Intracoastal Waterway and beach in Boca Raton, Florida
INSURANCE COMPANY CLAIMS

Florida Peninsula and Edison Insurance Claim Help

Water, roof and condo unit claims in Florida. Call Homeland before you call the insurer.

Wherever you are in Florida, we come to you. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Serving Florida property owners since 2006, in English and Spanish. New Jersey: statewide.

Short answer: Florida Peninsula Insurance Company and Edison Insurance Company are two separate Florida insurers supported by the same manager, Windward Risk Managers (formerly Florida Peninsula Managers). Together they reported 345,454 Florida residential policies at July 31, 2026.

Last reviewed: October 2026

Before you call Florida Peninsula or Edison, call Homeland. The first report of a loss frames the whole claim. We review your policy, document the damage and give Florida Peninsula or Edison written notice of the claim for you. Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

How Can We Help You Recover, or Prepare?

Florida Peninsula in Florida, by the numbers

At July 31, 2026, Florida Peninsula reported 198,951 Florida residential policies in force, ranking #10 among the 163 companies in OIR’s July 2026 report by residential policy count: 149,298 homeowners, 29,648 rental dwelling (DP), 19,119 condo unit (HO-6), and 886 renters. It reported 887 new claims opened in July 2026.

In July 2026, Florida Peninsula reported opening 887 claims and closing 793; 1,231 claims were still pending at month-end. Policyholders or the company invoked mediation on 41 claims that month.

Florida Peninsula Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report
Florida Peninsula Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report

Source: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026. Figures are company filings published without audit by OIR.

Florida Peninsula compared with the Florida market

New claims opened
4.2 · Florida Peninsula
4.3 · Florida
Claims still open at month-end
5.9 · Florida Peninsula
8.8 · Florida
New policies written
18.5 · Florida Peninsula
25.4 · Florida
Policies canceled
15.9 · Florida Peninsula
20.1 · Florida
Policies nonrenewed
1.6 · Florida Peninsula
5.0 · Florida
Lawsuits opened
0.0 · Florida Peninsula
0.2 · Florida

Per 1,000 policies in force, July 2026. Florida Peninsula: 345,454 Florida residential policies; Florida: all 163 companies in the report, 7,717,729 policies. Source: Florida OIR monthly MIR report, July 2026 (company filings, not audited by OIR). One month of data; a single month can swing after a storm.

Questions about a claim with this insurer? Call Homeland first: (305) 783-3777, 24/7.

Edison in Florida, by the numbers

At July 31, 2026, Edison reported 146,503 Florida residential policies in force, ranking #15 among the 163 companies in OIR’s July 2026 report by residential policy count: 121,950 homeowners, and 24,553 condo unit (HO-6). It reported 556 new claims opened in July 2026.

In July 2026, Edison reported opening 556 claims and closing 568; 794 claims were still pending at month-end. Policyholders or the company invoked mediation on 21 claims that month.

Edison Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report
Edison Florida residential policies in force by policy type, July 31, 2026. Source: Florida OIR Monthly Market Intelligence Report

Source: Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026. Figures are company filings published without audit by OIR.

Before you call Florida Peninsula or Edison

Call us first, so we can read your full policy and give Florida Peninsula or Edison written notice with the facts and photos that support the claim. Until then, photograph everything before anything is thrown out, make only the repairs that stop more damage, and don’t give a statement or sign anything. See the first 24 hours after property damage.

Your deadlines and the insurer’s, in Florida

Give notice within 1 year of the date of loss (18 months for a supplemental claim); we give it for you. The insurer must acknowledge the claim within 7 days and pay or deny within 60 days of notice, unless factors beyond its control intervene (Fla. Stat. §§627.70132, 627.70131). See every Florida and New Jersey claim deadline.

Where Florida Peninsula and Edison claims most often need help

Water is where many Florida Peninsula and Edison claims start: a supply line, a water heater or a slab leak. Water claims often turn on how fast the leak was reported and on any water-damage sublimit in the policy; see the $10,000 water damage sublimit. Florida Peninsula also writes many rental dwelling (DP) policies, and Edison many condo unit (HO-6) policies; see landlord claims and master policy vs. HO-6.

Rates: Windward Risk Managers announced in June 2026 that Florida’s Office of Insurance Regulation approved rate decreases of 10% for Edison HO-3 homeowners policies, 10.5% for Edison HO-6 condo policies and 0.9% for Florida Peninsula DP-3 dwelling policies, effective July 1, 2026 for new business and July 15, 2026 for renewals.

How Homeland helps with your Florida Peninsula or Edison claim

We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with Florida Peninsula or Edison’s adjusters from start to finish, in English or Spanish. If Florida Peninsula or Edison has already paid or denied, upload the letter or estimate to Claim Review for a free first read.

Call 24/7: Florida (305) 783-3777 · New Jersey (732) 517-3777 · Se habla español.

Frequently asked questions

Should I call Florida Peninsula or Edison first?
Call us first. We review your policy and the damage, then give Florida Peninsula or Edison written notice of the claim, so the claim starts with the facts that support it.
Are Florida Peninsula and Edison the same company?
No. They are separate insurance companies. Florida Peninsula’s parent agreed to acquire Edison’s group in 2009, and today both are supported by Windward Risk Managers. Your declarations page shows which company insures you.

Sources: Windward Risk Managers release, June 26, 2026; Florida Office of Insurance Regulation, Monthly Market Intelligence Report, July 2026; Fla. Stat. §627.70131; Fla. Stat. §627.70132.

More Insurance Company Guides

Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.

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Florida Peninsula and Edison Claims We Handle

We represent property owners on Florida Peninsula and Edison claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.

How Can We Help You Recover, or Prepare?

Call Homeland First

Upload photos of the damage, your policy, or a letter or estimate you already received. A licensed public adjuster reviews it for free and calls you back right away. No Recovery, No Fee.

Or call 24/7: (305) 783-3777 Florida · (732) 517-3777 New Jersey. Hablamos español.

Verify Homeland

Check us before you hire anyone. Every license below links to its public record on the Florida Department of Financial Services licensee search.

  • Serves all of Florida: Yes — every city and county. A licensed Homeland public adjuster comes to your property within hours — no need to visit an office. Call (305) 783-3777, 24/7.
  • Homeland Public Adjusters Corporation: Florida public adjusting firm license W818638 · New Jersey public adjuster firm license 3003982360
  • Yeni Martinez, President: Florida public adjuster license P103370 (licensed since 2007) · New Jersey 3003714097 · designated primary adjuster
  • Alberto Enriquez: Senior licensed public adjuster, Florida P112658
  • Yisel Dieguez: Licensed public adjuster and Xactimate estimator, Florida W873884 · New Jersey 3003714335
  • Nelson Avila: Florida public adjuster license G332385 · Florida Certified Contractor CRC1331322 · property insurance appraiser and umpire
  • Complaints and reputation: 5.0★ on Google · BBB Accredited Business, A+ rating
  • Since 2006: Homeland Public Adjusters, Corp. was incorporated in Florida on December 11, 2006. Our President, Yeni Martinez, has held Florida public adjuster license P103370 since 2007. When Florida began requiring adjusting firms to hold their own firm license (a 2021 law, Senate Bill 1598; DFS began licensing adjusting firms in November 2021), Homeland was issued firm license W818638 on January 11, 2022. On November 10, 2026, Homeland became a BBB Accredited Business (BBB Serving Southeast Florida & the Caribbean), with an A+ rating. Each adjuster’s appointment with Homeland appears on that adjuster’s own DFS record.
  • English and Spanish. Office: 8004 NW 154th Street, Suite 609, Miami Lakes, FL 33016 (visits by appointment). Florida (305) 783-3777 · New Jersey (732) 517-3777, 24/7.
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