Hurricane shingle damage on a Florida roof

INSURANCE COMPANY CLAIMS

American Integrity Insurance Claim Help

Roof, wind and water claims in Florida. Call Homeland before you call American Integrity.

Short answer: American Integrity Insurance Company, part of American Integrity Insurance Group (NYSE: AII), is Florida’s fifth-largest residential insurer.

Last reviewed: October 2026

Before you call American Integrity, call Homeland. The first report of a loss frames the whole claim. We review your policy, document the damage and give American Integrity written notice of the claim for you. Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Free Claim Review Florida (305) 783-3777 New Jersey (732) 517-3777

In the news: according to Insurance Journal, a lawsuit filed by public adjuster associations cites an American Integrity endorsement that offers a premium discount to policyholders who agree not to use a public adjuster. Florida’s Attorney General is investigating “anti-public adjuster” clauses. Check your declarations page for such an endorsement. Read our report.

American Integrity in Florida, by the numbers

At July 31, 2026, American Integrity reported 424,101 Florida residential policies in force, ranking #5 among the 163 companies in OIR’s July 2026 report by residential policy count: 287,674 homeowners, 102,721 rental dwelling (DP), 16,405 condo unit (HO-6), 7,341 private flood, 5,368 mobile home, 4,274 renters, and 318 commercial residential. It reported 1,315 new claims opened in July 2026.

American Integrity Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report

Source: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026. Figures are company filings published without audit by OIR.

Before you call American Integrity

Call us first. We read your policy, then report the claim to American Integrity in writing, with the facts and photos that support it.

Before anything is thrown out, photograph and video every room, the roof and the outside, and keep damaged items. Make only the repairs needed to stop more damage, and keep every receipt.

Talk to us before you give a statement or sign anything, whether it comes from the insurance company or a contractor.

We get the full policy, not just the declarations page, because the endorsements and exclusions decide the claim.

Your deadlines and American Integrity’s, in Florida

Notice of the claim must be given within 1 year of the date of loss for a new or reopened claim, and within 18 months for a supplemental claim (Fla. Stat. §627.70132). We give that notice for you.

The insurer acknowledges your claim within 7 days, sends you its adjuster’s detailed estimate within 7 days after the adjuster prepares it, and pays or denies within 60 days of notice unless factors beyond its control intervene (Fla. Stat. §627.70131).

If you disagree on the amount, your options include re-documenting and negotiating, the appraisal clause in your policy, and free mediation through the Florida Department of Financial Services. See every option, compared.

Where American Integrity claims most often need help

American Integrity writes homeowners and rental dwelling policies across Florida, so its claims are mostly roof, wind and water losses. Before you agree to any endorsement or discount, read what it changes about your claim rights.

How Homeland helps with your American Integrity claim

We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with American Integrity’s adjusters from start to finish, in English or Spanish. If American Integrity has already paid or denied, upload the letter or estimate to Claim Review for a free first read.

Call 24/7: Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Frequently asked questions

Should I call American Integrity first?

Call us first. We review your policy and the damage, then give American Integrity written notice of the claim, so the claim starts with the facts that support it.

Does my American Integrity policy stop me from hiring a public adjuster?

Check the forms and endorsements list on your declarations page. A lawsuit cites an American Integrity endorsement tied to a premium discount for not using a public adjuster. Call us and we’ll read your policy.

Sources: Insurance Journal, October 21, 2026; Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026; Fla. Stat. §627.70131; Fla. Stat. §627.70132.

Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.

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Claims We Handle

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American Integrity Claims We Handle

We represent property owners on American Integrity claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.

Hurricane & Wind Damage Claims Winter Storm & Roof Damage Claims Water Damage Claims Lightning, Trees & Other Claims Denied & Underpaid Claims Condo & HOA Association Claims Business & Commercial Claims

How Can We Help You Recover?

Call Homeland Before You Call the Insurer

Upload photos of the damage, your policy, or a letter or estimate you already received. A licensed public adjuster reviews it for free and calls you back right away. No Recovery, No Fee.

Start My Claim →Review My Claim →Scan My Policy →

Or call 24/7: (305) 783-3777 Florida · (732) 517-3777 New Jersey. Hablamos español.