Short answer: Liberty Mutual was the sixth-largest homeowners insurance group in New Jersey at December 31, 2025, with 4.76% of homeowners policies in force, according to the Department of Banking and Insurance. Its New Jersey homeowners policies are spread across several companies, including Liberty Mutual Mid-Atlantic Insurance Company, Liberty Mutual Insurance Company and Safeco Insurance Company of America.
Last reviewed: October 2026
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Liberty Mutual in New Jersey
Liberty Mutual held 4.76% of New Jersey homeowners policies in force at December 31, 2025, #6 in the state, according to the New Jersey Department of Banking and Insurance’s Homeowners Market Survey.
Which Liberty Mutual company is on your policy
The company that owes your claim is the one named on your declarations page. These are the companies in the group that wrote New Jersey homeowners policies at December 31, 2025, according to the Department of Banking and Insurance:
| Company on the declarations page | NJ homeowners policies in force (12/31/2025) |
|---|---|
| Liberty Mutual Mid-Atlantic Insurance Company | 67,088 |
| Liberty Mutual Insurance Company | 34,549 |
| Liberty Mutual Fire Insurance Company | 16,910 |
| Safeco Insurance Company of America | 14,474 |
| Wausau Underwriters Insurance Company | 6,661 |
| LM Insurance Corporation | 4,819 |
Before you call Liberty Mutual
Your deadlines and Liberty Mutual’s, in New Jersey
Where Liberty Mutual claims most often need help
New Jersey homeowners claims are often winter and water losses: frozen and burst pipes, ice dams, roof damage from snow load, and wind and fallen-tree damage from nor’easters and coastal storms. See ice dams, frozen pipes and snow load and winter storm damage claims.
How Homeland helps with your Liberty Mutual claim
We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with Liberty Mutual’s adjusters from start to finish, in English or Spanish. If Liberty Mutual has already paid or denied, upload the letter or estimate to Claim Review for a free first read.
Frequently asked questions
Is Safeco the same as Liberty Mutual?
How long does Liberty Mutual have to pay my claim in New Jersey?
Should I call Liberty Mutual first?
Is Homeland licensed in New Jersey?
Sources: N.J.A.C. 11:2-17.7; NJ DOBI Homeowners Market Survey, 12/31/2025.
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Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.
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Liberty Mutual Claims We Handle
We represent property owners on Liberty Mutual claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.