Wherever you are in New Jersey, we come to you. A licensed Homeland public adjuster comes to your property — statewide NJ, from New Brunswick and Newark to Jersey City, Toms River and Cherry Hill — so you never need to visit an office. Serving property owners since 2006, in English and Spanish.
Short answer: NJM (New Jersey Manufacturers) is the second-largest homeowners insurance group in New Jersey, with 12.81% of homeowners policies in force at December 31, 2025, close behind State Farm.
Last reviewed: October 2026
How Can We Help You Recover, or Prepare?
NJM in New Jersey
NJM held 12.81% of New Jersey homeowners policies in force at December 31, 2025, #2 in the state, according to the New Jersey Department of Banking and Insurance’s Homeowners Market Survey.
Before you call NJM
Call us first, so we can read your full policy and give NJM written notice with the facts and photos that support the claim. Until then, photograph everything before anything is thrown out, make only the repairs that stop more damage, and don’t give a statement or sign anything. See the first 24 hours after property damage.
Your deadlines and NJM’s, in New Jersey
The insurer must begin investigating within 10 working days of notice and pay within 30 days of properly executed proofs of loss, or explain the delay in writing (N.J.A.C. 11:2-17.7). Your policy sets the notice and lawsuit deadlines, so call us promptly. See every Florida and New Jersey claim deadline.
Where NJM claims most often need help
New Jersey homeowners claims are often winter and water losses: frozen and burst pipes, ice dams, and roof damage from snow load. See ice dams, frozen pipes and snow load.
How Homeland helps with your NJM claim
We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with NJM’s adjusters from start to finish, in English or Spanish. If NJM has already paid or denied, upload the letter or estimate to Claim Review for a free first read.
Frequently asked questions
Should I call NJM first?
How long does NJM have to pay my claim?
Is Homeland licensed in New Jersey?
Sources: N.J.A.C. 11:2-17.7; NJ DOBI Homeowners Market Survey, 12/31/2025.
More Insurance Company Guides
Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.
Talk to a Public Adjuster
How Can We Help You Recover, or Prepare?
Tell us about your loss. We’ll call you back.
NJM Claims We Handle
We represent property owners on NJM claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.
Verify Homeland
Check us before you hire anyone. New Jersey public adjuster licenses are issued by the New Jersey Department of Banking and Insurance (DOBI).
- Serves New Jersey: Yes — statewide in New Jersey. A licensed Homeland public adjuster comes to your property. Call (732) 517-3777.
- Homeland Public Adjusters Corporation: New Jersey public adjuster firm license 3003982360
- Yeni Martinez, President: New Jersey public adjuster license 3003714097
- Yisel Dieguez: Licensed public adjuster and Xactimate estimator, New Jersey 3003714335
- Reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
- Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating.
- English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). New Jersey (732) 517-3777 · Florida (305) 783-3777, 24/7.

