Short answer: the American Family group was the fourth-largest homeowners insurance group in New Jersey at December 31, 2025, with 6.23% of homeowners policies in force, according to the Department of Banking and Insurance. In New Jersey its homeowners policies are written by Homesite: Homesite Insurance Company of the Midwest and Homesite Insurance Company. Homesite is part of the American Family Insurance group.
Last reviewed: October 2026
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American Family in New Jersey
American Family held 6.23% of New Jersey homeowners policies in force at December 31, 2025, #4 in the state, according to the New Jersey Department of Banking and Insurance’s Homeowners Market Survey.
Which American Family company is on your policy
The company that owes your claim is the one named on your declarations page. These are the companies in the group that wrote New Jersey homeowners policies at December 31, 2025, according to the Department of Banking and Insurance:
| Company on the declarations page | NJ homeowners policies in force (12/31/2025) |
|---|---|
| Homesite Insurance Company of the Midwest | 148,272 (4.89%) |
| Homesite Insurance Company | 40,691 (1.34%) |
Before you call American Family
Your deadlines and American Family’s, in New Jersey
Where American Family claims most often need help
New Jersey homeowners claims are often winter and water losses: frozen and burst pipes, ice dams, roof damage from snow load, and wind and fallen-tree damage from nor’easters and coastal storms. See ice dams, frozen pipes and snow load and winter storm damage claims.
How Homeland helps with your American Family claim
We represent you, not the insurance company. We read your policy, document the loss, prepare a line-item estimate, and handle the claim with American Family’s adjusters from start to finish, in English or Spanish. If American Family has already paid or denied, upload the letter or estimate to Claim Review for a free first read.
Frequently asked questions
Is Homesite the same as American Family?
How long does Homesite have to pay my claim in New Jersey?
Should I call American Family first?
Is Homeland licensed in New Jersey?
Sources: N.J.A.C. 11:2-17.7; NJ DOBI Homeowners Market Survey, 12/31/2025.
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Homeland Public Adjusters is not affiliated with, endorsed by or sponsored by any insurance company named on this page. Company names are used only to identify the insurer. This page is general information, not legal advice.
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Homesite Claims We Handle
We represent property owners on Homesite claims: homes, condo units, rentals, mobile homes, condominium associations and businesses, in English or Spanish. We work for you, never the insurer.