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INSURANCE COMPANY CLAIMS

NJM Insurance Claim Help

New Jersey homeowners claims. Call Homeland before you call NJM.

Wherever you are in New Jersey, we come to you. A licensed Homeland public adjuster comes to your property — statewide NJ, from New Brunswick and Newark to Jersey City, Toms River and Cherry Hill — so you never need to visit an office. Serving property owners since 2006, in English and Spanish.

Short answer: NJM (New Jersey Manufacturers) is the second-largest homeowners insurance group in New Jersey, with 12.81% of homeowners policies in force at December 31, 2025, close behind State Farm.

Last reviewed: October 2026

Before you call NJM, call Homeland. The first report of a loss frames the whole claim. We review your policy, document the damage and give NJM written notice of the claim for you. Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

How Can We Help You Recover, or Prepare?

NJM in New Jersey

NJM held 12.81% of New Jersey homeowners policies in force at December 31, 2025, #2 in the state, according to the New Jersey Department of Banking and Insurance’s Homeowners Market Survey.

Before you call NJM

Call us first, so we can read your full policy and give NJM written notice with the facts and photos that support the claim. Until then, photograph everything before anything is thrown out, make only the repairs that stop more damage, and don’t give a statement or sign anything. See the first 24 hours after property damage.

Your deadlines and NJM’s, in New Jersey

The insurer must begin investigating within 10 working days of notice and pay within 30 days of properly executed proofs of loss, or explain the delay in writing (N.J.A.C. 11:2-17.7). Your policy sets the notice and lawsuit deadlines, so call us promptly. See every Florida and New Jersey claim deadline.

Where NJM claims most often need help

New Jersey homeowners claims are often winter and water losses: frozen and burst pipes, ice dams, and roof damage from snow load. See ice dams, frozen pipes and snow load.

How Homeland helps with your NJM claim

We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with NJM’s adjusters from start to finish, in English or Spanish. If NJM has already paid or denied, upload the letter or estimate to Claim Review for a free first read.

Call 24/7: Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Frequently asked questions

Should I call NJM first?
Call us first. We review your policy and the damage, then give NJM written notice of the claim, so the claim starts with the facts that support it.
How long does NJM have to pay my claim?
Under N.J.A.C. 11:2-17.7, a first-party claim is paid within 30 calendar days of receiving properly executed proofs of loss; if the insurer needs more time, it must explain why in writing and update you every 45 days.
Is Homeland licensed in New Jersey?
Yes. Homeland Public Adjusters holds a New Jersey public adjuster firm license, number 3003982360.

Sources: N.J.A.C. 11:2-17.7; NJ DOBI Homeowners Market Survey, 12/31/2025.

More Insurance Company Guides

Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.

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In New Jersey
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NJM Claims We Handle

We represent property owners on NJM claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.

How Can We Help You Recover, or Prepare?

Call Homeland First

Upload photos of the damage, your policy, or a letter or estimate you already received. A licensed public adjuster reviews it for free and calls you back right away. No Recovery, No Fee.

Or call 24/7: (305) 783-3777 Florida · (732) 517-3777 New Jersey. Hablamos español.

Verify Homeland

Check us before you hire anyone. New Jersey public adjuster licenses are issued by the New Jersey Department of Banking and Insurance (DOBI).

  • Serves New Jersey: Yes — statewide in New Jersey. A licensed Homeland public adjuster comes to your property. Call (732) 517-3777.
  • Homeland Public Adjusters Corporation: New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: New Jersey public adjuster license 3003714097
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, New Jersey 3003714335
  • Reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). New Jersey (732) 517-3777 · Florida (305) 783-3777, 24/7.
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