspections, scope, Xactimate estimates and appraisal-ready files. Legal work stays with the firm.
Typical claims: Denied & Underpaid Claims, Appraisal, Examination Under Oath (EUO), Commercial & Specialty Claims, Independent Xactimate Estimate, Supplemental & Reopened Claims, Proof of Loss, Property Damage Lawyer or Public Adjuster?
Support pages for attorneys:
How Homeland Handles It
- Call Homeland first. Before you sign anything, hand over records or throw anything out, talk to a licensed public adjuster who works for you.
- We document and value every part. We inspect, measure and write our own estimate, and bring in the experts each coverage needs.
- We present and negotiate the claim. Homeland reports the claim for you, meets the insurer’s adjusters and consultants, presents the full claim and negotiates it to resolution.
Does Homeland represent the insurance company?
No. Homeland Public Adjusters represents property owners: individuals, associations, businesses and organizations. We never work for an insurance company.
I have no property insurance. Can Homeland help?
In Florida, when an insured neighbor, contractor or driver caused the damage, Homeland adjusts the loss and helps with the property damage recovery from their insurer. In New Jersey, Homeland represents policyholders on their own policies.
Do you work in English and Spanish?
Yes, 24/7, in English or Spanish.
THIS IS A SOLICITATION FOR BUSINESS. IF YOU HAVE HAD A CLAIM FOR AN INSURED PROPERTY LOSS OR DAMAGE AND YOU ARE SATISFIED WITH THE PAYMENT BY YOUR INSURER, YOU MAY DISREGARD THIS ADVERTISEMENT.
Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves all of Florida: Yes — every city and county. A licensed Homeland public adjuster comes to your property — no need to visit an office. Call (305) 783-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.