How Homeland Answers the Questions to Ask Any Public Adjuster
- Active individual and firm license
- Firm: Florida W818638, New Jersey 3003982360. Each adjuster’s own license number and DFS record are listed under Verify Homeland.
- Complaints and discipline
- BBB A+. Look up any license on the DFS licensee search before you sign.
- Who handles your claim
- A licensed Homeland public adjuster handles your file and comes to your property. Our adjusters are named, with their license numbers, under Verify Homeland.
- A documented process
- Five steps, from your call to payment. See How It Works.
- Fee explained in writing
- Our fee is explained in your written agreement before you hire us. Florida law caps public adjuster fees (Fla. Stat. §626.854(11)(b)); see our fees page. No Recovery, No Fee.
- Reachable 24/7
- 24/7 at (305) 783-3777. A licensed Homeland adjuster comes to your property, anywhere in Florida.
- Bilingual
- English and Spanish, on the phone, at your property and in writing.
The Florida law behind each of the 10 tests is on our Florida 10-point test page. Warning signs and common online claims are answered in Public Adjuster Myths vs. Florida Law.
Verify Homeland
Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.
- Serves Miramar: Yes. Wherever you are in Miramar, a licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (954) 787-3777, 24/7.
- Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
- Alberto Enriquez: Senior licensed public adjuster, Florida P112658
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
- Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
- Complaints and reputation: 5.0★ on Google · BBB A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
How It Works: 5 Steps
- Call Homeland first. Call (305) 783-3777 in Florida or (732) 517-3777 in New Jersey, 24/7, in English or Spanish, before you sign anything or throw anything out.
- A licensed adjuster comes to you. A licensed Homeland public adjuster comes to your property and inspects, photographs and measures the damage.
- We document and file the claim. We write a line-item estimate, report the claim for you, or re-open a claim that was denied, underpaid or closed.
- We negotiate with your insurer. We meet the insurer’s adjuster, present the full claim and negotiate it, start to finish. You don’t have to deal with the insurer alone.
- You get paid. Payment goes to you, and our fee is explained in your written agreement before you hire us, within the limits Florida law sets (Fla. Stat. §626.854(11)(b)). No Recovery, No Fee.
Homeland Results and Reviews in Miramar
- Vehicle Impact · Miramar — $94,000
Every claim is different. Results depend on each loss and policy; past results don't guarantee a future outcome.
Amounts are insurance payments obtained on each claim, before Homeland's fee and other costs, rounded to the nearest dollar. Client names are withheld for privacy.
“We had a major water damage loss at our home in Miramar, and Homeland Public Adjusters did an amazing job handling our claim. They fought for us throughout the entire process…”
What Makes a Miramar Claim Different
Extreme rain and street flooding
During Tropical Storm Eta in November 2020, Miramar recorded more than 15 inches of rain in 48 hours, leading to significant street flooding. Water that rose from the street is flood under a separate policy; water that came in through storm damage to the roof or windows is usually a homeowners claim.
Roof damage from wind
Hurricane Wilma brought hurricane-force gusts of around 120 mph across Broward County on October 24, 2005, causing widespread roof damage in western Broward communities including Miramar. Roof claims often turn on separating storm damage from age and wear, and on whether the roof can be repaired or must be replaced.
House fires
WPLG Local 10 reported that a fire heavily damaged a Miramar home on October 30, 2025. A fire claim covers more than the structure: contents, smoke damage in rooms the fire never reached, and additional living expenses while the family lives elsewhere.
Miramar by the Numbers
| Topic | Fact | Source |
|---|---|---|
| Tropical Storm Eta | Miramar recorded more than 15 inches of rain in 48 hours, the highest total in Broward and Miami-Dade counties (November 2020). | National Weather Service Miami data, as reported by WSVN and WPLG Local 10 |
| Hurricane Wilma | Hurricane-force gusts of around 120 mph crossed Broward County, causing widespread roof damage in western Broward (October 24, 2005). | National Weather Service Miami, 2005 weather summary |
| Hurricane Irma claims | 103,023 insurance claims were filed in Broward County after Hurricane Irma (September 2017). | Florida Office of Insurance Regulation, catastrophe reporting |
| April 2023 storms | A major disaster declaration covered Broward County for severe storms, tornadoes and flooding from April 12 to 14, 2023. | The White House (archived), April 28, 2023 |
| Federal disaster | FEMA designated Broward County for Individual Assistance under Hurricane Irma declaration DR-4337. | FEMA, Designated Areas: Disaster 4337 |
Questions to Ask Any Public Adjuster About a Miramar Claim
- How will you separate street flooding from storm-opening water? Eta dropped more than 15 inches on Miramar in 48 hours. If water came in both ways, each source needs its own documentation.
- How do you show a roof was damaged by wind and not by age? Western Broward roofs have taken hurricane-force gusts before. A strong claim ties each damaged area to the storm with photos and measurements.
- Will you inventory contents and smoke damage after a fire? A fire claim includes belongings and smoke damage throughout the home, not just the burned rooms.
Guides for Miramar Claims
Miramar Questions
Homeland's office is in Miami Lakes. Can you handle a Miramar claim?
My Miramar street flooded during a storm. Is the damage covered?
How long do I have to report storm damage in Florida?
How much does a public adjuster charge in Florida?
Homeland works from its office in Miami Lakes and comes to your property. Call (954) 787-3777, 24/7. Local page: Public Adjuster in Miramar, FL.