Experienced Public Adjusters Serving Fort Lauderdale Property Owners
Fort Lauderdale is part of our Broward County public adjuster services.
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Fort Lauderdale Flood and Storm Facts
- The National Weather Service called the April 12, 2023 Fort Lauderdale flash flood the most significant flood event of the year in South Florida, causing at least $28 million in damage and displacing residents of entire neighborhoods for as much as a week.
- Broward County says approximately a third of Fort Lauderdale’s average annual rainfall came down during an eight-hour window in the April 12, 2023 flooding.
- During Hurricane Wilma on October 24, 2005, the National Weather Service in Miami recorded a peak wind gust of 99 mph at Fort Lauderdale, with a maximum sustained wind of 70 mph.
- The April 12–14, 2023 storms and flooding led to a federal major disaster declaration on April 27, 2023, with Broward County designated for both Individual and Public Assistance, according to the Florida Division of Emergency Management.
- Hurricane Nicole pushed storm surge of 2 to 2.5 feet along the Broward and Palm Beach coasts in November 2022, according to the National Weather Service in Miami.
- Average homeowners insurance premium in Broward County: $6,136 a year with wind coverage, $3,008 without; condominium unit owners $1,816 with wind, averaged across all insurers, insured values and deductibles (Florida OIR, Property Insurance Stability Report, July 1, 2026; data as of March 31, 2026). See every county's average.
Insurance Claims We Handle in Fort Lauderdale
Hurricane & Wind Damage
Wind, rain intrusion, roof and structural damage from hurricanes and tropical storms in Fort Lauderdale.
Flood Damage
Storm surge and flood losses in Fort Lauderdale, with help navigating NFIP and private flood policies.
Fire Damage
Structural fire damage as well as damage caused by heat, smoke, and soot.
Water Damage
Broken pipes, plumbing failures, leaks and water intrusion in Fort Lauderdale homes, condos and businesses.
Theft & Vandalism Damage
Documentation of malicious property damage, stolen property, and related covered losses.
Business & Commercial
Claim support for Fort Lauderdale businesses and commercial property owners.
Condo & HOA Associations
Master policy claims for Fort Lauderdale condo and HOA boards and managers.
Renters
Belongings and living expenses when your landlord insures only the building.
Other Claims
For insured clients: vehicle impact, lightning, falling trees and objects, sinkholes, and other events potentially covered by the applicable policy.
Denied & Underpaid
Review of claim decisions, estimates, documentation, and potentially overlooked or disputed damage.
Third Party Uninsured Damage Claims
For property owners with no coverage of their own whose damage was caused by someone else's insured loss.
Not sure which claim fits?
Call us 24/7. Florida (954) 787-3777. New Jersey (732) 517-3777.
Get the Adjuster Advantage™
Adjuster Advantage™ is Homeland's free pre-loss membership and app for property owners. Fort Lauderdale owners can understand their policy, keep records ready, prepare before storm season, and have a licensed Homeland public adjuster assigned to their membership. Prep tools are available in all 50 states, with adjuster support in Florida and New Jersey.
Joining is free and does not create a contract or agreement with Homeland for any claim. Hiring Homeland is optional and requires a separate written agreement.
Discover The Adjuster Advantage™
A Fort Lauderdale Claims Team Working for Policyholders
Since 2007, Homeland Public Adjusters has stood with property owners, not insurance companies. We serve Fort Lauderdale, available 24/7 by phone. Our team combines claim experience, detailed loss documentation, policy review, estimating, and persistent advocacy to help clients through a process that can quickly become complicated.
Professional Standards & Industry Resources
Homeland stays connected to the standards, regulations, and resources that shape public adjusting and property insurance. These include the Florida Department of Financial Services, Division of Consumer Services, Florida Statutes Chapter 626, and FAPIA (Florida Association of Public Insurance Adjusters).
Meet Our TeamPublic Adjusters
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Fort Lauderdale Property Damage? Help Is Available 24/7
After a hurricane, major storm, fire, water loss, or other damaging event, the first priority is safety. Once conditions allow, documenting what happened becomes a crucial part of the claim. Fort Lauderdale property owners can reach Homeland anytime they need guidance.
Hablamos Español. Nuestro equipo está disponible para ayudarle con su reclamo de seguro de propiedad en Fort Lauderdale. Llámenos al 954-787-3777 (Florida) o al 732-517-3777 (Nueva Jersey).
Call Us Now: (954) 787-3777
In the News Near Fort Lauderdale, FL
Fort Lauderdale Public Adjuster FAQs
Fort Lauderdale property owners often have questions about when to involve a public adjuster, what happens after damage is discovered, and how representation fits into an insurance claim. Here are answers to common questions. Contact us for a free claim review.
Does Homeland handle flash flood claims in Fort Lauderdale?▶
Yes. The April 2023 flood displaced Fort Lauderdale residents for as long as a week and led to a federal disaster declaration for Broward. Flood damage often involves both flood and homeowners coverage, so Homeland documents the loss and handles the claim; call our local line 24/7 at (954) 787-3777.
Does Homeland handle flood and hurricane claims in Fort Lauderdale?▶
Yes. Flood, hurricane and wind claims are among the losses Homeland handles, including claims under both NFIP and private flood policies.
How do I find a public adjuster near me after property damage in Fort Lauderdale?▶
Call Homeland directly for a free claim review. We serve Fort Lauderdale, available 24/7 by phone, and we handle claims across all of Florida and New Jersey.
Does it cost anything to hire Homeland?▶
Homeland’s fee is explained in your written agreement before you hire us, so you know the terms up front. We work on a no recovery, no fee basis.
By Nelson Avila
Fort Lauderdale Public Adjusters
Homeland serves Fort Lauderdale property owners, available 24/7 by phone at (954) 787-3777 (Florida) and (732) 517-3777 (New Jersey). We handle claims across all of Florida and New Jersey.
Fort Lauderdale resources after a property loss
The offices a Fort Lauderdale property owner deals with after a loss, from permit history (the first thing an insurer questions on a roof) to the county's storm response. All official Broward County and state sources.
- Building permits and inspections
- Property records and assessed value
- Emergency management
- National Weather Service forecast office
- State insurance consumer help