A Florida manufactured home community damaged by a hurricane

INSURANCE COMPANY CLAIMS

Kin Insurance Claim Help

Homes and mobile homes in Florida. Call Homeland before you call Kin.

Short answer: Kin’s Florida home policies are written by Kin Interinsurance Network, based in St. Petersburg. It reported 171,006 Florida residential policies at July 31, 2026.

Last reviewed: October 2026

Before you call Kin, call Homeland. The first report of a loss frames the whole claim. We review your policy, document the damage and give Kin written notice of the claim for you. Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Free Claim Review Florida (305) 783-3777 New Jersey (732) 517-3777

Kin Interinsurance Network in Florida, by the numbers

At July 31, 2026, Kin Interinsurance Network reported 171,006 Florida residential policies in force, ranking #12 among the 163 companies in OIR’s July 2026 report by residential policy count: 107,878 homeowners, 37,413 rental dwelling (DP), 15,083 mobile home, and 10,632 condo unit (HO-6). It reported 1,078 new claims opened in July 2026.

Kin Interinsurance Network Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report

Source: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026. Figures are company filings published without audit by OIR.

Before you call Kin

Call us first. We read your policy, then report the claim to Kin in writing, with the facts and photos that support it.

Before anything is thrown out, photograph and video every room, the roof and the outside, and keep damaged items. Make only the repairs needed to stop more damage, and keep every receipt.

Talk to us before you give a statement or sign anything, whether it comes from the insurance company or a contractor.

We get the full policy, not just the declarations page, because the endorsements and exclusions decide the claim.

Your deadlines and Kin’s, in Florida

Notice of the claim must be given within 1 year of the date of loss for a new or reopened claim, and within 18 months for a supplemental claim (Fla. Stat. §627.70132). We give that notice for you.

The insurer acknowledges your claim within 7 days, sends you its adjuster’s detailed estimate within 7 days after the adjuster prepares it, and pays or denies within 60 days of notice unless factors beyond its control intervene (Fla. Stat. §627.70131).

If you disagree on the amount, your options include re-documenting and negotiating, the appraisal clause in your policy, and free mediation through the Florida Department of Financial Services. See every option, compared.

Where Kin claims most often need help

Kin writes homeowners, rental dwelling and condo unit policies, plus more than 15,000 mobile home policies, so its claims range from roof and water losses on homes to wind damage on manufactured homes. See mobile and manufactured home claims and the roof-repair code change.

How Homeland helps with your Kin claim

We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with Kin’s adjusters from start to finish, in English or Spanish. If Kin has already paid or denied, upload the letter or estimate to Claim Review for a free first read.

Call 24/7: Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Frequently asked questions

Should I call Kin first?

Call us first. We review your policy and the damage, then give Kin written notice of the claim, so the claim starts with the facts that support it.

Which company insures my Kin policy in Florida?

Kin Interinsurance Network. Check the company name on your declarations page.

Can I hire a public adjuster on a Kin claim?

Yes. A licensed public adjuster represents you, the policyholder, on the claim.

Sources: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026; Fla. Stat. §627.70131; Fla. Stat. §627.70132.

Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.

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Damage happening now? In Florida

Call (305) 783-3777, 24/7

In New Jersey

Call (732) 517-3777, 24/7

Talk to a Public Adjuster

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Tell us about your loss. We’ll call you back.

Claims We Handle

Hurricane & Wind Damage→Flood Damage→Fire Damage→Water Damage→Winter Storm & Roof Damage→Theft & Vandalism Damage→Vehicle Impact Damage→Business & Commercial→Other Claims→Denied & Underpaid→

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Kin Claims We Handle

We represent property owners on Kin claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.

Hurricane & Wind Damage Claims Winter Storm & Roof Damage Claims Water Damage Claims Lightning, Trees & Other Claims Denied & Underpaid Claims Condo & HOA Association Claims Business & Commercial Claims

How Can We Help You Recover?

Call Homeland Before You Call the Insurer

Upload photos of the damage, your policy, or a letter or estimate you already received. A licensed public adjuster reviews it for free and calls you back right away. No Recovery, No Fee.

Start My Claim →Review My Claim →Scan My Policy →

Or call 24/7: (305) 783-3777 Florida · (732) 517-3777 New Jersey. Hablamos español.