St. Petersburg, Florida, skyline and harbor
INSURANCE COMPANY CLAIMS

Kin Insurance Claim Help

Homes and mobile homes in Florida. Call Homeland before you call Kin.

Wherever you are in Florida, we come to you. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Serving Florida property owners since 2006, in English and Spanish. New Jersey: statewide.

Short answer: Kin’s Florida home policies are written by Kin Interinsurance Network, based in St. Petersburg. It reported 171,006 Florida residential policies at July 31, 2026.

Last reviewed: October 2026

Before you call Kin, call Homeland. The first report of a loss frames the whole claim. We review your policy, document the damage and give Kin written notice of the claim for you. Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

How Can We Help You Recover, or Prepare?

Kin Interinsurance Network in Florida, by the numbers

At July 31, 2026, Kin Interinsurance Network reported 171,006 Florida residential policies in force, ranking #12 among the 163 companies in OIR’s July 2026 report by residential policy count: 107,878 homeowners, 37,413 rental dwelling (DP), 15,083 mobile home, and 10,632 condo unit (HO-6). It reported 1,078 new claims opened in July 2026.

In July 2026, Kin Interinsurance Network reported opening 1,078 claims and closing 1,119; 1,597 claims were still pending at month-end, and 637 lawsuits were open. Policyholders or the company invoked mediation on 50 claims that month.

Kin Interinsurance Network Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report
Kin Interinsurance Network Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report

Source: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026. Figures are company filings published without audit by OIR.

Kin Interinsurance Network compared with the Florida market

New claims opened
6.3 · Kin Interinsurance Network
4.3 · Florida
Claims still open at month-end
9.3 · Kin Interinsurance Network
8.8 · Florida
New policies written
23.5 · Kin Interinsurance Network
25.4 · Florida
Policies canceled
11.4 · Kin Interinsurance Network
20.1 · Florida
Policies nonrenewed
5.9 · Kin Interinsurance Network
5.0 · Florida
Lawsuits opened
0.3 · Kin Interinsurance Network
0.2 · Florida

Per 1,000 policies in force, July 2026. Kin Interinsurance Network: 171,006 Florida residential policies; Florida: all 163 companies in the report, 7,717,729 policies. Source: Florida OIR monthly MIR report, July 2026 (company filings, not audited by OIR). One month of data; a single month can swing after a storm.

Questions about a claim with this insurer? Call Homeland first: (305) 783-3777, 24/7.

Before you call Kin

Call us first, so we can read your full policy and give Kin written notice with the facts and photos that support the claim. Until then, photograph everything before anything is thrown out, make only the repairs that stop more damage, and don’t give a statement or sign anything. See the first 24 hours after property damage.

Your deadlines and Kin’s, in Florida

Give notice within 1 year of the date of loss (18 months for a supplemental claim); we give it for you. The insurer must acknowledge the claim within 7 days and pay or deny within 60 days of notice, unless factors beyond its control intervene (Fla. Stat. §§627.70132, 627.70131). See every Florida and New Jersey claim deadline.

Where Kin claims most often need help

Kin writes homeowners, rental dwelling and condo unit policies, plus more than 15,000 mobile home policies, so its claims range from roof and water losses on homes to wind damage on manufactured homes. See mobile and manufactured home claims and the roof-repair code change.

How Homeland helps with your Kin claim

We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with Kin’s adjusters from start to finish, in English or Spanish. If Kin has already paid or denied, upload the letter or estimate to Claim Review for a free first read.

Call 24/7: Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Frequently asked questions

Should I call Kin first?
Call us first. We review your policy and the damage, then give Kin written notice of the claim, so the claim starts with the facts that support it.
Which company insures my Kin policy in Florida?
Kin Interinsurance Network. Check the company name on your declarations page.
Can I hire a public adjuster on a Kin claim?
Yes. A licensed public adjuster represents you, the policyholder, on the claim.

Sources: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026; Fla. Stat. §627.70131; Fla. Stat. §627.70132.

More Insurance Company Guides

Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.

Related Pages
Damage happening now? In Florida
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In New Jersey
Call (732) 517-3777, 24/7

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Kin Claims We Handle

We represent property owners on Kin claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.

How Can We Help You Recover, or Prepare?

Call Homeland First

Upload photos of the damage, your policy, or a letter or estimate you already received. A licensed public adjuster reviews it for free and calls you back right away. No Recovery, No Fee.

Or call 24/7: (305) 783-3777 Florida · (732) 517-3777 New Jersey. Hablamos español.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

  • Serves all of Florida: Yes — every city and county. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (305) 783-3777, 24/7.
  • Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
  • Alberto Enriquez: Senior licensed public adjuster, Florida P112658
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
  • Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
  • Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
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