Short answer: Travelers was the fifth-largest homeowners insurance group in New Jersey at December 31, 2025, with 6.12% of homeowners policies in force, according to the Department of Banking and Insurance. Its New Jersey homeowners policies are written by St. Paul Protective Insurance Company and Fidelity and Guaranty Insurance Underwriters, and Travelers sells mainly through independent insurance agents.
Last reviewed: October 2026
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Travelers in New Jersey
Travelers held 6.12% of New Jersey homeowners policies in force at December 31, 2025, #5 in the state, according to the New Jersey Department of Banking and Insurance’s Homeowners Market Survey.
Which Travelers company is on your policy
The company that owes your claim is the one named on your declarations page. These are the companies in the group that wrote New Jersey homeowners policies at December 31, 2025, according to the Department of Banking and Insurance:
| Company on the declarations page | NJ homeowners policies in force (12/31/2025) |
|---|---|
| St. Paul Protective Insurance Company | 122,143 (4.03%) |
| Fidelity and Guaranty Insurance Underwriters | 63,423 (2.09%); not accepting new business, per DOBI |
Before you call Travelers
Your deadlines and Travelers’, in New Jersey
Where Travelers claims most often need help
New Jersey homeowners claims are often winter and water losses: frozen and burst pipes, ice dams, roof damage from snow load, and wind and fallen-tree damage from nor’easters and coastal storms. See ice dams, frozen pipes and snow load and winter storm damage claims.
How Homeland helps with your Travelers claim
We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with Travelers’ adjusters from start to finish, in English or Spanish. If Travelers has already paid or denied, upload the letter or estimate to Claim Review for a free first read.
Frequently asked questions
Is St. Paul Protective the same as Travelers?
How long does Travelers have to pay my claim in New Jersey?
Should I call Travelers first?
Is Homeland licensed in New Jersey?
Sources: N.J.A.C. 11:2-17.7; NJ DOBI Homeowners Market Survey, 12/31/2025.
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Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.
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Travelers Claims We Handle
We represent property owners on Travelers claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.